Patterson Auto Insurance Rates, Quotes, Agents & Reviews in PA

Patterson, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Patterson, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Patterson, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Patterson, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Patterson, PA with that of other cities in and around Patterson.

Patterson Beaver Falls West Mayfield Eastvale Chippewa Patterson Heights
Average Insurance Rates $1,401 $1,348 $1,375 $1,341 $1,440 $1,433

Patterson, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Patterson, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Patterson $1,083 $914
Patterson Heights $1,590 $1,343
Beaver Falls $1,451 $1,226
New Brighton $1,361 $1,149
Fallston $1,291 $1,090
Eastvale $1,270 $1,073
West Mayfield $2,741 $2,315
Chippewa $1,483 $1,253

Patterson, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Patterson, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,546
20 Years $1,800
30 Years $1,387
40 Years $1,334
50 Years $1,235
60 Years $1,253
70 Years $1,458

Patterson, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Patterson, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,382 $420
3 Vehicles $3,573 $630
4 Vehicles $4,763 $841

Savings on 2 Vehicles bundle:$420

Savings on 3 Vehicles bundle:$630

Savings on 4 Vehicles bundle:$841

Patterson, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Patterson, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Patterson $1,401 $2,205
Patterson Heights $1,433 $2,256
Beaver Falls $1,348 $2,122
New Brighton $1,355 $2,133
Fallston $1,362 $2,144
Eastvale $1,341 $2,111
West Mayfield $1,375 $2,164
Chippewa $1,440 $2,267

Patterson, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,202
Excellent (740-799) $1,372
Good (670-739) $1,460
Average (580-669) $1,905
Poor (300-579) $2,285

Patterson, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Pollick Allstate 320 College Ave Ste 2, Beaver, 15009 (724) 709-7791
Devan Parise Farmers 234 Adams St, Rochester, 15074 (724) 888-2195
Paul Mabin Farmers 201 State St, Baden, 15005 (724) 888-2193
William P Laughlin Insurance Agency Inc Travelers 2114 NEWELL AVE, ALIQUIPPA, 15001 724-378-0528
Randall L Raisley Nationwide 101 Wexford Bayne Road Suite 200, Wexford, 15090-8733 (724) 933-9700
Henderson Agency, Inc. None 2124 Sheffield Rd, Aliquippa, 15001 (724) 375-7791
Joseph E Smith Associates Travelers 1096 PENNSYLVANIA AVE, MONACA, 15061 724-774-6464
Bechtel Insurance Agency Inc None Po Box 207, Monaca, 15061 None
Brown-Mcmahon Insurance Travelers 308 BLACKHAWK RD, BEAVER FALLS, 15010 724-843-3689

Patterson, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,463
Driver's Failure In Showing Documents +$136 $1,537
Driving With An Expired Registration +$144 $1,545
Driving At A Considerably Slow Pace +$304 $1,705
Using A Cellphone While Driving +$321 $1,722
Running A Red Light +$326 $1,727
Speeding +$343 $1,744
Driving A Vehicle Without The Required Permission +$436 $1,837
Driving With An Expired/Suspended License +$944 $2,345

Patterson, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,345
Active Disabling Device $1,345
Tracking Device $1,317
Passive Disabling Device $1,303