Perris Auto Insurance Rates, Quotes, Agents & Reviews in CA

Perris, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Perris, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Top 5 Car Insurance Companies by Market Share in Perris, CA

The average cost of auto insurance in Perris, CA, is $1,545. Motorists in Perris can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Perris, CA.



State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best. 


Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets. 


With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag. 


Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.


AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned. 


Factors that can influence the cost of car insurance in Perris, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Perris, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Perris, CA with that of other cities in and around Perris.

Perris Meadowbrook Mead Valley Romoland Perris Valley Good Hope
Average Insurance Rates $1,545 $1,788 $1,817 $1,837 $1,824 $1,794

Perris, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Perris, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Perris $1,159 $979
Perris Valley $1,542 $1,302
Good Hope $1,507 $1,273
Romoland $1,741 $1,470
Nuevo $1,485 $1,255
Mead Valley $1,206 $1,019
Meadowbrook $2,586 $2,185
Lakeview $1,877 $1,585

Perris, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Perris, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,013
20 Years $1,985
30 Years $1,529
40 Years $1,471
50 Years $1,362
60 Years $1,381
70 Years $1,608

Perris, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Perris, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,719 $371
3 Vehicles $4,079 $556
4 Vehicles $5,438 $742

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$556

Savings on 4 Vehicles bundle:$742

Perris, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Perris, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Perris $1,545 $3,804
Perris Valley $1,824 $4,491
Good Hope $1,794 $4,417
Romoland $1,837 $4,523
Nuevo $1,818 $4,476
Mead Valley $1,817 $4,474
Meadowbrook $1,788 $4,402
Lakeview $1,821 $4,484

Perris, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,326
Excellent (740-799) $1,513
Good (670-739) $1,610
Average (580-669) $2,100
Poor (300-579) $2,520

Perris, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Julia Lara Farmers 12981 Perris Blvd Ste 108, Moreno Valley, 92553 (951) 242-3300
Anna Ramirez Farmers 19318 Jesse Ln Ste 250, Riverside, 92508 (951) 215-0920
Luis Diaz Almanza Farmers 19318 Jesse Ln Ste 200, Riverside, 92508 (951) 215-0920
Bill Arnold State Farm 26820 Cherry Hills Blvd, Sun City, 92586 951-672-8151
Adrian Garrick State Farm 950 S Coast Dr Ste 155, Costa Mesa, 92626-7854 714-540-5899
Isu Ins Services- The Chun Ha Agency Travelers 12912 BROOKHURST STREET SUITE 480, GARDEN GROVE, 92840 714-537-3535
Rhonda Shader State Farm 1105 W Orangethorpe Avenue, Fullerton, 92833-4735 714-992-2188
Tom Matheis Liberty Mutual 19200 Von Karman Ave Suite 200, Irvine, 92612 1-949-863-1567
Billy Van Ho State Farm 15155 Gale Ave Ste B, Hacienda Hts, 91745-1436 626-820-9039

Perris, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,613
Driver's Failure In Showing Documents +$150 $1,695
Driving With An Expired Registration +$159 $1,704
Driving At A Considerably Slow Pace +$335 $1,880
Using A Cellphone While Driving +$354 $1,899
Running A Red Light +$360 $1,905
Speeding +$379 $1,924
Driving A Vehicle Without The Required Permission +$480 $2,025
Driving With An Expired/Suspended License +$1,041 $2,586

Perris, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,483
Active Disabling Device $1,483
Tracking Device $1,452
Passive Disabling Device $1,437

Latest Auto Insurance Reviews in Perris, CA | Back to Top

State Farm
They are fantastic, they know a few things because they've seen a few things. Their commercials are funny too which is another reason I chose them in the first place.
I would recommend Progressive to anyone looking to purchase auto insurance. They are very competitive price-wise and their policy options are very similar to many of the other companies that we have researched.
We would recommend our car insurance company because they have never let us down. They have a great free towing service that we have had to use a few times and have never had a complaint in those regards.
I would definitely recommend this company since they have always been responsive and offer a better premium than most companies. They also offer many discounts.