Peoria, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Peoria, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Peoria, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Peoria, IL Auto Insurance Rates
- Peoria, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Peoria, IL
- Multi Vehicle Insurance Savings in Peoria, IL
- How Credit Score Affects Car Insurance Rates in Peoria, IL
- How DUI Affects Auto Insurance Premiums in Peoria, IL
- Top Auto Insurance Agents Near Peoria, IL
- How Driving Violations Affect Auto Insurance Rates in Peoria, IL
- Peoria, IL Auto Insurance Discounts on Anti Theft Feature
- Peoria, IL Auto Insurance Company Reviews
Peoria, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Peoria, IL with that of other cities in and around Peoria.
| Peoria | Kickapoo | Norwood | West Peoria | Spring Bay | Peoria Heights | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,115 | $1,286 | $1,200 | $1,195 | $1,230 | $1,194 |
Peoria, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Peoria, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Peoria | $1,661 | $1,403 |
| Richwoods | $1,917 | $1,619 |
| West Peoria | $1,453 | $1,228 |
| Kickapoo | $1,762 | $1,489 |
| Peoria Heights | $1,230 | $1,039 |
| Spring Bay | $1,007 | $851 |
| Bellevue | $1,350 | $1,141 |
| Norwood | $1,265 | $1,068 |
Peoria, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Peoria, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,618 |
| 20 Years | $1,433 |
| 30 Years | $1,103 |
| 40 Years | $1,062 |
| 50 Years | $983 |
| 60 Years | $997 |
| 70 Years | $1,160 |
Peoria, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Peoria, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,940 | $290 |
| 3 Vehicles | $2,910 | $435 |
| 4 Vehicles | $3,880 | $580 |
Savings on 2 Vehicles bundle:$290
Savings on 3 Vehicles bundle:$435
Savings on 4 Vehicles bundle:$580
Peoria, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peoria, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Peoria | $1,115 | $1,810 |
| Richwoods | $1,194 | $1,938 |
| West Peoria | $1,195 | $1,940 |
| Kickapoo | $1,286 | $2,088 |
| Peoria Heights | $1,194 | $1,938 |
| Spring Bay | $1,230 | $1,997 |
| Bellevue | $1,192 | $1,935 |
| Norwood | $1,200 | $1,948 |
Peoria, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $957 |
| Excellent (740-799) | $1,092 |
| Good (670-739) | $1,162 |
| Average (580-669) | $1,516 |
| Poor (300-579) | $1,819 |
Peoria, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Seibel Insurance Agency | Erie | 911 W Garfield Ave, Bartonville, 61607 | None |
| Eagle Rock Insurance Services | None | 7800 N Sommer St. Suite 204, Peoria, 61615 | (309) 439-9610 |
| Trent Fairfield | State Farm | 8500 N Knoxville Ave Ste C, Peoria, 61615-2087 | 309-692-3276 |
| Cefcu Financial Services Inc | Travelers | 7900 N UNIVERSITY ST, PEORIA, 61615 | 888-445-3320 |
| Hawk Agency Inc | Liberty Mutual Independent | 7131 N KNOXVILLE AVE, PEORIA, 61614 | 309-674-9800 |
| Affinty Financial And Insurance Grp Inc | Allstate | 2412 E Washington St, East Peoria, 61611 | (309) 698-9800 |
| The Wyman Group | None | 230 Sw Adams, Ste 501, Peoria, 61602 | None |
| Kelly Freschi | Allstate | 300 Bucklin St, La Salle, 61301 | (815) 200-4849 |
| Arc Insurance And Financial Services Inc | Travelers | 411 FIFTH ST, PERU, 61354 | 815-223-4660 |
| Chapin Davis Insurance Services | None | 8512 N Knoxville Ave, Peoria, 61615 | None |
Peoria, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$49 | $1,164 |
| Driver's Failure In Showing Documents | +$108 | $1,223 |
| Driving With An Expired Registration | +$115 | $1,230 |
| Driving At A Considerably Slow Pace | +$242 | $1,357 |
| Using A Cellphone While Driving | +$255 | $1,370 |
| Running A Red Light | +$260 | $1,375 |
| Speeding | +$273 | $1,388 |
| Driving A Vehicle Without The Required Permission | +$347 | $1,462 |
| Driving With An Expired/Suspended License | +$752 | $1,867 |
Peoria, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,070 |
| Active Disabling Device | $1,070 |
| Tracking Device | $1,048 |
| Passive Disabling Device | $1,037 |
Latest Auto Insurance Reviews in Peoria, IL | Back to Top
State FarmMy experience with State Farm customer service has been great. The have been helpful, resourceful, and have always helped me regardless of my situation or question.
ProgressiveI would definitely recommend Progressive to anyone looking for auto insurance.they work very well with young people and try to find the best discounts and deals for you.
State FarmYes, they are very personable.They go the extra mile for their customer.They know me by my first name, and they are great.
AllstateThe premium and deductible is somewhat high but you get good outcomes because this is a nationally known car insurance company. It is worth the extra penny to know you are safe on the road.
Liberty MutualYes I would recommend Liberty Mutual.It would be important to note that we bundle Home and auto and whole life insurances.Doing this has gotten us better rates.
ProgressiveThe premium and deductible of my policy compared to the other car insurance companies for the same coverage is good. i believe it's a good policy.
ProgressiveThe premium and deductible of my policy compared to the other car insurance companies for the same coverage is good. i believe it's a good policy.
ProgressiveThey have great customer service representatives that help you in a great manner and understand you.
National GeneralFor the premiums by National General, they seem to be pretty average in pricing. They were one of the lowest priced companies which is why I decided to go with them. The coverage is also pretty fair.
State FarmI dislike that our flooding from a major storm was not covered by our policy. It seems arbitrary what types of items are covered, not. If the drainage failed we're not covered, if the pipes burst we are. Hmm.
Liberty MutualI think the premium is fair and comparable with other auto insurance companies. We did have State Farm at one point and when we ran a price comparison Liberty Mutual saved us money. Therefore, I feel for the same coverage their rates are better.
State FarmMy premium is consistent with other companies, I feel. The best part though is my agent is local and can help at all hours of the day.
State FarmThey are the same for the most part.
GeicoThe company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.