Parker, CO Auto Insurance Rates
Parker, CO residents can save $420 by comparing multiple quotes & reading reviews & research on Parker car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $789 | $1044 | $1397 |
Latest Auto Insurance Reviews in Parker, Colorado
I believe I pay reasonable premiums at a good deductible rate for my car insurance. I also have peace of mind that the coverage I have for my vehicle covers lots of unseen situations.
My premium and deductible have always been fair. In five years, they've covered 4 cars of various sizes and features, and it's always adjusted accordingly.
I recommend Stat Farm to anyone. Their people are like family, easy to communicate with and very friendly and nice. Their rates are fair and easy to manage. Same as my home insurance.
I am especially happy on the rate we receive. I have found the service comparable to USAA, our former insurance company. I highly recommend MetLife as an alternative.
I have talked to customer service representatives multiple times and they are always extremely knowledgeable and friendly. Very competent.
USAA rates cannot be touched. I checked and still continue to check with other companies regularly for price and coverage comparisons.
Progessive's OK. I don't trust them though. I've had service representatives try to get me to sign up for coverage that I specifically didn't want. I feel like they will pull a fast one just to sell what the company wants them to.
Progessive's OK. I don't trust them though. I've had service representatives try to get me to sign up for coverage that I specifically didn't want. I feel like they will pull a fast one just to sell what the company wants them to.
Most states require a minimum amount of liability coverage, which helps protect you financially if you're found to be responsible for an accident.
The premium is low cost compared to other insurance companies I've checked with, and has at least the same amount of coverage for that lower price.
The premium we receive at Farmers it the most optimal in terms of coverage to premium ratio, thus it is the best offer from any other surrounding auto insurance companies.
the disappointing aspect is that my insurance company doesnt give 100 percent claim in case of any damages or accident. Claims vary to metal and plastic parts of the vehicle which is quiet annoying at times.
I like the cost of my company's premium is the best in the area. This is why I chose to go with them
As soon as you walk into the door, everyone in the office greets you by your name. They are extremely friendly and very knowledgeable about the coverages they sell and what the company offers. The only dislike I may have is with their website, I tried to send a message through but never received a reply from the agent. So I had to either go into the office or call them on the phone.
We ran quote against others and found USAA to be cheapest with the amoun tof coverage offered, just in case.
- Divorced 46 Years old Female licensed 7 years ago with Financed Jeep Patriot Limited used for Business with estimated annual mileage of 12,001 - 15,000.
- bachelors degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 15 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Parker Car Insurance Rate Comparisons
Parker, CO's average car insurance of $1044 differs from Centennial, CO (+$104), Kiowa, CO (+$726), Dove Valley, CO (+$526) and Colorado (+$227)
| Parker | Centennial, CO | Kiowa, CO | Dove Valley, CO | Colorado | |
| Median Insurance Rates | $1044 | +$104 | +$726 | +$526 | +$227 |
Parker Car Insurance Savings By Neighborhood & Street Area
| Parker Driver Street Residence & Car Locations | Car Details in Parker | Parker Driver Demographics | Parker Auto Insurance Estimates | Recent Parker Insurance Savings |
|---|---|---|---|---|
| Castle Oaks | ||||
| Black Pine Ct | 2004 Buick Rendezvous CX | 28 year married man | $1266 | $349 |
| Blue Moon Ct | 2003 Cadillac Seville SLS | 64 year female senior | $1542 | $677 |
| Beverly Hills | ||||
| Peoria St | 2001 Chevrolet Silverado 2500HD Base | 16 year teenager | $3290 | $774 |
| Bolton Dr | 2006 Chrysler 300 C | 38 year man | $1398 | $547 |
| Burning Tree Ranch | ||||
| Random Valley Cir | 2008 Ford Fusion V6 SEL | 17 year female teenager | $3052 | $991 |
| Lost Lake Trl | 2006 Audi A6 4.2 quattro | 35 year married woman | $1042 | $863 |
| Pine Valley | ||||
| E Cambridge Way | 2010 Mazda 3 S | 80 year senior | $1174 | $664 |
| Maplewood Ln | 2012 Hyundai Sonata GLS | 49 year woman | $938 | $357 |
| Cherry Creek Highlands | ||||
| S Hawks Rim Trl | 2010 Toyota Prius III | 72 year male senior | $1160 | $781 |
| E Prairie Wind Ave | 2010 Nissan Rogue S | 17 year male teenager | $3303 | $741 |
Parker Post DUI Car Insurance Rates
| Parker | Perry Park | Castle Rock | Franktown | Colorado | |
| Median Post DUI Insurance Rate | $1941 | +$1258 | +$93 | -$472 | +$423 |
| Male Teenager Post DUI Insurance Rate | $6504 | +$4213 | +$311 | -$1583 | +$1414 |
| Female Teenager Post DUI Insurance Rate | $6271 | +$4061 | +$300 | -$1527 | +$1364 |
The Post DUI insurance in Parker, CO's is $1941 compared to Perry Park (+$1258), Castle Rock (+$93), Franktown (-$472) and Colorado (+$423)
In Parker, a male teenager with Post DUI pays $233 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2001 Chevrolet Silverado 2500HD Base in Parker, CO would pay $6210 on auto insurance while a female teenager POST DUI would pay $5989.
Parker Car Insurance by Segment
Parker Teenagers Car Insurance Rates Comparison
6919 Parker Teenagers (6% of total population), 50% Male & 50% Female.
| Parker | Douglas County | Castle Pines | The Pinery | Colorado | |
| All Teenagers | $3445 | +$2264 | +$2297 | +$2066 | +$749 |
| Male Teenager | $3497 | +$2298 | +$2332 | +$2097 | +$760 |
| Female Teenager | $3372 | +$2215 | +$2248 | +$2022 | +$733 |
Parker teenagers pay $3445 in insurance in contrast with Douglas County (+$2264), Castle Pines (+$2297), The Pinery (+$2066) and Colorado (+$749). The difference between Male & Female teenagers in Parker is $125
Example
- 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3018
- 2011 Kia Sorento LX Female Teenager Insurance Rate $2903
Parker Men & Women Car Insurance
102902 Parker Adults (100% of total population), 49% Men & 51% Women.
| Parker | Inverness | Lone Tree | Kiowa | Colorado | |
| All Women | $991 | +$595 | +$643 | +$690 | +$216 |
| Married Women | $939 | +$564 | +$609 | +$654 | +$204 |
| All Men | $1597 | +$958 | +$1034 | +$1111 | +$347 |
| Married Men | $1482 | +$889 | +$960 | +$1031 | +$322 |
The typical insurance rate of $1597 that Parker Men pay varies from Inverness (+$958), Lone Tree (+$1034), Kiowa (+$1111) and Colorado (+$347). In Parker, married men pay $543 more than married women.
Example
- 2013 Volkswagen Beetle TDI Married Men Insurance Rate $1486
- 2013 Dodge Journey Crew Married Women Insurance Rate $1418
Parker Senior Car Insurance
11019 Parker Seniors (10% of total population), 48% Senior Men & 52% Senior Women.
| Parker | Ponderosa Park | Centennial | Acres Green | Colorado | |
| All Seniors | $1294 | -$315 | +$129 | +$318 | +$282 |
| Senior Men | $1305 | -$318 | +$130 | +$320 | +$283 |
| Senior Women | $1284 | -$313 | +$128 | +$315 | +$279 |
Parker seniors pay $1294 in insurance compared to Ponderosa Park (-$315), Centennial (+$129), Acres Green (+$318) and Colorado (+$282). In Parker, senior men pay $21 more than senior women.
Parker Car Insurance Discounts for Multiple Vehicles
Parker Population with 1 Vehicle 7400 (20% of Parker population), 2 Vehicles 18720 (51% of the Parker population) and 3 vehicles 6695 (18% of the population)
| Parker | Centennial | Meridian | Ponderosa Park | Colorado | |
| 2 Vehicles | $1984 | +$198 | -$312 | -$483 | +$431 |
| 3 Vehicles | $3028 | +$302 | -$476 | -$737 | +$658 |
| 4 Vehicles | $4072 | +$406 | -$640 | -$991 | +$885 |
Parker Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Toyota, Corolla L | $300 | $1040 | $1340 | $950 | $1250 | $90 |
| Nissan, Armada Platinum | $1000 | $1080 | $1580 | $1010 | $2010 | $-430 |
| Toyota, Avalon Limited | $700 | $1090 | $1590 | $1010 | $1710 | $-120 |
| Acura, RDX Tech | $100 | $1060 | $1160 | $990 | $1090 | $70 |
| Ford, Taurus Limited AWD | $200 | $1120 | $1320 | $1040 | $1240 | $80 |