Perinton, NY Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Perinton, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Perinton, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Perinton, NY Auto Insurance Rates
- Perinton, NY Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Perinton, NY
- Multi Vehicle Insurance Savings in Perinton, NY
- How Credit Score Affects Car Insurance Rates in Perinton, NY
- How DUI Affects Auto Insurance Premiums in Perinton, NY
- Top Auto Insurance Agents Near Perinton, NY
- How Driving Violations Affect Auto Insurance Rates in Perinton, NY
- Perinton, NY Auto Insurance Discounts on Anti Theft Feature
- Perinton, NY Auto Insurance Company Reviews
Perinton, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Perinton, NY with that of other cities in and around Perinton.
|Average Insurance Rates||$1,699||$1,697||$1,667||$1,639||$1,678||$1,685|
Perinton, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Perinton, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Perinton, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Perinton, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Perinton, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Perinton, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$408
Savings on 3 Vehicles bundle:$612
Savings on 4 Vehicles bundle:$816
Perinton, NY Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Perinton, NY.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Perinton, NY Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Perinton, NY Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Mike Callan||State Farm||1555 E Henrietta Rd, Rochester, 14623-3115||585-427-7920|
|Dhh Insurance Agency||None||95 Allens Creek Rd Ste 2 , Rochester, 14618||None|
|Ag Gaesser Agency, Inc.||Travelers||1220 Rd , Fairport, 14450||None|
|Don Allen Agency Inc||Liberty Mutual Independent||800 LINDEN AVE, ROCHESTER, 14625||(585) 586-8000|
|Jerry Christopher||State Farm||1778 Empire Blvd, Webster, 14580-2183||585-671-8830|
|Vandermallie Agency Llc.||None||1040 University Ave, Rochester, 14607||(585)928-6284|
|George Opira||Allstate||1900 Clinton Ave S, Rochester, 14618||(585) 244-8670|
|Isaac Insurance Agency||None||421 Penbrooke Dr Ste 8 , Penfield, 14526||None|
|Terry Powell Insurance Agency||Travelers||6179 STATE ROUTE 96, FARMINGTON, 14425||(585) 742-3333|
|Northwoods Corp.||None||3259 Winton Rd S Ste 1 , Rochester, 14623||None|
Perinton, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$75||$1,774|
|Driver's Failure In Showing Documents||+$165||$1,864|
|Driving With An Expired Registration||+$175||$1,874|
|Driving At A Considerably Slow Pace||+$369||$2,068|
|Using A Cellphone While Driving||+$389||$2,088|
|Running A Red Light||+$396||$2,095|
|Driving A Vehicle Without The Required Permission||+$528||$2,227|
|Driving With An Expired/Suspended License||+$1,145||$2,844|
Perinton, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,631|
|Passive Disabling Device||$1,580|
Latest Auto Insurance Reviews in Perinton, NY | Back to Top
I would recommend this company for car insurance due to the coverage, affordability of insurance, and the customer service.
I do recommend allstate for car insurance rates because it is one of the big auto companies. You know what you are paying for and the service is top notch.
The home insurance policy was cheaper compared to Travelers Insurance the company I previously had and provided the same car insurance coverage.