Pegram Auto Insurance Rates, Quotes, Agents & Reviews in TN

Pegram, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pegram, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pegram, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Pegram, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pegram, TN with that of other cities in and around Pegram.

Pegram Ashland City White Bluff Belle Meade Cheatham County Fairview
Average Insurance Rates $1,505 $1,433 $1,434 $2,586 $1,323 $1,493

Pegram, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pegram, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pegram $1,351 $1,141
Kingston Springs $1,765 $1,491
White Bluff $1,525 $1,288
Fairview $1,098 $927
Ashland City $1,476 $1,247
Cheatham County $2,223 $1,877
Belle Meade $2,454 $2,073
Forest Hills $2,864 $2,419

Pegram, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pegram, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,883
20 Years $1,934
30 Years $1,489
40 Years $1,433
50 Years $1,327
60 Years $1,346
70 Years $1,566

Pegram, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pegram, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,589 $421
3 Vehicles $3,883 $632
4 Vehicles $5,177 $843

Savings on 2 Vehicles bundle:$421

Savings on 3 Vehicles bundle:$632

Savings on 4 Vehicles bundle:$843

Pegram, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pegram, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Pegram $1,505 $2,696
Kingston Springs $1,523 $2,728
White Bluff $1,434 $2,569
Fairview $1,493 $2,675
Ashland City $1,433 $2,567
Cheatham County $1,323 $2,370
Belle Meade $2,586 $4,633
Forest Hills $2,080 $3,726

Pegram, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,291
Excellent (740-799) $1,474
Good (670-739) $1,568
Average (580-669) $2,046
Poor (300-579) $2,455

Pegram, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Steve Blume Allstate 601 Old Hickory Blvd Ste B, Nashville, 37209 (615) 352-3334
Lashawnda Bryant State Farm 7648 Highway 70 S Ste 10, Nashville, 37221-1757 615-662-9989
Mike Fuller Insurance Travelers 512 HARPETH TRACE DR, NASHVILLE, 37221 615-333-0000
Heather Farmer State Farm 6592 Highway 100 Ste 2, Nashville, 37205-4245 615-356-6503
Greg Nelson Lutcf Farmers 217 Old Hickory Blvd, Nashville, 37221 (615) 646-3333
Scott Insurance Agency None 6640 Carothers Parkway, Ste. 100, Franklin, 37067 None
Geny Insurance Group Llc Liberty Mutual Independent 144 N MAIN ST, NASHVILLE, 37205 615-356-3212

Pegram, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,571
Driver's Failure In Showing Documents +$146 $1,651
Driving With An Expired Registration +$155 $1,660
Driving At A Considerably Slow Pace +$327 $1,832
Using A Cellphone While Driving +$345 $1,850
Running A Red Light +$351 $1,856
Speeding +$369 $1,874
Driving A Vehicle Without The Required Permission +$468 $1,973
Driving With An Expired/Suspended License +$1,014 $2,519

Pegram, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,445
Active Disabling Device $1,445
Tracking Device $1,415
Passive Disabling Device $1,400