Patterson Heights Auto Insurance Rates, Quotes, Agents & Reviews in PA

Patterson Heights, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Patterson Heights, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Patterson Heights, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Patterson Heights, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Patterson Heights, PA with that of other cities in and around Patterson Heights.

Patterson Heights Beaver Falls Fallston Daugherty West Mayfield New Brighton
Average Insurance Rates $1,433 $1,348 $1,362 $1,412 $1,375 $1,355

Patterson Heights, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Patterson Heights, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Patterson Heights $1,590 $1,343
Patterson $1,083 $914
New Brighton $1,361 $1,149
Fallston $1,291 $1,090
Beaver Falls $1,451 $1,226
Eastvale $1,270 $1,073
Daugherty $1,090 $920
West Mayfield $2,741 $2,315

Patterson Heights, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Patterson Heights, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,650
20 Years $1,841
30 Years $1,418
40 Years $1,364
50 Years $1,264
60 Years $1,281
70 Years $1,491

Patterson Heights, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Patterson Heights, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,493 $373
3 Vehicles $3,740 $559
4 Vehicles $4,987 $745

Savings on 2 Vehicles bundle:$373

Savings on 3 Vehicles bundle:$559

Savings on 4 Vehicles bundle:$745


Patterson Heights, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Patterson Heights, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Patterson Heights $1,433 $2,256
Patterson $1,401 $2,205
New Brighton $1,355 $2,133
Fallston $1,362 $2,144
Beaver Falls $1,348 $2,122
Eastvale $1,341 $2,111
Daugherty $1,412 $2,223
West Mayfield $1,375 $2,164

Patterson Heights, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,229
Excellent (740-799) $1,403
Good (670-739) $1,493
Average (580-669) $1,948
Poor (300-579) $2,337

Patterson Heights, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,496
Driver's Failure In Showing Documents +$139 $1,572
Driving With An Expired Registration +$148 $1,581
Driving At A Considerably Slow Pace +$311 $1,744
Using A Cellphone While Driving +$328 $1,761
Running A Red Light +$334 $1,767
Speeding +$351 $1,784
Driving A Vehicle Without The Required Permission +$446 $1,879
Driving With An Expired/Suspended License +$966 $2,399

Patterson Heights, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,376
Active Disabling Device $1,376
Tracking Device $1,347
Passive Disabling Device $1,333