Patton Auto Insurance Rates, Quotes, Agents & Reviews in PA

Patton, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Patton, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Patton, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Patton, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Patton, PA with that of other cities in and around Patton.

Patton College Toftrees State College Houserville Julian
Average Insurance Rates $1,507 $1,508 $1,532 $930 $1,478 $1,397

Patton, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Patton, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Patton $1,783 $1,506
Toftrees $1,098 $927
Park Forest Village $1,498 $1,265
Julian $1,761 $1,488
Huston $1,709 $1,443
State College $1,125 $950
Houserville $1,165 $984
College $1,624 $1,372

Patton, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Patton, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,890
20 Years $1,936
30 Years $1,491
40 Years $1,435
50 Years $1,329
60 Years $1,347
70 Years $1,568

Patton, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Patton, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,622 $392
3 Vehicles $3,933 $588
4 Vehicles $5,244 $784

Savings on 2 Vehicles bundle:$392

Savings on 3 Vehicles bundle:$588

Savings on 4 Vehicles bundle:$784


Patton, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Patton, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Patton $1,507 $2,372
Toftrees $1,532 $2,412
Park Forest Village $1,515 $2,385
Julian $1,397 $2,199
Huston $1,434 $2,257
State College $930 $1,464
Houserville $1,478 $2,327
College $1,508 $2,374

Patton, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,293
Excellent (740-799) $1,476
Good (670-739) $1,570
Average (580-669) $2,049
Poor (300-579) $2,458

Patton, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wasson Insurance Agency Inc Travelers 2440 Commercial Blvd. , State College, 16801 (844) 780-2074
Doty & Hench Travelers 100 RADNOR ROAD, STATE COLLEGE, 16801 814-238-6725
Cindy Evcic State Farm 3082 Benner Pike, Bellefonte, 16823-8451 814-355-9160
A Insurance Agency Nationwide 1352 E College Ave, State College, 16801 (866) 669-0328
The Hartman Agency, Inc. None 1051 Shiloh Road , State College, 16801 None
First Affiliated Insurance Group Inc. Erie 251 Easterly Parkway Bldg 2, State College, 16801 None
Ebensburg Insurance Agency Liberty Mutual Independent 129 E HIGH ST, EBENSBURG, 15931 814-472-9557
Judith E Meyer Nationwide 925 West College Avenue, State College, 16801-2804 (814) 234-4500
Mainline Ins Inc Allstate 425 Main St, Portage, 15946 (814) 886-2996

Patton, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,573
Driver's Failure In Showing Documents +$146 $1,653
Driving With An Expired Registration +$155 $1,662
Driving At A Considerably Slow Pace +$327 $1,834
Using A Cellphone While Driving +$345 $1,852
Running A Red Light +$351 $1,858
Speeding +$369 $1,876
Driving A Vehicle Without The Required Permission +$469 $1,976
Driving With An Expired/Suspended License +$1,016 $2,523

Patton, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,447
Active Disabling Device $1,447
Tracking Device $1,417
Passive Disabling Device $1,402

Latest Auto Insurance Reviews in Patton, PA | Back to Top

State Farm
I have been very pleased with my insurance company and their customer service. They are my car insurance and homeowners insurance, and are always available whenever I call for questions or if I need a copy of my cards sent to me. The discounts I receive for holding both types of insurance is so valuable to our family. I am extremely satisfied!
State Farm
I have been very pleased with my insurance company and their customer service. They are my car insurance and homeowners insurance, and are always available whenever I call for questions or if I need a copy of my cards sent to me. The discounts I receive for holding both types of insurance is so valuable to our family. I am extremely satisfied!
Farmer's Insurance
My previous company was Nationwide, and I think I had Progressive at some point. They both charged around $30 or $40 if I recall correctly. This is $18. So some improvement.
State Farm
Based on the information that I found, while State Farm's premium is very high it was still the lowest option available to me.