Pikeville Auto Insurance Rates, Quotes, Agents & Reviews in TN

Pikeville, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pikeville, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pikeville, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Pikeville, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pikeville, TN with that of other cities in and around Pikeville.

Pikeville Sale Creek Spencer Dayton Graysville Rhea County
Average Insurance Rates $1,417 $1,451 $1,390 $1,414 $1,364 $1,420

Pikeville, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pikeville, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pikeville $1,951 $1,648
Bledsoe County $1,056 $892
Graysville $1,551 $1,310
Dayton $1,644 $1,389
Rhea County $1,463 $1,235
Van Buren County $1,687 $1,425
Sale Creek $1,098 $927
Spencer $1,616 $1,365

Pikeville, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pikeville, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,598
20 Years $1,821
30 Years $1,402
40 Years $1,349
50 Years $1,249
60 Years $1,267
70 Years $1,475

Pikeville, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pikeville, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,409 $425
3 Vehicles $3,613 $638
4 Vehicles $4,818 $850

Savings on 2 Vehicles bundle:$425

Savings on 3 Vehicles bundle:$638

Savings on 4 Vehicles bundle:$850

Pikeville, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pikeville, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Pikeville $1,417 $2,538
Bledsoe County $1,434 $2,569
Graysville $1,364 $2,444
Dayton $1,414 $2,533
Rhea County $1,420 $2,544
Van Buren County $1,401 $2,510
Sale Creek $1,451 $2,599
Spencer $1,390 $2,490

Pikeville, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,216
Excellent (740-799) $1,388
Good (670-739) $1,477
Average (580-669) $1,926
Poor (300-579) $2,311

Pikeville, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nick Smith State Farm 2741 Main St, Pikeville, 37367-5741 423-447-6682
Bilbrey & Cox Ins Llc Travelers 418 SPRING ST, PIKEVILLE, 37367 423-447-6860
Ryan Sharpe State Farm 6550 Old Dayton Pike Ste 100, Hixson, 37343-2652 423-843-0302
Dekalb County Insurance Inc. Erie 307 N Public Square, Smithville, 37166 None
Manning Insurance Group Inc Erie 5469 Hixson Pike, Hixson, 37343 None
Alder & Cox Inc. Liberty Mutual Independent 418 SPRING ST, PIKEVILLE, 37367 (423) 447-6860
Woodbury Ins None P O Box 429 , Woodbury, 37190 None
Thomas Tom Gulas Farmers 7161 Lee Hwy Ste 600, Chattanooga, 37421 (423) 499-9480
Gulas Insurance Services Travelers 7161 LEE HWY STE 600, CHATTANOOGA, 37421 423-664-9044

Pikeville, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,479
Driver's Failure In Showing Documents +$137 $1,554
Driving With An Expired Registration +$146 $1,563
Driving At A Considerably Slow Pace +$307 $1,724
Using A Cellphone While Driving +$324 $1,741
Running A Red Light +$330 $1,747
Speeding +$347 $1,764
Driving A Vehicle Without The Required Permission +$441 $1,858
Driving With An Expired/Suspended License +$955 $2,372

Pikeville, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,360
Active Disabling Device $1,360
Tracking Device $1,332
Passive Disabling Device $1,318