Pine Apple Auto Insurance Rates, Quotes, Agents & Reviews in AL

Pine Apple, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pine Apple, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pine Apple, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Pine Apple, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pine Apple, AL with that of other cities in and around Pine Apple.

Pine Apple Wilcox County Mosses Forest Home Camden Carlowville
Average Insurance Rates $1,361 $1,404 $1,383 $1,410 $1,424 $1,378

Pine Apple, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pine Apple, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pine Apple $1,859 $1,570
Oak Hill $2,012 $1,699
Carlowville $1,515 $1,280
Beatrice $1,370 $1,157
Forest Home $2,175 $1,837
Mosses $1,437 $1,214
Camden $1,367 $1,154
Wilcox County $1,580 $1,335

Pine Apple, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pine Apple, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,416
20 Years $1,749
30 Years $1,347
40 Years $1,296
50 Years $1,200
60 Years $1,217
70 Years $1,416

Pine Apple, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pine Apple, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,368 $354
3 Vehicles $3,552 $531
4 Vehicles $4,736 $708

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$531

Savings on 4 Vehicles bundle:$708


Pine Apple, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pine Apple, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Pine Apple $1,361 $2,413
Oak Hill $1,953 $3,463
Carlowville $1,378 $2,443
Beatrice $1,356 $2,404
Forest Home $1,410 $2,500
Mosses $1,383 $2,452
Camden $1,424 $2,525
Wilcox County $1,404 $2,489

Pine Apple, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,168
Excellent (740-799) $1,333
Good (670-739) $1,418
Average (580-669) $1,850
Poor (300-579) $2,220

Pine Apple, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mitch Devers State Farm 470 McQueen Smith Road S, Prattville, 36066-5631 334-365-3100
Tom Barnard State Farm 1002 E Main St, Prattville, 36066-5624 334-365-5907
Karla Boles State Farm 1300 E Main Street, Prattville, 36068-0024 334-365-1300
Randy Jones & Associates Inc Nationwide 180 Greenville By Pass, Greenville, 36037-3723 (334) 371-3276
Parker Waller Agy Allstate 401 Cedar St, Greenville, 36037 (334) 382-1234
Independent Insurance Associates Llc Travelers 984 E MAIN ST, PRATTVILLE, 36066 334-365-6555

Pine Apple, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,421
Driver's Failure In Showing Documents +$132 $1,493
Driving With An Expired Registration +$140 $1,501
Driving At A Considerably Slow Pace +$295 $1,656
Using A Cellphone While Driving +$312 $1,673
Running A Red Light +$317 $1,678
Speeding +$333 $1,694
Driving A Vehicle Without The Required Permission +$423 $1,784
Driving With An Expired/Suspended License +$917 $2,278

Pine Apple, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,307
Active Disabling Device $1,307
Tracking Device $1,279
Passive Disabling Device $1,266