Paterson, NJ Auto Insurance Rates

Paterson, NJ residents can save $810 by comparing multiple quotes & reading reviews & research on Paterson car insurance rates, quotes, agents & coverage.

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$1725 $2017 $2455

Latest Auto Insurance Reviews in Paterson, New Jersey

Geico's umbrella coverage program is great and satisfies all my coverage needs. They were one of the few insurance companies to offer bundled car and home which is great.
Erie Insurance
Mostly satisfied, I have not had any significant interaction with them. I haven't filed a claim or had an incident.
The premium is a little high but that's because my husband had speeding tickets. Our deductible is in line with other companies.
Liberty Mutual
I would recommend liberty mutual to others. My only challenge that I've seen is the fact that they raises their rates every year despite a lack of accident.
The insurance agent was able to offer a policy containing all the coverage of my previous policy. I have an older model car and the insurance agent was able to adequately advise me of coverage options.
I'd have to refer to our bills for the premium information and I don't have access to them at the moment. Our deductible is $500. We have liability only on an older vehicle and liability.
New Jersey Manufacturers Insurance Company
My premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.
New Jersey Manufacturers Insurance Company
My premium is a little higher compared to other companies in my area but I have a single point of contact for when I have to file a claim. We get dividends back at the end of the year.
They offer a wide range of coverage levels, up to full coverage/full tort. When I was looking for an insurance provider, most seemed to have pretty comparable options as far as coverage levels, so cost was really the deciding factor for me.
I am very satisfied with all my experiences with geico. Recently a room mate of mine hit my car while he was backing out of the drive way and geico assured me that I would not have to pay anything because was not at fault.
The premiums for me are better than anywhere else. I've heard others say they aren't for them but for me I can't complain
since I have this insurance everything is going great and I rate it, and each time we have a problem they resolve it fast.
Westfield Insurance
I recently shopped around for new insurance and found that my premium is competitive with other companies. I think I am paying a fair price.
State Farm
it is a policy that is very comprehensive and meets our needs as a family.
Liberty Mutual
They are very easy to deal with and they strive for customer satisfaction. I have never filed an auto insurance claim but I have filed homeowners claim. That was very easy.
I would like them to offer more comprehensive roadside services. While they do offer them at a low rate, they do not cover much.
Write Your Review | Paterson, New Jersey Auto Insurance Analysis
California Casualty, Paterson, NJ
$79/1 month
Car Insurance Policy Holder
  • Married 52 Years old Male licensed 31 years ago with Own Ford Edge SEL used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Paterson Car Insurance Rate Comparisons

Paterson, NJ's average car insurance of $2017 differs from Totowa, NJ (-$525), Cedar Grove, NJ (-$967), Hawthorne, NJ (-$437) and New Jersey (-$320)

Paterson Totowa, NJ Cedar Grove, NJ Hawthorne, NJ New Jersey
Median Insurance Rates $2017 -$525 -$967 -$437 -$320

Paterson Car Insurance Savings By Neighborhood & Street Area

Paterson Driver Street Residence & Car Locations Car Details in Paterson Paterson Driver Demographics Paterson Auto Insurance Estimates Recent Paterson Insurance Savings
Riverside Terrace
16th Ave2004 Cadillac DeVille DHS69 year male senior$2495$389
Morton St2007 Buick Rendezvous CX17 year male teenager$5551$354
Colonial Ct2009 Ford Fusion V6 SEL41 year woman$1757$961
Chamberlain Ave2004 Acura TSX Base24 year man$2899$768
Other Area
Chamberlain Ave2010 Mazda MAZDASPEED3 Sport72 year female senior$2341$885
Berkshire Ave2006 Jeep Grand Cherokee Limited76 year senior$1982$582
Lake View
Alabama Ave2008 Chrysler 300 C HEMI39 year married woman$1778$470
22nd Ave2002 Chevrolet Silverado K2500 Heavy Duty16 year female teenager$4453$981
Albion Place
Wayne Ave Exd2012 Nissan Rogue S38 year married man$2674$679
James St2013 Honda Civic LX19 year teenager$4631$872

Paterson Post DUI Car Insurance Rates

Paterson Glen Rock Woodland Park Rochelle Park New Jersey
Median Post DUI Insurance Rate $3751 -$1462 -$1700 -$850 -$595
Male Teenager Post DUI Insurance Rate $10391 -$4051 -$4709 -$2354 -$1649
Female Teenager Post DUI Insurance Rate $8777 -$3421 -$3977 -$1988 -$1393

The Post DUI insurance in Paterson, NJ's is $3751 compared to Glen Rock (-$1462), Woodland Park (-$1700), Rochelle Park (-$850) and New Jersey (-$595)

In Paterson, a male teenager with Post DUI pays $1614 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Paterson, NJ would pay $9632 on auto insurance while a female teenager POST DUI would pay $8137.

Paterson Car Insurance by Segment

Paterson Teenagers Car Insurance Rates Comparison

10739 Paterson Teenagers (7% of total population), 51% Male & 49% Female.

Paterson Little Falls Wallington Wayne New Jersey
All Teenagers $5203 -$1282 -$848 +$834 -$825
Male Teenager $5587 -$1377 -$912 +$894 -$887
Female Teenager $4719 -$1163 -$770 +$756 -$749

Paterson teenagers pay $5203 in insurance in contrast with Little Falls (-$1282), Wallington (-$848), Wayne (+$834) and New Jersey (-$825). The difference between Male & Female teenagers in Paterson is $868


  • 2008 Audi A4 2.0T quattro Male Teenager Insurance Rate $5963
  • 2012 Volkswagen Jetta TDI Female Teenager Insurance Rate $4523

Paterson Men & Women Car Insurance

145655 Paterson Adults (100% of total population), 48% Men & 52% Women.

Paterson Passaic Fair Lawn Hawthorne New Jersey
All Women $1895 +$35 -$464 -$410 -$300
Married Women $1815 +$33 -$445 -$393 -$288
All Men $3086 +$56 -$756 -$669 -$490
Married Men $2763 +$50 -$677 -$599 -$439

The typical insurance rate of $3086 that Paterson Men pay varies from Passaic (+$56), Fair Lawn (-$756), Hawthorne (-$669) and New Jersey (-$490). In Paterson, married men pay $948 more than married women.


  • 2013 Dodge Journey SXT Married Men Insurance Rate $2541
  • 2014 Kia Sorento LX Married Women Insurance Rate $2568

Paterson Senior Car Insurance

18875 Paterson Seniors (12% of total population), 42% Senior Men & 58% Senior Women.

Paterson Woodland Park Elmwood Park North Haledon New Jersey
All Seniors $2339 -$1060 -$263 -$1133 -$371
Senior Men $2299 -$1042 -$259 -$1114 -$365
Senior Women $2400 -$1088 -$270 -$1163 -$381

Paterson seniors pay $2339 in insurance compared to Woodland Park (-$1060), Elmwood Park (-$263), North Haledon (-$1133) and New Jersey (-$371). In Paterson, senior men pay $101 less than senior women.

Paterson Car Insurance Discounts for Multiple Vehicles

Paterson Population with 1 Vehicle 19725 (45% of Paterson population), 2 Vehicles 8290 (19% of the Paterson population) and 3 vehicles 1835 (4% of the population)

Paterson Glen Rock Passaic Fair Lawn New Jersey
2 Vehicles $3833 -$1494 +$70 -$939 -$608
3 Vehicles $5850 -$2280 +$107 -$1433 -$928
4 Vehicles $7867 -$3066 +$144 -$1927 -$1248

Car Insurance Agents in Paterson, NJ

Rank Agent Name Agent Contact
1 Frank Coscia Agency 215 Union Ave, Paterson, NJ 7502
2 Frantz Gaston Jr 750 Broadway Ste D, Paterson, NJ 7514
3 Zirpolo Insurance & Travel 20 Church St, Paterson, NJ 7505

Paterson Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Yukon Denali $100 $2160 $2260 $2040 $2140 $120
Nissan, NV3500 S $500 $2430 $2930 $2260 $2760 $170
Toyota, Camry SE $400 $2100 $2500 $1990 $2390 $110
Ford, Expedition Limited EL $300 $2220 $2520 $2120 $2420 $100
GMC, Yukon XL 1500 SLT $1500 $2220 $2720 $2030 $3530 $-810