Peoria Auto Insurance Rates, Quotes, Agents & Reviews in IL

Peoria, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Peoria, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Peoria, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Peoria, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Peoria, IL with that of other cities in and around Peoria.

Peoria Kickapoo Norwood West Peoria Spring Bay Peoria Heights
Average Insurance Rates $1,115 $1,286 $1,200 $1,195 $1,230 $1,194

Peoria, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Peoria, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Peoria $1,661 $1,403
Richwoods $1,917 $1,619
West Peoria $1,453 $1,228
Kickapoo $1,762 $1,489
Peoria Heights $1,230 $1,039
Spring Bay $1,007 $851
Bellevue $1,350 $1,141
Norwood $1,265 $1,068

Peoria, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Peoria, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,618
20 Years $1,433
30 Years $1,103
40 Years $1,062
50 Years $983
60 Years $997
70 Years $1,160

Peoria, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Peoria, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,940 $290
3 Vehicles $2,910 $435
4 Vehicles $3,880 $580

Savings on 2 Vehicles bundle:$290

Savings on 3 Vehicles bundle:$435

Savings on 4 Vehicles bundle:$580


Peoria, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peoria, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Peoria $1,115 $1,810
Richwoods $1,194 $1,938
West Peoria $1,195 $1,940
Kickapoo $1,286 $2,088
Peoria Heights $1,194 $1,938
Spring Bay $1,230 $1,997
Bellevue $1,192 $1,935
Norwood $1,200 $1,948

Peoria, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $957
Excellent (740-799) $1,092
Good (670-739) $1,162
Average (580-669) $1,516
Poor (300-579) $1,819

Peoria, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Seibel Insurance Agency Erie 911 W Garfield Ave, Bartonville, 61607 None
Eagle Rock Insurance Services None 7800 N Sommer St. Suite 204, Peoria, 61615 (309) 439-9610
Trent Fairfield State Farm 8500 N Knoxville Ave Ste C, Peoria, 61615-2087 309-692-3276
Cefcu Financial Services Inc Travelers 7900 N UNIVERSITY ST, PEORIA, 61615 888-445-3320
Hawk Agency Inc Liberty Mutual Independent 7131 N KNOXVILLE AVE, PEORIA, 61614 309-674-9800
Affinty Financial And Insurance Grp Inc Allstate 2412 E Washington St, East Peoria, 61611 (309) 698-9800
The Wyman Group None 230 Sw Adams, Ste 501, Peoria, 61602 None
Kelly Freschi Allstate 300 Bucklin St, La Salle, 61301 (815) 200-4849
Arc Insurance And Financial Services Inc Travelers 411 FIFTH ST, PERU, 61354 815-223-4660
Chapin Davis Insurance Services None 8512 N Knoxville Ave, Peoria, 61615 None

Peoria, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,164
Driver's Failure In Showing Documents +$108 $1,223
Driving With An Expired Registration +$115 $1,230
Driving At A Considerably Slow Pace +$242 $1,357
Using A Cellphone While Driving +$255 $1,370
Running A Red Light +$260 $1,375
Speeding +$273 $1,388
Driving A Vehicle Without The Required Permission +$347 $1,462
Driving With An Expired/Suspended License +$752 $1,867

Peoria, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,070
Active Disabling Device $1,070
Tracking Device $1,048
Passive Disabling Device $1,037

Latest Auto Insurance Reviews in Peoria, IL | Back to Top

State Farm
My experience with State Farm customer service has been great. The have been helpful, resourceful, and have always helped me regardless of my situation or question.
Progressive
I would definitely recommend Progressive to anyone looking for auto insurance.they work very well with young people and try to find the best discounts and deals for you.
State Farm
Yes, they are very personable.They go the extra mile for their customer.They know me by my first name, and they are great.
Allstate
The premium and deductible is somewhat high but you get good outcomes because this is a nationally known car insurance company. It is worth the extra penny to know you are safe on the road.
Liberty Mutual
Yes I would recommend Liberty Mutual.It would be important to note that we bundle Home and auto and whole life insurances.Doing this has gotten us better rates.
Progressive
The premium and deductible of my policy compared to the other car insurance companies for the same coverage is good. i believe it's a good policy.
Progressive
The premium and deductible of my policy compared to the other car insurance companies for the same coverage is good. i believe it's a good policy.
Progressive
They have great customer service representatives that help you in a great manner and understand you.
National General
For the premiums by National General, they seem to be pretty average in pricing. They were one of the lowest priced companies which is why I decided to go with them. The coverage is also pretty fair.
State Farm
I dislike that our flooding from a major storm was not covered by our policy. It seems arbitrary what types of items are covered, not. If the drainage failed we're not covered, if the pipes burst we are. Hmm.
Liberty Mutual
I think the premium is fair and comparable with other auto insurance companies. We did have State Farm at one point and when we ran a price comparison Liberty Mutual saved us money. Therefore, I feel for the same coverage their rates are better.
State Farm
My premium is consistent with other companies, I feel. The best part though is my agent is local and can help at all hours of the day.
State Farm
They are the same for the most part.
Geico
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.