Peekskill, NY Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Peekskill, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Company in Peekskill, NY, by Market Share
The average cost of car insurance in Peekskill, NY, is $1,753. This cost is lower than most of the nearby locations like Montrose, Verplanck, Buchanan, Crompond, and Cortlandt. Car owners in Peekskill, NY, can save more by comparing multiple quotes offered by different insurance companies. Zimlon’s research identified the top five car insurance companies in Peekskill, NY, by market share which is discussed in detail below.
GEICO:
Geico is in the first position with a market share of 32.58% in New York. The company recorded massive direct premiums written of 4,555,220 and 4,481,545 direct premiums earned according to the NAIC data. In Peekskill, NY, Geico’s car insurance costs can vary depending on factors like vehicle equipment, driving history and habits, driver's education, driver affiliations, and customer loyalty.
ALLSTATE:
Allstate is in second position with a market share of 13.57% in New York. The company recorded 1,897,997 direct premiums written and 1,883,643 direct premiums earned as per the official NAIC records. For car owners in Peekskill, NY, factors such as the age of the driver, annual mileage, coverage type, and driver’s credit scores can influence the cost of car insurance.
STATE FARM:
State Farm is in the third position with a market share of 12.56% in New York. According to the NAIC data, the company recorded 1,756,075 direct premiums written and 1,762,321 direct premiums earned. For car owners in Peekskill, NY, State Farm offers numerous discounts to help lower the cost of car insurance. These discounts include accident-free discount, anti-theft discount, and driver improvement course discount.
PROGRESSIVE:
Progressive is in the fourth position with a market share of 10.57% in New York. NAIC data shows that the company recorded 1,477,674 direct premiums written and 1,432,780 premiums earned. Besides the usual auto insurance choices, the Progressive insurance group offers other typical add-on options like roadside assistance and rental car coverage for car owners in Peekskill, NY.
LIBERTY:
Liberty is in fifth position with a market share of 5.45% in New York. The company recorded 761,979 direct premiums written and 739,195 direct premiums earned as per NAIC data. In Peekskill, NY, Liberty insurance company provides considerable discounts to car owners who install safety features like anti-theft devices in their vehicles. The car insurance quotes in Peekskill, NY, can further vary depending upon the age of the driver, neighborhood, and driver’s credit scores.
Factors that can influence the cost of car insurance in Peekskill, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Peekskill, NY Auto Insurance Rates
- Peekskill, NY Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Peekskill, NY
- Multi Vehicle Insurance Savings in Peekskill, NY
- How Credit Score Affects Car Insurance Rates in Peekskill, NY
- How DUI Affects Auto Insurance Premiums in Peekskill, NY
- Top Auto Insurance Agents Near Peekskill, NY
- How Driving Violations Affect Auto Insurance Rates in Peekskill, NY
- Peekskill, NY Auto Insurance Discounts on Anti Theft Feature
Peekskill, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Peekskill, NY with that of other cities in and around Peekskill.
| Peekskill | Montrose | Verplanck | Buchanan | Crompond | Cortlandt | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,753 | $1,797 | $1,759 | $1,815 | $1,889 | $1,825 |
Peekskill, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Peekskill, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Peekskill | $1,280 | $1,081 |
| Cortlandt | $1,190 | $1,005 |
| Buchanan | $1,328 | $1,121 |
| Verplanck | $1,530 | $1,292 |
| Montrose | $1,775 | $1,499 |
| Crugers | $1,041 | $880 |
| Lake Mohegan | $1,755 | $1,482 |
| Crompond | $1,783 | $1,506 |
Peekskill, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Peekskill, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,688 |
| 20 Years | $2,252 |
| 30 Years | $1,735 |
| 40 Years | $1,669 |
| 50 Years | $1,546 |
| 60 Years | $1,567 |
| 70 Years | $1,824 |
Peekskill, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Peekskill, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,015 | $491 |
| 3 Vehicles | $4,523 | $736 |
| 4 Vehicles | $6,030 | $982 |
Savings on 2 Vehicles bundle:$491
Savings on 3 Vehicles bundle:$736
Savings on 4 Vehicles bundle:$982
Peekskill, NY Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peekskill, NY.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Peekskill | $1,753 | $2,645 |
| Cortlandt | $1,825 | $2,753 |
| Buchanan | $1,815 | $2,738 |
| Verplanck | $1,759 | $2,654 |
| Montrose | $1,797 | $2,711 |
| Crugers | $1,830 | $2,761 |
| Lake Mohegan | $1,783 | $2,690 |
| Crompond | $1,889 | $2,850 |
Peekskill, NY Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,504 |
| Excellent (740-799) | $1,717 |
| Good (670-739) | $1,827 |
| Average (580-669) | $2,383 |
| Poor (300-579) | $2,859 |
Peekskill, NY Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Salvatore Carollo | Allstate | 15 S Route 303, Congers, 10920 | (845) 268-4100 |
| Cesar Carranza | Allstate | 57 Lake St, White Plains, 10604 | (914) 993-3300 |
| Tyrone Taylor | Allstate | 175 Main St Ste 1, Ossining, 10562 | (914) 762-2300 |
| Steven Vitiello | Allstate | 75 Ramapo Rd, Garnerville, 10923 | (845) 429-7700 |
| Paolillo Insurance Agency Inc | Travelers | 211 CENTRAL AVENUE, WHITE PLAINS, 10606 | 914-682-7966 |
| Walter Wright | Allstate | 169 7th Ave, Brooklyn, 11215 | (718) 499-7000 |
| Kohlman Agency | Erie | 1929 Commerce Street Suite 3, Yorktown Heights, 10598 | None |
| Prince Associates Inc | Liberty Mutual Independent | 270 DUFFY AVE STE D, HICKSVILLE, 11801 | 516-822-6550 |
| Ritesh Dhingra | Allstate | 1556 Myrtle Ave Fl 2, Brooklyn, 11237 | (718) 878-4999 |
| Ritesh Dhingra | Allstate | 1556 Myrtle Ave Fl 2, Brooklyn, 11237 | (718) 878-4999 |
| Tom Shannon | State Farm | 2901 23rd Avenue, Astoria, 11105-2700 | 718-545-3276 |
| Steven T. Dukoff | Nationwide | 4102 Bell Blvd Lower Level, Bayside, 11361-2792 | (718) 428-7600 |
Peekskill, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$77 | $1,830 |
| Driver's Failure In Showing Documents | +$170 | $1,923 |
| Driving With An Expired Registration | +$181 | $1,934 |
| Driving At A Considerably Slow Pace | +$380 | $2,133 |
| Using A Cellphone While Driving | +$401 | $2,154 |
| Running A Red Light | +$408 | $2,161 |
| Speeding | +$429 | $2,182 |
| Driving A Vehicle Without The Required Permission | +$545 | $2,298 |
| Driving With An Expired/Suspended License | +$1,182 | $2,935 |
Peekskill, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,683 |
| Active Disabling Device | $1,683 |
| Tracking Device | $1,648 |
| Passive Disabling Device | $1,630 |