Peterman Auto Insurance Rates, Quotes, Agents & Reviews in AL

Peterman, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Peterman, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Peterman, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Peterman, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Peterman, AL with that of other cities in and around Peterman.

Peterman Monroe County Monroeville Frisco City Beatrice Vredenburgh
Average Insurance Rates $1,366 $1,411 $1,428 $1,430 $1,356 $1,372

Peterman, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Peterman, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Peterman $1,781 $1,504
Monroe County $1,919 $1,621
Monroeville $1,169 $987
Vredenburgh $1,542 $1,302
Beatrice $1,370 $1,157
Excel $1,422 $1,201
Lyeffion $1,225 $1,034
Frisco City $1,941 $1,639

Peterman, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Peterman, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,432
20 Years $1,755
30 Years $1,352
40 Years $1,301
50 Years $1,205
60 Years $1,221
70 Years $1,422

Peterman, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Peterman, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,322 $410
3 Vehicles $3,483 $615
4 Vehicles $4,644 $820

Savings on 2 Vehicles bundle:$410

Savings on 3 Vehicles bundle:$615

Savings on 4 Vehicles bundle:$820


Peterman, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Peterman, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Peterman $1,366 $2,422
Monroe County $1,411 $2,502
Monroeville $1,428 $2,532
Vredenburgh $1,372 $2,433
Beatrice $1,356 $2,404
Excel $1,449 $2,569
Lyeffion $1,402 $2,486
Frisco City $1,430 $2,535

Peterman, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,172
Excellent (740-799) $1,338
Good (670-739) $1,423
Average (580-669) $1,857
Poor (300-579) $2,228

Peterman, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Linc Lewis Allstate 4441 S Alabama Ave, Monroeville, 36460 (251) 575-5007
Mcdonald Ins Agy Allstate 626 S Alabama Ave, Monroeville, 36460 (251) 743-3251
Christopher Kirk Allstate 100 S Carney St, Atmore, 36502 (251) 368-4111
Hood-Holman Insurance, Inc. None 68 South Alabama Ave, Monroeville, 36460 None
Thi Insurance Inc Travelers 1251 SOUTH BLVD, BREWTON, 36426 251-867-8085
White Agencies Inc None 430 Palafox Street, Flomaton, 36441 None

Peterman, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,426
Driver's Failure In Showing Documents +$133 $1,499
Driving With An Expired Registration +$141 $1,507
Driving At A Considerably Slow Pace +$296 $1,662
Using A Cellphone While Driving +$313 $1,679
Running A Red Light +$318 $1,684
Speeding +$335 $1,701
Driving A Vehicle Without The Required Permission +$425 $1,791
Driving With An Expired/Suspended License +$921 $2,287

Peterman, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,311
Active Disabling Device $1,311
Tracking Device $1,284
Passive Disabling Device $1,270