Philadelphia, PA Auto Insurance Rates
Philadelphia, PA residents can save $910 by comparing multiple quotes & reading reviews & research on Philadelphia car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1036 | $2276 | $3846 |
Latest Auto Insurance Reviews in Philadelphia, Pennsylvania
State Farm
Our car insurance premium is lower than a few other agencies wanted to charge, and they didn't offer the rental car or towing features. We have a mid range deductible by our choosing.
Our car insurance premium is lower than a few other agencies wanted to charge, and they didn't offer the rental car or towing features. We have a mid range deductible by our choosing.
Progressive
Before I decided on Progressive, I had shopped around other insurers, but ended up with Progressive because they were the cheaper option.
Before I decided on Progressive, I had shopped around other insurers, but ended up with Progressive because they were the cheaper option.
Progressive
Although, I did look at other auto insurance providers I liked the way the company has been around, and I have used them in the past.
Although, I did look at other auto insurance providers I liked the way the company has been around, and I have used them in the past.
State Farm
I would completely recommend State Farm in any capacity. They are responsive and customer oriented. They have a great level of coverage at a low premium and deductible.
I would completely recommend State Farm in any capacity. They are responsive and customer oriented. They have a great level of coverage at a low premium and deductible.
Allstate
My deductible is a standard amount for my coverage. I am nominally satisfied as my needs are not very extensive.
My deductible is a standard amount for my coverage. I am nominally satisfied as my needs are not very extensive.
Allstate
We have benefited from the good-driver discount and our agent has been informative in clarifying and helping us set the optimal coverage levels for our situation.
We have benefited from the good-driver discount and our agent has been informative in clarifying and helping us set the optimal coverage levels for our situation.
Esurance
While considering about car insurance company Esurance insurance provide a good service for their customers.
While considering about car insurance company Esurance insurance provide a good service for their customers.
Esurance
While considering about car insurance company Esurance insurance provide a good service for their customers.
While considering about car insurance company Esurance insurance provide a good service for their customers.
Liberty Mutual
I think our deductible is pretty standard in the industry, I want to say it's $500. I can't remember for sure, but I think it's comparable to the previous policy that I held.
I think our deductible is pretty standard in the industry, I want to say it's $500. I can't remember for sure, but I think it's comparable to the previous policy that I held.
Liberty Mutual
I think our deductible is pretty standard in the industry, I want to say it's $500. I can't remember for sure, but I think it's comparable to the previous policy that I held.
I think our deductible is pretty standard in the industry, I want to say it's $500. I can't remember for sure, but I think it's comparable to the previous policy that I held.
Progressive
There is ease of use with Progressive. Also, they are willing to work with cases that other companies may turn down. They also have good customer service in my personal experiences with them.
There is ease of use with Progressive. Also, they are willing to work with cases that other companies may turn down. They also have good customer service in my personal experiences with them.
American National Property And Casualty Company
I was nervous at first to go with a less well known insurance company. However, there rates are very competitive and their coverage is comparable to some of the larger companies out there. I have not had to file a claim quite yet so I do not know how that process goes at this time.
I was nervous at first to go with a less well known insurance company. However, there rates are very competitive and their coverage is comparable to some of the larger companies out there. I have not had to file a claim quite yet so I do not know how that process goes at this time.
Safeco Insurance
I really like having a local office that I can visit and see the people eye-to-eye when there is a problem or need for change in coverage.
I really like having a local office that I can visit and see the people eye-to-eye when there is a problem or need for change in coverage.
Progressive
My company has a local office and a website. I like that they have a local office because they can help you with any of your needs, and they do it quickly and promptly. Websites are great, but I like talking to real people.
My company has a local office and a website. I like that they have a local office because they can help you with any of your needs, and they do it quickly and promptly. Websites are great, but I like talking to real people.
State Farm
I enjoy the fact that my agent is local. I can stop in her office any time to review and/or make changes to my policy,
I enjoy the fact that my agent is local. I can stop in her office any time to review and/or make changes to my policy,
State Farm
I pay over a hundred dollars for liability only. My vehicle is also a 2001 model which makes it over 17 years old. This seems to be quite high for insurance for liability only and for such an old vehicle.
I pay over a hundred dollars for liability only. My vehicle is also a 2001 model which makes it over 17 years old. This seems to be quite high for insurance for liability only and for such an old vehicle.
Geico
Their customer service and the price is excellent
Their customer service and the price is excellent
Geico, Philadelphia, PA
$62/1 month
Car Insurance Policy Holder
- Single 37 Years old Female licensed 2 years ago with Own Kia Forte LX used for Business with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Philadelphia Car Insurance Rate Comparisons
Philadelphia, PA's average car insurance of $2276 differs from Arcadia University, PA (-$186), Palmyra, NJ (-$957), Riverton, NJ (-$376) and Pennsylvania (-$672)
| Philadelphia | Arcadia University, PA | Palmyra, NJ | Riverton, NJ | Pennsylvania | |
| Median Insurance Rates | $2276 | -$186 | -$957 | -$376 | -$672 |
Philadelphia Car Insurance Savings By Neighborhood & Street Area
| Philadelphia Driver Street Residence & Car Locations | Car Details in Philadelphia | Philadelphia Driver Demographics | Philadelphia Auto Insurance Estimates | Recent Philadelphia Insurance Savings |
|---|---|---|---|---|
| Longmead Farms | ||||
| Chalfont Dr | 2001 Cadillac DeVille DTS | 46 year man | $3713 | $688 |
| Salina Pl | 2004 Chevrolet Silverado K2500 Heavy Duty | 17 year female teenager | $4426 | $784 |
| Feltonville | ||||
| E Cayuga St | 2007 Buick Rendezvous CX | 78 year senior | $1799 | $389 |
| E Louden St | 2004 Acura TSX \N | 38 year married woman | $1969 | $995 |
| Pennypack | ||||
| Benton St | 2007 Ford Fusion V6 SEL | 19 year male teenager | $4785 | $966 |
| Carwithan St | 2011 Hyundai Sonata GLS | 31 year married man | $3034 | $479 |
| Mayfair | ||||
| Chippendale St | 2011 Kia Sorento LX | 84 year male senior | $858 | $719 |
| Crabtree St | 2010 Mazda Mazda3 s Sport | 26 year woman | $1975 | $351 |
| Kensington | ||||
| E Sterner St | 2010 Toyota Prius I | 17 year teenager | $4698 | $451 |
| N Swanson St | 2006 Chrysler 300C SRT-8 Base | 62 year female senior | $2309 | $625 |
Philadelphia Post DUI Car Insurance Rates
| Philadelphia | Golden Triangle, NJ | Palmyra, NJ | Woodlynne, NJ | Pennsylvania | |
| Median Post DUI Insurance Rate | $4233 | -$11 | -$1780 | +$119 | -$1250 |
| Male Teenager Post DUI Insurance Rate | $9863 | -$26 | -$4148 | +$277 | -$2913 |
| Female Teenager Post DUI Insurance Rate | $8719 | -$22 | -$3666 | +$246 | -$2574 |
The Post DUI insurance in Philadelphia, PA's is $4233 compared to Golden Triangle, NJ (-$11), Palmyra, NJ (-$1780), Woodlynne, NJ (+$119) and Pennsylvania (-$1250)
In Philadelphia, a male teenager with Post DUI pays $1144 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Philadelphia, PA would pay $9623 on auto insurance while a female teenager POST DUI would pay $8509.
Philadelphia Car Insurance by Segment
Philadelphia Teenagers Car Insurance Rates Comparison
115624 Philadelphia Teenagers (7% of total population), 49% Male & 51% Female.
| Philadelphia | Glenside | Collingswood, NJ | Merchantville, NJ | Pennsylvania | |
| All Teenagers | $4938 | -$316 | -$2104 | -$164 | -$1458 |
| Male Teenager | $5303 | -$341 | -$2261 | -$177 | -$1566 |
| Female Teenager | $4688 | -$301 | -$1998 | -$156 | -$1384 |
Philadelphia teenagers pay $4938 in insurance in contrast with Glenside (-$316), Collingswood, NJ (-$2104), Merchantville, NJ (-$164) and Pennsylvania (-$1458). The difference between Male & Female teenagers in Philadelphia is $615
Example
- 2008 Audi A6 3.2 quattro Male Teenager Insurance Rate $6274
- 2014 Honda Civic LX Female Teenager Insurance Rate $4305
Philadelphia Men & Women Car Insurance
1525811 Philadelphia Adults (100% of total population), 47% Men & 53% Women.
| Philadelphia | Collingswood, NJ | Cheltenham | Jenkintown | Pennsylvania | |
| All Women | $2048 | -$873 | -$140 | -$158 | -$605 |
| Married Women | $1820 | -$776 | -$124 | -$140 | -$537 |
| All Men | $3254 | -$1387 | -$223 | -$251 | -$961 |
| Married Men | $3231 | -$1377 | -$221 | -$249 | -$954 |
The typical insurance rate of $3254 that Philadelphia Men pay varies from Collingswood, NJ (-$1387), Cheltenham (-$223), Jenkintown (-$251) and Pennsylvania (-$961). In Philadelphia, married men pay $1411 more than married women.
Example
- 2013 Dodge Journey SXT Married Men Insurance Rate $2611
- 2013 Nissan Rogue S Married Women Insurance Rate $3092
Philadelphia Senior Car Insurance
261536 Philadelphia Seniors (17% of total population), 41% Senior Men & 59% Senior Women.
| Philadelphia | Golden Triangle, NJ | Wyndmoor | Riverton, NJ | Pennsylvania | |
| All Seniors | $1843 | -$5 | -$102 | -$304 | -$544 |
| Senior Men | $1001 | -$3 | -$55 | -$165 | -$296 |
| Senior Women | $2276 | -$6 | -$126 | -$376 | -$672 |
Philadelphia seniors pay $1843 in insurance compared to Golden Triangle, NJ (-$5), Wyndmoor (-$102), Riverton, NJ (-$304) and Pennsylvania (-$544). In Philadelphia, senior men pay $1275 less than senior women.
Philadelphia Car Insurance Discounts for Multiple Vehicles
Philadelphia Population with 1 Vehicle 247760 (43% of Philadelphia population), 2 Vehicles 109460 (19% of the Philadelphia population) and 3 vehicles 20833 (4% of the population)
| Philadelphia | Glenside | Pennsauken, NJ | Jenkintown | Pennsylvania | |
| 2 Vehicles | $4325 | -$278 | +$26 | -$335 | -$1277 |
| 3 Vehicles | $6601 | -$424 | +$40 | -$511 | -$1949 |
| 4 Vehicles | $8877 | -$570 | +$54 | -$687 | -$2621 |
Car Insurance Agents in Philadelphia, PA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 1801 Market St, Philadelphia, PA 19103 |
| 2 | AAA Insurance | 9475 Roosevelt Blvd, Philadelphia, PA 19114 |
| 3 | AAA Insurance | 2260 W Oregon Ave Ste H5, Philadelphia, PA 19145 |
| 4 | Abats Auto | 339 E Lehigh Ave, Philadelphia, PA 19125 |
| 5 | Abats Auto Tags & Insurance | 5117 Chestnut St, Philadelphia, PA 19139 |
| 6 | A-Best Insurance & Financial Services | 925 Arch St Fl 2, Philadelphia, PA 19107 |
| 7 | Accu Insurance Agency | 7010 Elmwood Ave, Philadelphia, PA 19142 |
| 8 | Adelphia Insurance Agency Group | 7143 Ogontz Ave, Philadelphia, PA 19138 |
| 9 | Adoniram Insurance | 1906 E Allegheny Ave, Philadelphia, PA 19134 |
| 10 | Agency Insurance Services | 6224 Wayne Avenue, Philadelphia, PA 19138 |
Philadelphia Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jeep, Grand Cherokee Limited | $1500 | $2550 | $3050 | $2340 | $3840 | $-790 |
| Infiniti, G37 S | $500 | $3160 | $3660 | $2950 | $3450 | $210 |
| Jaguar, XK | $700 | $2820 | $3320 | $2640 | $3340 | $-20 |
| BMW, Z4 28i sDRIVE | $400 | $2580 | $2980 | $2370 | $2770 | $210 |
| Toyota, 4Runner Limited | $300 | $2500 | $2800 | $2320 | $2620 | $180 |