Peoria Heights Auto Insurance Rates, Quotes, Agents & Reviews in IL

Peoria Heights, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Peoria Heights, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Peoria Heights, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Peoria Heights, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Peoria Heights, IL with that of other cities in and around Peoria Heights.

Peoria Heights Medina Spring Bay Germantown Hills Fondulac Bay View Gardens
Average Insurance Rates $1,194 $1,294 $1,230 $1,295 $1,227 $1,203

Peoria Heights, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Peoria Heights, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Peoria Heights $1,230 $1,039
Spring Bay $1,007 $851
Richwoods $1,917 $1,619
Bay View Gardens $1,915 $1,617
Germantown Hills $1,411 $1,192
Peoria $1,661 $1,403
Medina $1,066 $900
Fondulac $1,711 $1,445

Peoria Heights, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Peoria Heights, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,874
20 Years $1,534
30 Years $1,182
40 Years $1,137
50 Years $1,053
60 Years $1,068
70 Years $1,243

Peoria Heights, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Peoria Heights, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,101 $287
3 Vehicles $3,152 $430
4 Vehicles $4,203 $573

Savings on 2 Vehicles bundle:$287

Savings on 3 Vehicles bundle:$430

Savings on 4 Vehicles bundle:$573


Peoria Heights, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peoria Heights, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Peoria Heights $1,194 $1,938
Spring Bay $1,230 $1,997
Richwoods $1,194 $1,938
Bay View Gardens $1,203 $1,953
Germantown Hills $1,295 $2,102
Peoria $1,115 $1,810
Medina $1,294 $2,101
Fondulac $1,227 $1,992

Peoria Heights, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,024
Excellent (740-799) $1,169
Good (670-739) $1,244
Average (580-669) $1,623
Poor (300-579) $1,948

Peoria Heights, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Roger Phegley State Farm 5901 N Knxvl Ave Ste 202, Peoria, 61614-4347 309-693-0512
Roger Hickman State Farm 1760 Washington Rd, Washington, 61571-2278 309-444-2192
Scott Thulean State Farm 404 N 4th St, Chillicothe, 61523-2036 309-274-6241
Interstate Risk Placement Inc None 7320 N Villa Lake Dr, Peoria, 61614 None
Preston Insurance Agency Inc. Erie 2000 W Pioneer Parkway Suite 14, Peoria, 61615 None
Mid Illinois Ins Svcs Inc None 1524 W Glen Ave Ste B, Peoria, 61614 None
Fortner Ins Agency Inc Travelers 3304 N PROSPECT RD, PEORIA, 61603 309-682-0519
Fortner Ins Agency Inc Travelers 3304 N PROSPECT RD, PEORIA, 61603 309-682-0519
Arc Insurance Financial Services Inc None 411 Fifth St, Peru, 61354 None
Arc Insurance And Financial Services Inc Travelers 411 FIFTH ST, PERU, 61354 815-223-4660
Tom Gramkow State Farm 4713 N Prospect Rd, Peoria Hts, 61616-6439 309-685-1700
John Pini State Farm 445 W Walnut St, Oglesby, 61348-1452 815-883-8090

Peoria Heights, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,247
Driver's Failure In Showing Documents +$116 $1,310
Driving With An Expired Registration +$123 $1,317
Driving At A Considerably Slow Pace +$259 $1,453
Using A Cellphone While Driving +$273 $1,467
Running A Red Light +$278 $1,472
Speeding +$293 $1,487
Driving A Vehicle Without The Required Permission +$371 $1,565
Driving With An Expired/Suspended License +$805 $1,999

Peoria Heights, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,146
Active Disabling Device $1,146
Tracking Device $1,122
Passive Disabling Device $1,110