Parkersburg, WV Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Parkersburg, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
In Parkersburg, West Virginia, car insurance premiums of top 4 companies differ by $524 from the median rate
Zimlon’s analysis of the 2016 NAIC Annual Report reveals that car insurance premium rates vary up to $524 from the median prices in Parkersburg, West Virginia. The most significant deviations from the median are observed for 18-year-old single male applicants who drive 10,000 miles annually. The Annual Report lists State Farm Fire and Casualty Company, State Farm Mutual Auto Insurance Company, Allstate Property and Casualty Insurance Company, and Nationwide Insurance Company of America as four companies with the highest market share. Among them, Allstate Property and Casualty Insurance Company offers the lowest premium rate for the aforementioned cohort at $524 less than the median. State Farm Mutual Auto Insurance Company offers the second lowest premium at $124 less than the median. For this analysis, Zimlon uses data published by the 2014 West Virginia Annual Automobile Survey.
The following table shows the 10 car insurance segments analyzed, the median premium rate for each segment, and the premiums charged by companies with the highest market share in Baltimore County, Maryland. The boxes in light red represent the difference between the premium and the median price, for premiums priced higher than the median. The boxes in light green represent the same difference, for prices that are lower than the median.
| Cohort | Median | State Farm Fire and Casualty Company | Allstate Property and Casualty Insurance Company | State Farm Mutual Auto Insurance Company | Nationwide Insurance Company of America |
|---|---|---|---|---|---|
| 62-year-old married female applicants driving 12,000 miles annually | $507 | $112 | $41 | $57 | $73 |
| 18-year-old single female applicants driving 10,000 miles annually | $1385 | $315 | $241 | $124 | $162 |
| 48-year-old married male applicants driving 10,000 miles annually | $546 | $118 | Equal to the median | $62 | $44 |
| 18-year-old single male applicants driving 10,000 miles annually | $1,774 | $462 | $524 | $111 | $210 |
| 62-year-old married male applicants driving 12,000 miles annually | $507 | $112 | $57 | $57 | $62 |
| 48-year-old married female applicants driving 20,000 miles annually | $562 | $102 | Equal to the median | $78 | $81 |
| 35-year-old married male applicants driving 20,000 miles annually | $546 | $134 | Equal to the median | $50 | $44 |
| 25-year-old single male applicants driving 20,000 miles annually | $678 | $92 | $124 | $114 | $52 |
| 35-year-old married female applicants driving 20,000 miles annually | $548 | $132 | $14 | $52 | $46 |
| 25-year-old single female applicants driving 20,000 miles annually | $607 | $145 | $43 | $57 | $22 |
For all 10 customer cohorts, State Farm Fire and Casualty Company charges premiums that are higher than the median. The most expensive premium, at $462 more than the median, is incurred by 18 year-old single male drivers travelling about 10,000 miles annually.
As mentioned above, 18-year-old single male drivers pay the least expensive premiums, which are offered by Allstate Property and Casualty Insurance Company at $524 less than the median. On the other hand, 62-year-old married female drivers travelling 12,000 miles annually pay the most expensive premiums at $41 more than the median.
State Farm Mutual Auto Insurance Company offers a premium insurance rate that is less than the median for all 10 customer cohorts. At $124 less than the median, 18-year-old single female drivers pay the cheapest insurance premiums offered by this company.
The cohort of 18-year-old single male drivers pay the most expensive premium at $210 more than the median, which is provided by Nationwide Insurance Company of America. Meanwhile, 48-year-old married female drivers travelling 20,000 miles annually incur the cheapest premium at $81 less than the median.
The following chart compares car insurance premium rates charged by the four companies with the highest market share in Parkersburg, West Virginia.
Factors that can influence the cost of car insurance in Parkersburg, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Parkersburg, WV Auto Insurance Rates
- Parkersburg, WV Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Parkersburg, WV
- Multi Vehicle Insurance Savings in Parkersburg, WV
- How Credit Score Affects Car Insurance Rates in Parkersburg, WV
- How DUI Affects Auto Insurance Premiums in Parkersburg, WV
- Top Auto Insurance Agents Near Parkersburg, WV
- How Driving Violations Affect Auto Insurance Rates in Parkersburg, WV
- Parkersburg, WV Auto Insurance Discounts on Anti Theft Feature
- Parkersburg, WV Auto Insurance Company Reviews
Parkersburg, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Parkersburg, WV with that of other cities in and around Parkersburg.
| Parkersburg | Belpre | Tygart | Lubeck | Vienna | North Hills | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,394 | $1,034 | $1,392 | $1,449 | $1,444 | $1,535 |
Parkersburg, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Parkersburg, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Parkersburg | $1,340 | $1,132 |
| Belpre | $1,641 | $1,386 |
| Vienna | $1,478 | $1,248 |
| Wood County | $1,903 | $1,608 |
| North Hills | $1,423 | $1,202 |
| Blennerhassett | $1,452 | $1,227 |
| Tygart | $1,916 | $1,618 |
| Lubeck | $1,052 | $888 |
Parkersburg, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Parkersburg, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,523 |
| 20 Years | $1,791 |
| 30 Years | $1,380 |
| 40 Years | $1,327 |
| 50 Years | $1,229 |
| 60 Years | $1,246 |
| 70 Years | $1,451 |
Parkersburg, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Parkersburg, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,426 | $362 |
| 3 Vehicles | $3,638 | $544 |
| 4 Vehicles | $4,851 | $725 |
Savings on 2 Vehicles bundle:$362
Savings on 3 Vehicles bundle:$544
Savings on 4 Vehicles bundle:$725
Parkersburg, WV Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Parkersburg, WV.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Parkersburg | $1,394 | $2,229 |
| Belpre | $1,034 | $1,673 |
| Vienna | $1,444 | $2,309 |
| Wood County | $1,429 | $2,285 |
| North Hills | $1,535 | $2,455 |
| Blennerhassett | $1,455 | $2,327 |
| Tygart | $1,392 | $2,226 |
| Lubeck | $1,449 | $2,317 |
Parkersburg, WV Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,196 |
| Excellent (740-799) | $1,365 |
| Good (670-739) | $1,453 |
| Average (580-669) | $1,895 |
| Poor (300-579) | $2,274 |
Parkersburg, WV Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Waters Insurance Agency | Travelers | 1023 GARFIELD AVE, PARKERSBURG, 26101 | 304-485-5569 |
| Harold Little | Allstate | 3601 Emerson Ave, Parkersburg, 26104 | (304) 422-4848 |
| J W Potts Insurance Agency | Erie | 3210 Dudley Avenue Suite 200, Parkersburg, 26104 | None |
| Chuck Noffsinger | State Farm | 2801 Grand Central Avenue, Vienna, 26105-1557 | 304-295-4575 |
| Jpk Inc. Dba Kiger Insurance Agency | None | 1215 Avery St 1215 Avery St, Parkersburg, 26101 | None |
| Fanta Insurance, Inc. Dba Waters Insurance Agency | None | 1023 Garfield Avenue, Parkersburg, 26101 | (304) 699-2528 |
| Jarrell Insurance And Financial Llc | Nationwide | 2404 Camden Ave, Parkersburg, 26101-5613 | (304) 428-1119 |
Parkersburg, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$61 | $1,455 |
| Driver's Failure In Showing Documents | +$135 | $1,529 |
| Driving With An Expired Registration | +$144 | $1,538 |
| Driving At A Considerably Slow Pace | +$302 | $1,696 |
| Using A Cellphone While Driving | +$319 | $1,713 |
| Running A Red Light | +$325 | $1,719 |
| Speeding | +$342 | $1,736 |
| Driving A Vehicle Without The Required Permission | +$434 | $1,828 |
| Driving With An Expired/Suspended License | +$940 | $2,334 |
Parkersburg, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,338 |
| Active Disabling Device | $1,338 |
| Tracking Device | $1,310 |
| Passive Disabling Device | $1,296 |
Latest Auto Insurance Reviews in Parkersburg, WV | Back to Top
ProgressiveI would recommend this company because it is affordable especially with teenage drivers like we have. It is also easy to do everything online with them.
AllstateMy car insurance, Allstate compared to others policy offering is very affordable. I could not find a cheaper Car Insurance with this much coverage in my search.
ProgressiveI recommend this company that I offer insurance policies and moderates, they are not much, but it is the choice of the client.
ProgressiveI dont think you would find much difference between progressive or say geico. I think their prices are similar and their coverage can be tiered together.
ProgressiveI dont think you would find much difference between progressive or say geico. I think their prices are similar and their coverage can be tiered together.
AllstateThe premium was the cheapest I was offered at the time I was looking for insurance. It also offered the same coverages as other companies.
Horace MannMy company policies seem to be really expensive compared to other insurance providers