Peppermill Village Auto Insurance Rates, Quotes, Agents & Reviews in MD

Peppermill Village, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Peppermill Village, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Peppermill Village, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Peppermill Village, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Peppermill Village, MD with that of other cities in and around Peppermill Village.

Peppermill Village Summerfield Coral Hills Walker Mill Seat Pleasant Fairmount Heights
Average Insurance Rates $1,353 $1,358 $1,338 $1,356 $1,328 $1,350

Peppermill Village, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Peppermill Village, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Peppermill Village $1,569 $1,325
Seat Pleasant $1,833 $1,549
Walker Mill $1,535 $1,296
Summerfield $1,506 $1,272
Fairmount Heights $1,166 $985
Capitol Heights $1,124 $949
Landover $1,428 $1,206
Coral Hills $1,683 $1,422

Peppermill Village, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Peppermill Village, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,390
20 Years $1,738
30 Years $1,339
40 Years $1,288
50 Years $1,193
60 Years $1,210
70 Years $1,408

Peppermill Village, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Peppermill Village, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,354 $352
3 Vehicles $3,531 $528
4 Vehicles $4,708 $704

Savings on 2 Vehicles bundle:$352

Savings on 3 Vehicles bundle:$528

Savings on 4 Vehicles bundle:$704


Peppermill Village, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peppermill Village, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Peppermill Village $1,353 $2,157
Seat Pleasant $1,328 $2,117
Walker Mill $1,356 $2,162
Summerfield $1,358 $2,165
Fairmount Heights $1,350 $2,152
Capitol Heights $1,344 $2,143
Landover $1,333 $2,125
Coral Hills $1,338 $2,133

Peppermill Village, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,161
Excellent (740-799) $1,325
Good (670-739) $1,410
Average (580-669) $1,839
Poor (300-579) $2,207

Peppermill Village, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,413
Driver's Failure In Showing Documents +$131 $1,484
Driving With An Expired Registration +$139 $1,492
Driving At A Considerably Slow Pace +$294 $1,647
Using A Cellphone While Driving +$310 $1,663
Running A Red Light +$315 $1,668
Speeding +$331 $1,684
Driving A Vehicle Without The Required Permission +$421 $1,774
Driving With An Expired/Suspended License +$912 $2,265

Peppermill Village, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,299
Active Disabling Device $1,299
Tracking Device $1,272
Passive Disabling Device $1,258