Paterson, NJ Auto Insurance Rates
Paterson, NJ residents can save $810 by comparing multiple quotes & reading reviews & research on Paterson car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1725 | $2017 | $2455 |
Latest Auto Insurance Reviews in Paterson, New Jersey
Geico
Geico's umbrella coverage program is great and satisfies all my coverage needs. They were one of the few insurance companies to offer bundled car and home which is great.
Geico's umbrella coverage program is great and satisfies all my coverage needs. They were one of the few insurance companies to offer bundled car and home which is great.
Erie Insurance
Mostly satisfied, I have not had any significant interaction with them. I haven't filed a claim or had an incident.
Mostly satisfied, I have not had any significant interaction with them. I haven't filed a claim or had an incident.
Progressive
The premium is a little high but that's because my husband had speeding tickets. Our deductible is in line with other companies.
The premium is a little high but that's because my husband had speeding tickets. Our deductible is in line with other companies.
Liberty Mutual
I would recommend liberty mutual to others. My only challenge that I've seen is the fact that they raises their rates every year despite a lack of accident.
I would recommend liberty mutual to others. My only challenge that I've seen is the fact that they raises their rates every year despite a lack of accident.
Progressive
The insurance agent was able to offer a policy containing all the coverage of my previous policy. I have an older model car and the insurance agent was able to adequately advise me of coverage options.
The insurance agent was able to offer a policy containing all the coverage of my previous policy. I have an older model car and the insurance agent was able to adequately advise me of coverage options.
Allstate
I'd have to refer to our bills for the premium information and I don't have access to them at the moment. Our deductible is $500. We have liability only on an older vehicle and liability.
I'd have to refer to our bills for the premium information and I don't have access to them at the moment. Our deductible is $500. We have liability only on an older vehicle and liability.
New Jersey Manufacturers Insurance Company
My premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.
My premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.
New Jersey Manufacturers Insurance Company
My premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.
My premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.
Geico
They offer a wide range of coverage levels, up to full coverage/full tort. When I was looking for an insurance provider, most seemed to have pretty comparable options as far as coverage levels, so cost was really the deciding factor for me.
They offer a wide range of coverage levels, up to full coverage/full tort. When I was looking for an insurance provider, most seemed to have pretty comparable options as far as coverage levels, so cost was really the deciding factor for me.
Geico
I am very satisfied with all my experiences with geico. Recently a room mate of mine hit my car while he was backing out of the drive way and geico assured me that I would not have to pay anything because was not at fault.
I am very satisfied with all my experiences with geico. Recently a room mate of mine hit my car while he was backing out of the drive way and geico assured me that I would not have to pay anything because was not at fault.
Geico
The premiums for me are better than anywhere else. I've heard others say they aren't for them but for me I can't complain
The premiums for me are better than anywhere else. I've heard others say they aren't for them but for me I can't complain
Progressive
since I have this insurance everything is going great and I rate it, and each time we have a problem they resolve it fast.
since I have this insurance everything is going great and I rate it, and each time we have a problem they resolve it fast.
Westfield Insurance
I recently shopped around for new insurance and found that my premium is competitive with other companies. I think I am paying a fair price.
I recently shopped around for new insurance and found that my premium is competitive with other companies. I think I am paying a fair price.
State Farm
it is a policy that is very comprehensive and meets our needs as a family.
it is a policy that is very comprehensive and meets our needs as a family.
Liberty Mutual
They are very easy to deal with and they strive for customer satisfaction. I have never filed an auto insurance claim but I have filed homeowners claim. That was very easy.
They are very easy to deal with and they strive for customer satisfaction. I have never filed an auto insurance claim but I have filed homeowners claim. That was very easy.
Progressive
I would like them to offer more comprehensive roadside services. While they do offer them at a low rate, they do not cover much.
I would like them to offer more comprehensive roadside services. While they do offer them at a low rate, they do not cover much.
California Casualty, Paterson, NJ
$79/1 month
Car Insurance Policy Holder
- Married 52 Years old Male licensed 31 years ago with Own Ford Edge SEL used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Paterson Car Insurance Rate Comparisons
Paterson, NJ's average car insurance of $2017 differs from Totowa, NJ (-$525), Cedar Grove, NJ (-$967), Hawthorne, NJ (-$437) and New Jersey (-$320)
| Paterson | Totowa, NJ | Cedar Grove, NJ | Hawthorne, NJ | New Jersey | |
| Median Insurance Rates | $2017 | -$525 | -$967 | -$437 | -$320 |
Paterson Car Insurance Savings By Neighborhood & Street Area
| Paterson Driver Street Residence & Car Locations | Car Details in Paterson | Paterson Driver Demographics | Paterson Auto Insurance Estimates | Recent Paterson Insurance Savings |
|---|---|---|---|---|
| Riverside Terrace | ||||
| 16th Ave | 2004 Cadillac DeVille DHS | 69 year male senior | $2495 | $389 |
| Morton St | 2007 Buick Rendezvous CX | 17 year male teenager | $5551 | $354 |
| Preakness | ||||
| Colonial Ct | 2009 Ford Fusion V6 SEL | 41 year woman | $1757 | $961 |
| Chamberlain Ave | 2004 Acura TSX Base | 24 year man | $2899 | $768 |
| Other Area | ||||
| Chamberlain Ave | 2010 Mazda MAZDASPEED3 Sport | 72 year female senior | $2341 | $885 |
| Berkshire Ave | 2006 Jeep Grand Cherokee Limited | 76 year senior | $1982 | $582 |
| Lake View | ||||
| Alabama Ave | 2008 Chrysler 300 C HEMI | 39 year married woman | $1778 | $470 |
| 22nd Ave | 2002 Chevrolet Silverado K2500 Heavy Duty | 16 year female teenager | $4453 | $981 |
| Albion Place | ||||
| Wayne Ave Exd | 2012 Nissan Rogue S | 38 year married man | $2674 | $679 |
| James St | 2013 Honda Civic LX | 19 year teenager | $4631 | $872 |
Paterson Post DUI Car Insurance Rates
| Paterson | Glen Rock | Woodland Park | Rochelle Park | New Jersey | |
| Median Post DUI Insurance Rate | $3751 | -$1462 | -$1700 | -$850 | -$595 |
| Male Teenager Post DUI Insurance Rate | $10391 | -$4051 | -$4709 | -$2354 | -$1649 |
| Female Teenager Post DUI Insurance Rate | $8777 | -$3421 | -$3977 | -$1988 | -$1393 |
The Post DUI insurance in Paterson, NJ's is $3751 compared to Glen Rock (-$1462), Woodland Park (-$1700), Rochelle Park (-$850) and New Jersey (-$595)
In Paterson, a male teenager with Post DUI pays $1614 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Paterson, NJ would pay $9632 on auto insurance while a female teenager POST DUI would pay $8137.
Paterson Car Insurance by Segment
Paterson Teenagers Car Insurance Rates Comparison
10739 Paterson Teenagers (7% of total population), 51% Male & 49% Female.
| Paterson | Little Falls | Wallington | Wayne | New Jersey | |
| All Teenagers | $5203 | -$1282 | -$848 | +$834 | -$825 |
| Male Teenager | $5587 | -$1377 | -$912 | +$894 | -$887 |
| Female Teenager | $4719 | -$1163 | -$770 | +$756 | -$749 |
Paterson teenagers pay $5203 in insurance in contrast with Little Falls (-$1282), Wallington (-$848), Wayne (+$834) and New Jersey (-$825). The difference between Male & Female teenagers in Paterson is $868
Example
- 2008 Audi A4 2.0T quattro Male Teenager Insurance Rate $5963
- 2012 Volkswagen Jetta TDI Female Teenager Insurance Rate $4523
Paterson Men & Women Car Insurance
145655 Paterson Adults (100% of total population), 48% Men & 52% Women.
| Paterson | Passaic | Fair Lawn | Hawthorne | New Jersey | |
| All Women | $1895 | +$35 | -$464 | -$410 | -$300 |
| Married Women | $1815 | +$33 | -$445 | -$393 | -$288 |
| All Men | $3086 | +$56 | -$756 | -$669 | -$490 |
| Married Men | $2763 | +$50 | -$677 | -$599 | -$439 |
The typical insurance rate of $3086 that Paterson Men pay varies from Passaic (+$56), Fair Lawn (-$756), Hawthorne (-$669) and New Jersey (-$490). In Paterson, married men pay $948 more than married women.
Example
- 2013 Dodge Journey SXT Married Men Insurance Rate $2541
- 2014 Kia Sorento LX Married Women Insurance Rate $2568
Paterson Senior Car Insurance
18875 Paterson Seniors (12% of total population), 42% Senior Men & 58% Senior Women.
| Paterson | Woodland Park | Elmwood Park | North Haledon | New Jersey | |
| All Seniors | $2339 | -$1060 | -$263 | -$1133 | -$371 |
| Senior Men | $2299 | -$1042 | -$259 | -$1114 | -$365 |
| Senior Women | $2400 | -$1088 | -$270 | -$1163 | -$381 |
Paterson seniors pay $2339 in insurance compared to Woodland Park (-$1060), Elmwood Park (-$263), North Haledon (-$1133) and New Jersey (-$371). In Paterson, senior men pay $101 less than senior women.
Paterson Car Insurance Discounts for Multiple Vehicles
Paterson Population with 1 Vehicle 19725 (45% of Paterson population), 2 Vehicles 8290 (19% of the Paterson population) and 3 vehicles 1835 (4% of the population)
| Paterson | Glen Rock | Passaic | Fair Lawn | New Jersey | |
| 2 Vehicles | $3833 | -$1494 | +$70 | -$939 | -$608 |
| 3 Vehicles | $5850 | -$2280 | +$107 | -$1433 | -$928 |
| 4 Vehicles | $7867 | -$3066 | +$144 | -$1927 | -$1248 |
Car Insurance Agents in Paterson, NJ
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Frank Coscia Agency | 215 Union Ave, Paterson, NJ 7502 |
| 2 | Frantz Gaston Jr | 750 Broadway Ste D, Paterson, NJ 7514 |
| 3 | Zirpolo Insurance & Travel | 20 Church St, Paterson, NJ 7505 |
Paterson Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Yukon Denali | $100 | $2160 | $2260 | $2040 | $2140 | $120 |
| Nissan, NV3500 S | $500 | $2430 | $2930 | $2260 | $2760 | $170 |
| Toyota, Camry SE | $400 | $2100 | $2500 | $1990 | $2390 | $110 |
| Ford, Expedition Limited EL | $300 | $2220 | $2520 | $2120 | $2420 | $100 |
| GMC, Yukon XL 1500 SLT | $1500 | $2220 | $2720 | $2030 | $3530 | $-810 |