Pensacola, FL Auto Insurance Rates
Pensacola, FL residents can save $530 by comparing multiple quotes & reading reviews & research on Pensacola car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $959 | $1314 | $1952 |
Latest Auto Insurance Reviews in Pensacola, Florida
Geico
I would definitely recommend this insurance . It is the cheapest and I've had no problems with it since I have been using it.
I would definitely recommend this insurance . It is the cheapest and I've had no problems with it since I have been using it.
State Farm
I would recommend State Farm because they are a long established insurer with a lot of experience and capital to throw around. They offer agents in your area instead of a faceless person online.
I would recommend State Farm because they are a long established insurer with a lot of experience and capital to throw around. They offer agents in your area instead of a faceless person online.
Usaa
Policy offerings for USAA auto insurance are pretty much the same as other companies. The offerings they give for coverage are comparable to all other insurance carriers.
Policy offerings for USAA auto insurance are pretty much the same as other companies. The offerings they give for coverage are comparable to all other insurance carriers.
Allstate
I am very satisfied as my insurance is very low for how many vehicles and trailers etc that I have on it. I have been with them for 18 years and thus I have accrued many discounts.
I am very satisfied as my insurance is very low for how many vehicles and trailers etc that I have on it. I have been with them for 18 years and thus I have accrued many discounts.
State Farm
i have used other companies in the past and this one is affordable and relatively gives me the coverage that I need.
i have used other companies in the past and this one is affordable and relatively gives me the coverage that I need.
Geico
completely satisfied with geico. no issues so far. had an accident that they help take care of.
completely satisfied with geico. no issues so far. had an accident that they help take care of.
Travelers
I pay a pretty low premium compared to competitors. When I last checked, similar coverage would cost 10-15 dollars more a month at other agencies. With the low premium, I am able to keep my deductible low, at $500, but the company offers both $500 and $1000 deductibles.
I pay a pretty low premium compared to competitors. When I last checked, similar coverage would cost 10-15 dollars more a month at other agencies. With the low premium, I am able to keep my deductible low, at $500, but the company offers both $500 and $1000 deductibles.
Travelers
I pay a pretty low premium compared to competitors. When I last checked, similar coverage would cost 10-15 dollars more a month at other agencies. With the low premium, I am able to keep my deductible low, at $500, but the company offers both $500 and $1000 deductibles.
I pay a pretty low premium compared to competitors. When I last checked, similar coverage would cost 10-15 dollars more a month at other agencies. With the low premium, I am able to keep my deductible low, at $500, but the company offers both $500 and $1000 deductibles.
Usaa
My wife was in a minor fender bender in my (then less than 3 months old) SUV & I was able to use their app to take pictures, submit & monitor my claim. Not only did it provide things like claim number & what stage the claim was at, but I was able to message my claims adjuster. Also, since I bank with USAA, the money went into my account right away.
My wife was in a minor fender bender in my (then less than 3 months old) SUV & I was able to use their app to take pictures, submit & monitor my claim. Not only did it provide things like claim number & what stage the claim was at, but I was able to message my claims adjuster. Also, since I bank with USAA, the money went into my account right away.
Allstate
The customer support for Allstate Insurance is far better than other insurance companies. I have received prompt and relevant answers and service.
The customer support for Allstate Insurance is far better than other insurance companies. I have received prompt and relevant answers and service.
Progressive
I have found progressive to offer competitive rates. I recently changed states, so I compared other companies, and was once again pleased with the price Progressive offered.
I have found progressive to offer competitive rates. I recently changed states, so I compared other companies, and was once again pleased with the price Progressive offered.
Safeco Insurance
I believe and enjoy that the company is very easy to get ahold of with phone, internet and mobile accessibility.
I believe and enjoy that the company is very easy to get ahold of with phone, internet and mobile accessibility.
Progressive
It is a well known company with transparent operations and no big public scandals. They offer a lot of discounts and suit all my needs at a reasonable price.
It is a well known company with transparent operations and no big public scandals. They offer a lot of discounts and suit all my needs at a reasonable price.
Progressive
I have been with them for a long time so they just feel safe and "comfortable." The price is decent and they have served me well, and my family, for many years.
I have been with them for a long time so they just feel safe and "comfortable." The price is decent and they have served me well, and my family, for many years.
Esurance
Online support is very good with Esurance, and phone support is good but could be better
Online support is very good with Esurance, and phone support is good but could be better
State Farm
My insurance is comparable to other insurance companies.
My insurance is comparable to other insurance companies.
State Farm Auto Insurance, Pensacola, FL
$126/1 month
Car Insurance Policy Holder
- Divorced 27 Years old Male licensed 4 years ago with Leased Buick Regal used for Business with estimated annual mileage of 12,001 - 15,000.
- bachelors degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Pensacola Car Insurance Rate Comparisons
Pensacola, FL's average car insurance of $1314 differs from Ensley, FL (+$416), Woodlawn Beach, FL (+$116), Tiger Point, FL (-$414) and Florida (+$50)
| Pensacola | Ensley, FL | Woodlawn Beach, FL | Tiger Point, FL | Florida | |
| Median Insurance Rates | $1314 | +$416 | +$116 | -$414 | +$50 |
Pensacola Car Insurance Savings By Neighborhood & Street Area
| Pensacola Driver Street Residence & Car Locations | Car Details in Pensacola | Pensacola Driver Demographics | Pensacola Auto Insurance Estimates | Recent Pensacola Insurance Savings |
|---|---|---|---|---|
| Bohemia | ||||
| Spanish Trail Pl | 2005 Buick Rendezvous CX | 62 year male senior | $1773 | $788 |
| Christy Dr | 2002 Chevrolet Silverado 2500HD Base | 31 year married woman | $1060 | $305 |
| Quinavista | ||||
| Parasol Pl | 2006 Chrysler 300 C | 39 year married man | $1899 | $328 |
| Hanging Branch Way | 2008 Ford Fusion I4 SE | 30 year woman | $1149 | $856 |
| Beach Haven | ||||
| San Marcos Camino | 2004 Acura TSX Base | 48 year man | $2201 | $517 |
| Carrick Rd | 2007 Jeep Commander Limited | 16 year male teenager | $3171 | $404 |
| East Pensacola Heights | ||||
| N Guillemard St | 2012 Honda Civic LX | 72 year senior | $1839 | $858 |
| E Yonge St | 2009 Mazda MAZDASPEED3 Sport | 16 year female teenager | $3000 | $811 |
| Tristan Village | ||||
| Desmonde Dr | 2014 Volkswagen Jetta S | 61 year female senior | $1778 | $845 |
| Antoine Pl | 2010 Nissan Rogue SL | 19 year teenager | $3276 | $778 |
Pensacola Post DUI Car Insurance Rates
| Pensacola | Dickerson City | Gonzalez | Myrtle Grove | Florida | |
| Median Post DUI Insurance Rate | $2444 | +$922 | +$234 | +$904 | +$93 |
| Male Teenager Post DUI Insurance Rate | $6573 | +$2481 | +$630 | +$2433 | +$251 |
| Female Teenager Post DUI Insurance Rate | $5864 | +$2215 | +$564 | +$2171 | +$223 |
The Post DUI insurance in Pensacola, FL's is $2444 compared to Dickerson City (+$922), Gonzalez (+$234), Myrtle Grove (+$904) and Florida (+$93)
In Pensacola, a male teenager with Post DUI pays $709 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Pensacola, FL would pay $5938 on auto insurance while a female teenager POST DUI would pay $5297.
Pensacola Car Insurance by Segment
Pensacola Teenagers Car Insurance Rates Comparison
17961 Pensacola Teenagers (7% of total population), 57% Male & 43% Female.
| Pensacola | Avalon-Mulat | Elberta, AL | Ensley | Florida | |
| All Teenagers | $3311 | +$443 | -$111 | +$1048 | +$126 |
| Male Teenager | $3534 | +$474 | -$118 | +$1119 | +$135 |
| Female Teenager | $3153 | +$423 | -$105 | +$999 | +$120 |
Pensacola teenagers pay $3311 in insurance in contrast with Avalon-Mulat (+$443), Elberta, AL (-$111), Ensley (+$1048) and Florida (+$126). The difference between Male & Female teenagers in Pensacola is $381
Example
- 2008 Cadillac DTS Base Male Teenager Insurance Rate $3889
- 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3103
Pensacola Men & Women Car Insurance
233135 Pensacola Adults (100% of total population), 49% Men & 51% Women.
| Pensacola | Gulf Breeze | Oriole Beach | Goulding | Florida | |
| All Women | $1208 | -$133 | -$77 | +$484 | +$46 |
| Married Women | $1103 | -$122 | -$70 | +$442 | +$42 |
| All Men | $2168 | -$240 | -$139 | +$868 | +$82 |
| Married Men | $2102 | -$232 | -$134 | +$842 | +$80 |
The typical insurance rate of $2168 that Pensacola Men pay varies from Gulf Breeze (-$240), Oriole Beach (-$139), Goulding (+$868) and Florida (+$82). In Pensacola, married men pay $999 more than married women.
Example
- 2013 Toyota Prius Two Married Men Insurance Rate $2176
- 2012 Lincoln MKZ \N Married Women Insurance Rate $2131
Pensacola Senior Car Insurance
46932 Pensacola Seniors (20% of total population), 44% Senior Men & 56% Senior Women.
| Pensacola | Oriole Beach | Garcon Point | Warrington | Florida | |
| All Seniors | $1944 | -$124 | -$272 | +$764 | +$74 |
| Senior Men | $1997 | -$128 | -$280 | +$784 | +$76 |
| Senior Women | $1892 | -$121 | -$265 | +$743 | +$72 |
Pensacola seniors pay $1944 in insurance compared to Oriole Beach (-$124), Garcon Point (-$272), Warrington (+$764) and Florida (+$74). In Pensacola, senior men pay $105 more than senior women.
Pensacola Car Insurance Discounts for Multiple Vehicles
Pensacola Population with 1 Vehicle 35741 (40% of Pensacola population), 2 Vehicles 34147 (38% of the Pensacola population) and 3 vehicles 9089 (10% of the population)
| Pensacola | Cantonment | Warrington | Garcon Point | Florida | |
| 2 Vehicles | $2497 | +$258 | +$980 | -$350 | +$95 |
| 3 Vehicles | $3811 | +$394 | +$1496 | -$534 | +$145 |
| 4 Vehicles | $5125 | +$530 | +$2012 | -$718 | +$195 |
Car Insurance Agents in Pensacola, FL
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 540 Brent Ln, Pensacola, FL 32503 |
| 2 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy Ste A, Pensacola, FL 32505 |
| 3 | All Risk Insurance | 1913 E Olive Rd, Pensacola, FL 32514 |
| 4 | Amy Harvey | 8107 Pensacola Blvd, Pensacola, FL 32534 |
| 5 | A Plus Insurance Services | 2200 N 9th Ave, Pensacola, FL 32503 |
| 6 | Arthur Searcy | 916 W Michigan Ave Ste E, Pensacola, FL 32505 |
| 7 | Brad Phelps | 2802 E Cervantes St, Pensacola, FL 32503 |
| 8 | Brightway Insurance - Tara Blake | 4401 Bayou Blvd, Pensacola, FL 32503 |
| 9 | Brown & Company | 6706 N 9th Ave # D-25, Pensacola, FL 32504 |
| 10 | Casey Roberts | 2107 W Nine Mile Rd Ste 5, Pensacola, FL 32534 |
Pensacola Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Mustang Boss 302 | $400 | $1510 | $1910 | $1430 | $1830 | $80 |
| Ford, Expedition EL King Ranch | $200 | $1460 | $1660 | $1370 | $1570 | $90 |
| Kia, Sportage EX | $1000 | $1280 | $1780 | $1200 | $2200 | $-420 |
| Ford, Flex SEL | $500 | $1400 | $1900 | $1310 | $1810 | $90 |
| Mitsubishi, Lancer ES | $100 | $1310 | $1410 | $1220 | $1320 | $90 |