Pascagoula Auto Insurance Rates, Quotes, Agents & Reviews in MS

Pascagoula, MS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pascagoula, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pascagoula, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Pascagoula, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pascagoula, MS with that of other cities in and around Pascagoula.

Pascagoula Gulf Park Estates Helena Ocean Springs Escatawpa Gautier
Average Insurance Rates $1,580 $1,629 $1,588 $1,654 $1,554 $1,607

Pascagoula, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pascagoula, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pascagoula $1,976 $1,669
Moss Point $1,589 $1,342
Gautier $2,808 $2,372
Jackson County $1,307 $1,104
Escatawpa $1,683 $1,422
Helena $1,433 $1,210
Gulf Park Estates $2,516 $2,125
Ocean Springs $1,107 $935

Pascagoula, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pascagoula, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,127
20 Years $2,030
30 Years $1,564
40 Years $1,504
50 Years $1,393
60 Years $1,413
70 Years $1,644

Pascagoula, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pascagoula, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,749 $411
3 Vehicles $4,124 $616
4 Vehicles $5,498 $822

Savings on 2 Vehicles bundle:$411

Savings on 3 Vehicles bundle:$616

Savings on 4 Vehicles bundle:$822

Pascagoula, MS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pascagoula, MS.

Location Average Insurance Cost Post DUI Insurance Rate
Pascagoula $1,580 $2,620
Moss Point $1,554 $2,577
Gautier $1,607 $2,665
Jackson County $1,040 $1,725
Escatawpa $1,554 $2,577
Helena $1,588 $2,634
Gulf Park Estates $1,629 $2,702
Ocean Springs $1,654 $2,743

Pascagoula, MS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,356
Excellent (740-799) $1,547
Good (670-739) $1,646
Average (580-669) $2,148
Poor (300-579) $2,577

Pascagoula, MS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lemon Mohler Insurance Liberty Mutual Independent 1964 Market Street Pascagoula, Ocean Springs, 39567 (228) 205-2798
Fletcher A. Songe Nationwide 3205 Old Mobile Hwy, Pascagoula, 39581-3643 (228) 762-0557
Rex Foster State Farm 1403 Jackson Ave, Pascagoula, 39567-4315 228-762-8088
Bishop Insurance Services Travelers 1813 Ingalls Avenue, Pascagoula, 39567 None
Bancorpsouth Insurance Services, Inc. None 1303 Jackson Ave, Pascagoula, 39567 None
Mcilwain-Wells, Inc. None 2807 Market St., Pascagoula, 39568 None
Donny Lamey State Farm 4190 Bellview Ave, Moss Point, 39563-2744 228-475-8300
Shane Hard Allstate 1719 Old Mobile Ave Ste A, Pascagoula, 39567 (228) 547-3233
Hardy & Jacobson None Po Box 1667, Pascagoula, 39568 None

Pascagoula, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,650
Driver's Failure In Showing Documents +$153 $1,733
Driving With An Expired Registration +$163 $1,743
Driving At A Considerably Slow Pace +$343 $1,923
Using A Cellphone While Driving +$362 $1,942
Running A Red Light +$368 $1,948
Speeding +$387 $1,967
Driving A Vehicle Without The Required Permission +$491 $2,071
Driving With An Expired/Suspended License +$1,065 $2,645

Pascagoula, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,517
Active Disabling Device $1,517
Tracking Device $1,485
Passive Disabling Device $1,469