Perry County Auto Insurance Rates, Quotes, Agents & Reviews in TN

Perry County, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Perry County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Perry County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Perry County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Perry County, TN with that of other cities in and around Perry County.

Perry County Hohenwald Decatur County Lobelville Decaturville Linden
Average Insurance Rates $1,391 $1,388 $1,398 $1,381 $1,377 $1,373

Perry County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Perry County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Perry County $1,408 $1,189
Linden $1,598 $1,349
Lobelville $1,365 $1,153
Decatur County $1,685 $1,423
Parsons $1,225 $1,034
Decaturville $1,336 $1,128
Hohenwald $1,348 $1,139

Perry County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Perry County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,514
20 Years $1,787
30 Years $1,377
40 Years $1,325
50 Years $1,227
60 Years $1,244
70 Years $1,448

Perry County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Perry County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,448 $334
3 Vehicles $3,672 $501
4 Vehicles $4,896 $668

Savings on 2 Vehicles bundle:$334

Savings on 3 Vehicles bundle:$501

Savings on 4 Vehicles bundle:$668


Perry County, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Perry County, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Perry County $1,391 $2,492
Linden $1,373 $2,460
Lobelville $1,381 $2,474
Decatur County $1,398 $2,504
Parsons $1,387 $2,485
Decaturville $1,377 $2,467
Hohenwald $1,388 $2,487

Perry County, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,362
Good (670-739) $1,449
Average (580-669) $1,891
Poor (300-579) $2,269

Perry County, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Townsend-Evans Ins Erie P O Box 98 , Parsons, 38363 None
Joseph Rooker State Farm 23 N Park St, Hohenwald, 38462-1421 931-796-3247
Elliott & Associates Travelers 251 N MILITARY AVE, LAWRENCEBURG, 38464 931-762-5555
Jane Ambrose-Herron State Farm 1222 Highway 100, Centerville, 37033-1077 931-729-3310
Jimmy Drake State Farm 114 Highway 70 E Ste 1 Bldg A, Dickson, 37055-2088 615-441-1188
Dickson Insurance Agency Inc Travelers 455 Henslee Drive, Dickson, 37055 None
Morrison & Fuson Ins Agcy Inc Allstate 506 Henslee Dr, Dickson, 37055 (615) 446-8087

Perry County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,452
Driver's Failure In Showing Documents +$135 $1,526
Driving With An Expired Registration +$143 $1,534
Driving At A Considerably Slow Pace +$302 $1,693
Using A Cellphone While Driving +$319 $1,710
Running A Red Light +$324 $1,715
Speeding +$341 $1,732
Driving A Vehicle Without The Required Permission +$433 $1,824
Driving With An Expired/Suspended License +$938 $2,329

Perry County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,335
Active Disabling Device $1,335
Tracking Device $1,308
Passive Disabling Device $1,294