Perinton Auto Insurance Rates, Quotes, Agents & Reviews in NY

Perinton, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Perinton, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Perinton, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Perinton, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Perinton, NY with that of other cities in and around Perinton.

Perinton Penfield Macedon East Rochester Walworth Fairport
Average Insurance Rates $1,699 $1,697 $1,667 $1,639 $1,678 $1,685

Perinton, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Perinton, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Perinton $1,855 $1,567
Fairport $1,083 $914
East Rochester $2,027 $1,712
Pittsford $1,880 $1,588
Penfield $2,604 $2,199
Macedon $932 $787
Victor $1,852 $1,564
Walworth $2,883 $2,435

Perinton, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Perinton, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,513
20 Years $2,183
30 Years $1,681
40 Years $1,618
50 Years $1,498
60 Years $1,519
70 Years $1,768

Perinton, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Perinton, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,990 $408
3 Vehicles $4,485 $612
4 Vehicles $5,980 $816

Savings on 2 Vehicles bundle:$408

Savings on 3 Vehicles bundle:$612

Savings on 4 Vehicles bundle:$816

Perinton, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Perinton, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Perinton $1,699 $2,563
Fairport $1,685 $2,542
East Rochester $1,639 $2,473
Pittsford $1,743 $2,630
Penfield $1,697 $2,560
Macedon $1,667 $2,515
Victor $1,736 $2,619
Walworth $1,678 $2,532

Perinton, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,458
Excellent (740-799) $1,664
Good (670-739) $1,770
Average (580-669) $2,310
Poor (300-579) $2,771

Perinton, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Callan State Farm 1555 E Henrietta Rd, Rochester, 14623-3115 585-427-7920
Dhh Insurance Agency None 95 Allens Creek Rd Ste 2 , Rochester, 14618 None
Ag Gaesser Agency, Inc. Travelers 1220 Rd , Fairport, 14450 None
Don Allen Agency Inc Liberty Mutual Independent 800 LINDEN AVE, ROCHESTER, 14625 (585) 586-8000
Jerry Christopher State Farm 1778 Empire Blvd, Webster, 14580-2183 585-671-8830
Vandermallie Agency Llc. None 1040 University Ave, Rochester, 14607 (585)928-6284
George Opira Allstate 1900 Clinton Ave S, Rochester, 14618 (585) 244-8670
Isaac Insurance Agency None 421 Penbrooke Dr Ste 8 , Penfield, 14526 None
Terry Powell Insurance Agency Travelers 6179 STATE ROUTE 96, FARMINGTON, 14425 (585) 742-3333
Northwoods Corp. None 3259 Winton Rd S Ste 1 , Rochester, 14623 None

Perinton, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$75 $1,774
Driver's Failure In Showing Documents +$165 $1,864
Driving With An Expired Registration +$175 $1,874
Driving At A Considerably Slow Pace +$369 $2,068
Using A Cellphone While Driving +$389 $2,088
Running A Red Light +$396 $2,095
Speeding +$416 $2,115
Driving A Vehicle Without The Required Permission +$528 $2,227
Driving With An Expired/Suspended License +$1,145 $2,844

Perinton, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,631
Active Disabling Device $1,631
Tracking Device $1,597
Passive Disabling Device $1,580

Latest Auto Insurance Reviews in Perinton, NY | Back to Top

State Farm
I would recommend this company for car insurance due to the coverage, affordability of insurance, and the customer service.
I do recommend allstate for car insurance rates because it is one of the big auto companies. You know what you are paying for and the service is top notch.
The home insurance policy was cheaper compared to Travelers Insurance the company I previously had and provided the same car insurance coverage.