Pavo Auto Insurance Rates, Quotes, Agents & Reviews in GA

Pavo, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pavo, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pavo, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Pavo, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pavo, GA with that of other cities in and around Pavo.

Pavo Barwick Berlin Thomas County Barwick-Pavo Coolidge
Average Insurance Rates $1,548 $1,572 $1,539 $1,619 $1,573 $1,584

Pavo, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pavo, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pavo $1,452 $1,227
Pavo-Barwick $1,195 $1,009
Barwick-Pavo $1,353 $1,143
Barwick $1,258 $1,062
Coolidge $2,749 $2,322
Berlin $1,443 $1,219
Moultrie $2,423 $2,046
Thomas County $1,479 $1,249

Pavo, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pavo, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,023
20 Years $1,989
30 Years $1,532
40 Years $1,474
50 Years $1,365
60 Years $1,384
70 Years $1,611

Pavo, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pavo, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,724 $372
3 Vehicles $4,087 $557
4 Vehicles $5,449 $743

Savings on 2 Vehicles bundle:$372

Savings on 3 Vehicles bundle:$557

Savings on 4 Vehicles bundle:$743

Pavo, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pavo, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Pavo $1,548 $2,830
Pavo-Barwick $1,581 $2,890
Barwick-Pavo $1,573 $2,876
Barwick $1,572 $2,874
Coolidge $1,584 $2,896
Berlin $1,539 $2,813
Moultrie $1,570 $2,870
Thomas County $1,619 $2,960

Pavo, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,328
Excellent (740-799) $1,516
Good (670-739) $1,613
Average (580-669) $2,104
Poor (300-579) $2,525

Pavo, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Patrick Scarbrough State Farm 226 E Jackson St, Thomasville, 31792-5102 229-226-3131
Insurance Express Llc Travelers 515 B W JACKSON ST, THOMASVILLE, 31792 229-227-1777
Hutch Hutchison State Farm 2405 E Pinetree Blvd, Thomasville, 31792-5352 229-228-0585
Southern Harvest Allstate 822 E Pinetree Blvd, Thomasville, 31792 (229) 228-7475
Southwest Georgia Insurance Services Travelers 501 South Main Street, Moultrie, 31768 (229) 798-4363
J Smith Lanier & Company Travelers 327 N BROAD ST, THOMASVILLE, 31792 229-228-0114
Bulls Durham Ins Investments Inc Allstate 593 S Main St, Moultrie, 31768 (229) 985-1415
Henry Harris Allstate 217 Johnson Rd Ste G, Albany, 31705 (229) 883-7971

Pavo, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,616
Driver's Failure In Showing Documents +$150 $1,698
Driving With An Expired Registration +$159 $1,707
Driving At A Considerably Slow Pace +$336 $1,884
Using A Cellphone While Driving +$354 $1,902
Running A Red Light +$361 $1,909
Speeding +$379 $1,927
Driving A Vehicle Without The Required Permission +$481 $2,029
Driving With An Expired/Suspended License +$1,043 $2,591

Pavo, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,486
Active Disabling Device $1,486
Tracking Device $1,455
Passive Disabling Device $1,440