Pine Bluff, AR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Pine Bluff, AR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Pine Bluff, AR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Pine Bluff, AR Auto Insurance Rates
- Pine Bluff, AR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Pine Bluff, AR
- Multi Vehicle Insurance Savings in Pine Bluff, AR
- How Credit Score Affects Car Insurance Rates in Pine Bluff, AR
- How DUI Affects Auto Insurance Premiums in Pine Bluff, AR
- How Driving Violations Affect Auto Insurance Rates in Pine Bluff, AR
- Pine Bluff, AR Auto Insurance Discounts on Anti Theft Feature
- Pine Bluff, AR Auto Insurance Company Reviews
Pine Bluff, AR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Pine Bluff, AR with that of other cities in and around Pine Bluff.
|Pine Bluff||Washington||Victoria||White Hall||Jefferson County||Sulphur Springs|
|Average Insurance Rates||$1,292||$1,546||$1,457||$1,559||$1,502||$1,491|
Pine Bluff, AR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Pine Bluff, AR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Pine Bluff, AR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Pine Bluff, AR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Pine Bluff, AR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Pine Bluff, AR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$310
Savings on 3 Vehicles bundle:$465
Savings on 4 Vehicles bundle:$620
Pine Bluff, AR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pine Bluff, AR.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Pine Bluff, AR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Pine Bluff, AR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$57||$1,349|
|Driver's Failure In Showing Documents||+$125||$1,417|
|Driving With An Expired Registration||+$133||$1,425|
|Driving At A Considerably Slow Pace||+$280||$1,572|
|Using A Cellphone While Driving||+$296||$1,588|
|Running A Red Light||+$301||$1,593|
|Driving A Vehicle Without The Required Permission||+$402||$1,694|
|Driving With An Expired/Suspended License||+$871||$2,163|
Pine Bluff, AR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,240|
|Passive Disabling Device||$1,202|
Latest Auto Insurance Reviews in Pine Bluff, AR | Back to Top
I love State Farm's customer service. They are extremely nice on the phone and is very personable.
I would recommend farmers insurance to people because they offer a wide range of products to suite any needs you may have from auto, home, life,etc.
The premium was the most reasonable (lowest) one I could find, and yet still for an established company.
I don't feel like AAA does enough to fight for their customers. I have had to hassle them to do their job and to follow up with the other driver's insurance after I was recently in an accident, which I think is unacceptable.