Pasatiempo Auto Insurance Rates, Quotes, Agents & Reviews in CA

Pasatiempo, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pasatiempo, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pasatiempo, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Pasatiempo, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pasatiempo, CA with that of other cities in and around Pasatiempo.

Pasatiempo Twin Lakes Santa Cruz Scotts Valley Live Oak Paradise Park
Average Insurance Rates $2,114 $2,051 $1,175 $2,017 $1,976 $1,823

Pasatiempo, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pasatiempo, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pasatiempo $1,743 $1,472
Paradise Park $1,194 $1,008
Santa Cruz County $2,052 $1,733
Live Oak $1,121 $947
Twin Lakes $2,208 $1,865
Mount Hermon $1,911 $1,614
Santa Cruz $2,082 $1,758
Scotts Valley $1,633 $1,379

Pasatiempo, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pasatiempo, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,860
20 Years $2,716
30 Years $2,092
40 Years $2,013
50 Years $1,864
60 Years $1,890
70 Years $2,200

Pasatiempo, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pasatiempo, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,678 $550
3 Vehicles $5,518 $824
4 Vehicles $7,357 $1,099

Savings on 2 Vehicles bundle:$550

Savings on 3 Vehicles bundle:$824

Savings on 4 Vehicles bundle:$1,099


Pasatiempo, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pasatiempo, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Pasatiempo $2,114 $5,205
Paradise Park $1,823 $4,489
Santa Cruz County $1,992 $4,905
Live Oak $1,976 $4,865
Twin Lakes $2,051 $5,050
Mount Hermon $1,970 $4,851
Santa Cruz $1,175 $2,893
Scotts Valley $2,017 $4,966

Pasatiempo, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,814
Excellent (740-799) $2,070
Good (670-739) $2,203
Average (580-669) $2,874
Poor (300-579) $3,448

Pasatiempo, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$93 $2,207
Driver's Failure In Showing Documents +$205 $2,319
Driving With An Expired Registration +$218 $2,332
Driving At A Considerably Slow Pace +$459 $2,573
Using A Cellphone While Driving +$484 $2,598
Running A Red Light +$493 $2,607
Speeding +$518 $2,632
Driving A Vehicle Without The Required Permission +$657 $2,771
Driving With An Expired/Suspended License +$1,425 $3,539

Pasatiempo, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,029
Active Disabling Device $2,029
Tracking Device $1,987
Passive Disabling Device $1,966