Peacham Auto Insurance Rates, Quotes, Agents & Reviews in VT

Peacham, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Peacham, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Peacham, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Peacham, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Peacham, VT with that of other cities in and around Peacham.

Peacham Caledonia County Ryegate Cabot Groton Barnet
Average Insurance Rates $1,121 $1,071 $1,069 $1,076 $1,057 $1,080

Peacham, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Peacham, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Peacham $1,114 $941
Cabot $2,907 $2,455
Barnet $1,563 $1,320
Groton $1,453 $1,228
Marshfield $1,108 $936
Danville $1,147 $969
Ryegate $1,474 $1,245
Caledonia County $2,065 $1,744

Peacham, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Peacham, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,637
20 Years $1,440
30 Years $1,109
40 Years $1,067
50 Years $988
60 Years $1,002
70 Years $1,167

Peacham, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Peacham, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,951 $291
3 Vehicles $2,926 $437
4 Vehicles $3,901 $583

Savings on 2 Vehicles bundle:$291

Savings on 3 Vehicles bundle:$437

Savings on 4 Vehicles bundle:$583


Peacham, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peacham, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Peacham $1,121 $2,317
Cabot $1,076 $2,224
Barnet $1,080 $2,232
Groton $1,057 $2,184
Marshfield $1,076 $2,224
Danville $1,093 $2,259
Ryegate $1,069 $2,209
Caledonia County $1,071 $2,213

Peacham, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $962
Excellent (740-799) $1,098
Good (670-739) $1,168
Average (580-669) $1,524
Poor (300-579) $1,828

Peacham, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Calderwood Insurance Agency None 132 S Main St , Hardwick, 5843 None
Caledonia Ins Agency Inc Travelers 663 OLD CENTER RD, ST JOHNSBURY, 5819 802-748-8797
Paige & Campbell Inc Liberty Mutual Independent 297 N MAIN ST, BARRE, 5641 802-476-6631
Nfp - Poulos Insurance None 723 Concord Ave , St Johnsbury, 5819 None
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Sawyer & Ritchie Agency Liberty Mutual Independent 198 ROUTE 2 W, DANVILLE, 5828 (802) 684-3411
Kinney Pike Insurance Liberty Mutual Independent 62 Knight Ln , Williston, 5495 None
Mike Heyl State Farm 2456 Christian St Ste 203, White Riv Jct, 05001-9856 802-295-3120

Peacham, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,170
Driver's Failure In Showing Documents +$109 $1,230
Driving With An Expired Registration +$115 $1,236
Driving At A Considerably Slow Pace +$243 $1,364
Using A Cellphone While Driving +$257 $1,378
Running A Red Light +$261 $1,382
Speeding +$275 $1,396
Driving A Vehicle Without The Required Permission +$349 $1,470
Driving With An Expired/Suspended License +$756 $1,877

Peacham, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,076
Active Disabling Device $1,076
Tracking Device $1,054
Passive Disabling Device $1,043