Peekskill Auto Insurance Rates, Quotes, Agents & Reviews in NY

Peekskill, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Peekskill, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Top 5 Car Insurance Company in Peekskill, NY, by Market Share

The average cost of car insurance in Peekskill, NY, is $1,753. This cost is lower than most of the nearby locations like Montrose, Verplanck, Buchanan, Crompond, and Cortlandt. Car owners in Peekskill, NY, can save more by comparing multiple quotes offered by different insurance companies. Zimlon’s research identified the top five car insurance companies in  Peekskill, NY, by market share which is discussed in detail below.

top_5_car_insurance_company_in_peekskill_ny

GEICO: 

Geico is in the first position with a market share of 32.58% in New York. The company recorded massive direct premiums written of 4,555,220 and 4,481,545 direct premiums earned according to the NAIC data. In Peekskill, NY, Geico’s car insurance costs can vary depending on factors like vehicle equipment, driving history and habits, driver's education, driver affiliations, and customer loyalty.

ALLSTATE: 

Allstate is in second position with a market share of 13.57% in New York. The company recorded 1,897,997 direct premiums written and 1,883,643 direct premiums earned as per the official NAIC records. For car owners in Peekskill, NY, factors such as the age of the driver, annual mileage, coverage type, and driver’s credit scores can influence the cost of car insurance. 

STATE FARM: 

State Farm is in the third position with a market share of 12.56% in  New York. According to the NAIC data, the company recorded 1,756,075 direct premiums written and 1,762,321 direct premiums earned. For car owners in Peekskill, NY, State Farm offers numerous discounts to help lower the cost of car insurance. These discounts include accident-free discount, anti-theft discount, and driver improvement course discount.

 PROGRESSIVE: 

Progressive is in the fourth position with a market share of 10.57% in New York. NAIC data shows that the company recorded 1,477,674 direct premiums written and 1,432,780 premiums earned. Besides the usual auto insurance choices, the Progressive insurance group offers other typical add-on options like roadside assistance and rental car coverage for car owners in Peekskill, NY.  

LIBERTY: 

Liberty is in fifth position with a market share of 5.45% in New York. The company recorded 761,979 direct premiums written and 739,195 direct premiums earned as per NAIC data. In Peekskill, NY, Liberty insurance company provides considerable discounts to car owners who install safety features like anti-theft devices in their vehicles. The car insurance quotes in Peekskill, NY, can further vary depending upon the age of the driver, neighborhood, and driver’s credit scores. 

Factors that can influence the cost of car insurance in Peekskill, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Peekskill, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Peekskill, NY with that of other cities in and around Peekskill.

Peekskill Montrose Verplanck Buchanan Crompond Cortlandt
Average Insurance Rates $1,753 $1,797 $1,759 $1,815 $1,889 $1,825

Peekskill, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Peekskill, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Peekskill $1,280 $1,081
Cortlandt $1,190 $1,005
Buchanan $1,328 $1,121
Verplanck $1,530 $1,292
Montrose $1,775 $1,499
Crugers $1,041 $880
Lake Mohegan $1,755 $1,482
Crompond $1,783 $1,506

Peekskill, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Peekskill, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,688
20 Years $2,252
30 Years $1,735
40 Years $1,669
50 Years $1,546
60 Years $1,567
70 Years $1,824

Peekskill, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Peekskill, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,015 $491
3 Vehicles $4,523 $736
4 Vehicles $6,030 $982

Savings on 2 Vehicles bundle:$491

Savings on 3 Vehicles bundle:$736

Savings on 4 Vehicles bundle:$982


Peekskill, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peekskill, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Peekskill $1,753 $2,645
Cortlandt $1,825 $2,753
Buchanan $1,815 $2,738
Verplanck $1,759 $2,654
Montrose $1,797 $2,711
Crugers $1,830 $2,761
Lake Mohegan $1,783 $2,690
Crompond $1,889 $2,850

Peekskill, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,504
Excellent (740-799) $1,717
Good (670-739) $1,827
Average (580-669) $2,383
Poor (300-579) $2,859

Peekskill, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Salvatore Carollo Allstate 15 S Route 303, Congers, 10920 (845) 268-4100
Cesar Carranza Allstate 57 Lake St, White Plains, 10604 (914) 993-3300
Tyrone Taylor Allstate 175 Main St Ste 1, Ossining, 10562 (914) 762-2300
Steven Vitiello Allstate 75 Ramapo Rd, Garnerville, 10923 (845) 429-7700
Paolillo Insurance Agency Inc Travelers 211 CENTRAL AVENUE, WHITE PLAINS, 10606 914-682-7966
Walter Wright Allstate 169 7th Ave, Brooklyn, 11215 (718) 499-7000
Kohlman Agency Erie 1929 Commerce Street Suite 3, Yorktown Heights, 10598 None
Prince Associates Inc Liberty Mutual Independent 270 DUFFY AVE STE D, HICKSVILLE, 11801 516-822-6550
Ritesh Dhingra Allstate 1556 Myrtle Ave Fl 2, Brooklyn, 11237 (718) 878-4999
Ritesh Dhingra Allstate 1556 Myrtle Ave Fl 2, Brooklyn, 11237 (718) 878-4999
Tom Shannon State Farm 2901 23rd Avenue, Astoria, 11105-2700 718-545-3276
Steven T. Dukoff Nationwide 4102 Bell Blvd Lower Level, Bayside, 11361-2792 (718) 428-7600

Peekskill, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$77 $1,830
Driver's Failure In Showing Documents +$170 $1,923
Driving With An Expired Registration +$181 $1,934
Driving At A Considerably Slow Pace +$380 $2,133
Using A Cellphone While Driving +$401 $2,154
Running A Red Light +$408 $2,161
Speeding +$429 $2,182
Driving A Vehicle Without The Required Permission +$545 $2,298
Driving With An Expired/Suspended License +$1,182 $2,935

Peekskill, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,683
Active Disabling Device $1,683
Tracking Device $1,648
Passive Disabling Device $1,630