Pearland, TX Auto Insurance Rates
Pearland, TX residents can save $530 by comparing multiple quotes & reading reviews & research on Pearland car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1067 | $1325 | $1562 |
Latest Auto Insurance Reviews in Pearland, Texas
Usaa
My premium and deductible are far smaller than that with other insurance companies. To get a comparable premium from other insurances I would have to raise my deductible.
My premium and deductible are far smaller than that with other insurance companies. To get a comparable premium from other insurances I would have to raise my deductible.
Geico
I keep my deductible high to keep my premium lower, so I can save money in the long run. I am happy with the premium since it was the cheapest at the time for my car and I can bundle to keep the costs low.
I keep my deductible high to keep my premium lower, so I can save money in the long run. I am happy with the premium since it was the cheapest at the time for my car and I can bundle to keep the costs low.
State Farm
My experience with state farm auto has been pleasant so far. Any questions I have, anything I need they provide in a timely manner.
My experience with state farm auto has been pleasant so far. Any questions I have, anything I need they provide in a timely manner.
Progressive
Would Recommend, Have been with the company for over 10 years and always have had quick service and claims handled within a few days or less.
Would Recommend, Have been with the company for over 10 years and always have had quick service and claims handled within a few days or less.
Usaa
It's the highest deductible since neither of us drive much and the lowest coverage. We don't really pay much attention to the car, to be honest.
It's the highest deductible since neither of us drive much and the lowest coverage. We don't really pay much attention to the car, to be honest.
Aaa
It has the same deductible. And it is $100 cheaper then liberty mutual. I am satisfied with AAA and they also cover towing expenses.
It has the same deductible. And it is $100 cheaper then liberty mutual. I am satisfied with AAA and they also cover towing expenses.
Usaa
I have always had excellent experience with auto claims and adjustments to my policy. They have completely handled everything to my satisfaction.
I have always had excellent experience with auto claims and adjustments to my policy. They have completely handled everything to my satisfaction.
Geico
I have previously spoken with other car insurance companies and their quotes were more than double the premium I'm paying Geico.
I have previously spoken with other car insurance companies and their quotes were more than double the premium I'm paying Geico.
Esurance
they offer the best insurance policy regardless of what your isuring , i believe they are better from others because have weigh my options and they are on top .
they offer the best insurance policy regardless of what your isuring , i believe they are better from others because have weigh my options and they are on top .
Progressive
I would recommend this company because I have always had god experiences with them.
I would recommend this company because I have always had god experiences with them.
Progressive
I would recommend this company because I have always had god experiences with them.
I would recommend this company because I have always had god experiences with them.
State Farm
Statefarm has very bad customer service. They are very good at maintaining a communication through a sale. After a sale they are bad at communication.
Statefarm has very bad customer service. They are very good at maintaining a communication through a sale. After a sale they are bad at communication.
Progressive
Price is good. Online tools are very easy to use. Accident free discount, long-time customer discount, etc. They are customer friendly and as much of a nightmare as insurance can be, with Progressive I've had no issues whatsoever.
Price is good. Online tools are very easy to use. Accident free discount, long-time customer discount, etc. They are customer friendly and as much of a nightmare as insurance can be, with Progressive I've had no issues whatsoever.
Liberty Mutual
I am very pleased with them and have no reason to list any concern about support or interaction.
I am very pleased with them and have no reason to list any concern about support or interaction.
Geico
offices are close to me within 10 miles,There is a 24 hour 7 days a week call center to get in touch for any reason or questions
offices are close to me within 10 miles,There is a 24 hour 7 days a week call center to get in touch for any reason or questions
Usaa
USAA offers to cover the policyholder to its fullest. Their reaction time is very impressive, that's why we have stayed with them for over 10 yrs.
USAA offers to cover the policyholder to its fullest. Their reaction time is very impressive, that's why we have stayed with them for over 10 yrs.
Esurance
My premium for these two vehicles is higher than it was with my previous insurance company and I plan to go back to my previous company soon.
My premium for these two vehicles is higher than it was with my previous insurance company and I plan to go back to my previous company soon.
Travelers Auto Insurance, Pearland, TX
$56/1 month
Car Insurance Policy Holder
- Married 51 Years old Female licensed 4 years ago with Own Kia Sorento EX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 3 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Pearland, TX
$95/1 month
Car Insurance Policy Holder
- Married 27 Years old Female licensed 9 years ago with Own Hyundai Genesis 3.8 Track used for Business with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Usaa Auto Insurance, Pearland, TX
$85/1 month
Car Insurance Policy Holder
- Single 21 Years old Male licensed 3 years ago with Own Volvo, XC60 3.2, 5 Door Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 25 K Property Damage
- 400 K Personal Injury Protection
- 50 K Uninsured Motorists Bodily Injury
- 100 K Uninsured Motorists Property Damage
Liberty Mutual, Pearland, TX
$608/12 months
Car Insurance Policy Holder
- Divorced 69 Years old Female licensed 22 years ago with Own Ford, Transit Connect XLT Premium, 4 Door Wagon used for Commute to Work or School with estimated annual mileage of 20,001+.
- Doctors & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Progressive Insurance, Pearland, TX
$1933/12 months
Car Insurance Policy Holder
- Single 32 Years old Female licensed 13 years ago with Financed Lincoln, MKS, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Lawyer & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 100 K Property Damage
- 500 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
California Casualty, Pearland, TX
$2671/12 months
Car Insurance Policy Holder
- Divorced 33 Years old Female licensed 3 years ago with Financed Lexus, IS F, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 100 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Hartford, Pearland, TX
$944/12 months
Car Insurance Policy Holder
- Divorced 51 Years old Female licensed 31 years ago with Financed Suzuki, Kizashi SE, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
- Doctors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 25 K Property Damage
- 300 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Progressive Insurance, Pearland, TX
$832/12 months
Car Insurance Policy Holder
- Single 42 Years old Female licensed 22 years ago with Financed Lexus, GX 460, 4 Door Utility AWD used for Commute to Work or School with estimated annual mileage of 20,001+.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Pearland Car Insurance Rate Comparisons
Pearland, TX's average car insurance of $1325 differs from South Houston, TX (+$143), Sandy Point, TX (-$205), Alvin, TX (-$1) and Texas (+$220)
| Pearland | South Houston, TX | Sandy Point, TX | Alvin, TX | Texas | |
| Median Insurance Rates | $1325 | +$143 | -$205 | -$1 | +$220 |
Pearland Car Insurance Savings By Neighborhood & Street Area
| Pearland Driver Street Residence & Car Locations | Car Details in Pearland | Pearland Driver Demographics | Pearland Auto Insurance Estimates | Recent Pearland Insurance Savings |
|---|---|---|---|---|
| Duke | ||||
| Kenn Ct | 1999 Buick Century Custom | 60 year senior | $1339 | $851 |
| Berg Ave | 2004 Jeep Grand Cherokee Limited | 50 year married man | $1305 | $540 |
| Ryon Way | 2007 Mazda MAZDA3 s Touring | 62 year male senior | $1365 | $473 |
| Mill Hollow Ct | 2003 Chevrolet Silverado 2500HD LT | 18 year teenager | $2608 | $553 |
| One Oak Chase Rd | 2008 Chrysler 300 Touring | 65 year female senior | $1321 | $361 |
| Other Area | ||||
| Cambridge Bay Dr | 2009 Ford Fusion SE | 17 year female teenager | $2349 | $756 |
| Quail Burg Ct | 2012 Hyundai Sonata GLS | 29 year woman | $1202 | $766 |
| Evening Wind Dr | 2014 Volkswagen Jetta S | 29 year married woman | $1154 | $338 |
| Bee Meadow Ln | 2012 Dodge Journey SXT | 33 year man | $1629 | $754 |
| Ginger Cove Ln | 2012 Toyota Prius Two | 17 year male teenager | $2699 | $645 |
Pearland Post DUI Car Insurance Rates
| Pearland | Pasadena | Nassau Bay | Friendswood | Texas | |
| Median Post DUI Insurance Rate | $2464 | +$218 | +$1386 | +$48 | +$409 |
| Male Teenager Post DUI Insurance Rate | $5619 | +$494 | +$3158 | +$109 | +$931 |
| Female Teenager Post DUI Insurance Rate | $4705 | +$417 | +$2647 | +$93 | +$782 |
The Post DUI insurance in Pearland, TX's is $2464 compared to Pasadena (+$218), Nassau Bay (+$1386), Friendswood (+$48) and Texas (+$409)
In Pearland, a male teenager with Post DUI pays $914 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda MAZDA3 s Touring in Pearland, TX would pay $5122 on auto insurance while a female teenager POST DUI would pay $4291.
Pearland Car Insurance by Segment
Pearland Teenagers Car Insurance Rates Comparison
6183 Pearland Teenagers (6% of total population), 51% Male & 49% Female.
| Pearland | League City | Friendswood | Fifth Street | Texas | |
| All Teenagers | $2756 | -$760 | +$54 | +$1549 | +$457 |
| Male Teenager | $3021 | -$833 | +$59 | +$1698 | +$501 |
| Female Teenager | $2530 | -$697 | +$50 | +$1423 | +$420 |
Pearland teenagers pay $2756 in insurance in contrast with League City (-$760), Friendswood (+$54), Fifth Street (+$1549) and Texas (+$457). The difference between Male & Female teenagers in Pearland is $491
Example
- 2010 Lincoln MKZ Base Male Teenager Insurance Rate $3144
- 2011 Audi A4 2.0T quattro Premium Female Teenager Insurance Rate $2878
Pearland Men & Women Car Insurance
90347 Pearland Adults (100% of total population), 49% Men & 51% Women.
| Pearland | Missouri City | Hillcrest | Friendswood | Texas | |
| All Women | $1272 | -$149 | -$303 | +$24 | +$211 |
| Married Women | $1219 | -$143 | -$290 | +$23 | +$202 |
| All Men | $1709 | -$200 | -$407 | +$33 | +$284 |
| Married Men | $1616 | -$189 | -$384 | +$32 | +$268 |
The typical insurance rate of $1709 that Pearland Men pay varies from Missouri City (-$200), Hillcrest (-$407), Friendswood (+$33) and Texas (+$284). In Pearland, married men pay $397 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1906
- 2013 Nissan Rogue SV w/SL Package Married Women Insurance Rate $1517
Pearland Senior Car Insurance
10500 Pearland Seniors (11% of total population), 44% Senior Men & 56% Senior Women.
| Pearland | League City | Webster | Hillcrest | Texas | |
| All Seniors | $1431 | -$395 | +$85 | -$341 | +$237 |
| Senior Men | $1497 | -$413 | +$89 | -$356 | +$248 |
| Senior Women | $1391 | -$383 | +$83 | -$331 | +$231 |
Pearland seniors pay $1431 in insurance compared to League City (-$395), Webster (+$85), Hillcrest (-$341) and Texas (+$237). In Pearland, senior men pay $106 more than senior women.
Pearland Car Insurance Discounts for Multiple Vehicles
Pearland Population with 1 Vehicle 7807 (25% of Pearland population), 2 Vehicles 15360 (50% of the Pearland population) and 3 vehicles 5215 (17% of the population)
| Pearland | West University Place | Nassau Bay | Missouri City | Texas | |
| 2 Vehicles | $2518 | +$1567 | +$1415 | -$295 | +$418 |
| 3 Vehicles | $3843 | +$2392 | +$2160 | -$450 | +$638 |
| 4 Vehicles | $5168 | +$3217 | +$2905 | -$605 | +$858 |
Car Insurance Agents in Pearland, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Barhorst Ins Group LTD | 3272 Broadway St, Pearland, TX 77581 |
| 2 | Joe Cook & Associates Inc | 6713 Broadway Ste H, Pearland, TX 77581-5768 |
| 3 | LEORLIN BOYD | 11041 Shadow Creek Pkwy Suite 115, Pearland, TX 77584-7404 |
Pearland Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Subaru, Impreza WRX Limited | $200 | $1370 | $1570 | $1300 | $1500 | $70 |
| Toyota, Prius c | $1000 | $1340 | $1840 | $1260 | $2260 | $-420 |
| Buick, Regal | $500 | $1300 | $1800 | $1240 | $1740 | $60 |
| Honda, Odyssey EX | $700 | $1350 | $1850 | $1270 | $1970 | $-120 |
| Ford, Taurus SEL | $1500 | $1400 | $1900 | $1300 | $2800 | $-900 |