Pine Bluff Auto Insurance Rates, Quotes, Agents & Reviews in AR

Pine Bluff, AR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pine Bluff, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pine Bluff, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Pine Bluff, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pine Bluff, AR with that of other cities in and around Pine Bluff.

Pine Bluff Washington Victoria White Hall Jefferson County Sulphur Springs
Average Insurance Rates $1,292 $1,546 $1,457 $1,559 $1,502 $1,491

Pine Bluff, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pine Bluff, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pine Bluff $2,699 $2,279
Vaugine $935 $790
Niven $2,161 $1,825
White Hall $1,968 $1,663
Victoria $1,436 $1,213
Jefferson County $1,615 $1,364
Sulphur Springs $1,399 $1,181
Washington $1,651 $1,395

Pine Bluff, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pine Bluff, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,192
20 Years $1,660
30 Years $1,279
40 Years $1,230
50 Years $1,139
60 Years $1,155
70 Years $1,345

Pine Bluff, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pine Bluff, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,274 $310
3 Vehicles $3,411 $465
4 Vehicles $4,548 $620

Savings on 2 Vehicles bundle:$310

Savings on 3 Vehicles bundle:$465

Savings on 4 Vehicles bundle:$620


Pine Bluff, AR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pine Bluff, AR.

Location Average Insurance Cost Post DUI Insurance Rate
Pine Bluff $1,292 $2,145
Vaugine $1,491 $2,475
Niven $1,553 $2,578
White Hall $1,559 $2,588
Victoria $1,457 $2,419
Jefferson County $1,502 $2,494
Sulphur Springs $1,491 $2,475
Washington $1,546 $2,567

Pine Bluff, AR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,109
Excellent (740-799) $1,265
Good (670-739) $1,346
Average (580-669) $1,756
Poor (300-579) $2,107

Pine Bluff, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,349
Driver's Failure In Showing Documents +$125 $1,417
Driving With An Expired Registration +$133 $1,425
Driving At A Considerably Slow Pace +$280 $1,572
Using A Cellphone While Driving +$296 $1,588
Running A Red Light +$301 $1,593
Speeding +$317 $1,609
Driving A Vehicle Without The Required Permission +$402 $1,694
Driving With An Expired/Suspended License +$871 $2,163

Pine Bluff, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,240
Active Disabling Device $1,240
Tracking Device $1,214
Passive Disabling Device $1,202

Latest Auto Insurance Reviews in Pine Bluff, AR | Back to Top

State Farm
I love State Farm's customer service. They are extremely nice on the phone and is very personable.
Farmer's Insurance
I would recommend farmers insurance to people because they offer a wide range of products to suite any needs you may have from auto, home, life,etc.
Travelers
The premium was the most reasonable (lowest) one I could find, and yet still for an established company.
Aaa
I don't feel like AAA does enough to fight for their customers. I have had to hassle them to do their job and to follow up with the other driver's insurance after I was recently in an accident, which I think is unacceptable.