Pine Grove Mills Auto Insurance Rates, Quotes, Agents & Reviews in PA

Pine Grove Mills, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pine Grove Mills, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pine Grove Mills, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Pine Grove Mills, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pine Grove Mills, PA with that of other cities in and around Pine Grove Mills.

Pine Grove Mills Toftrees Baileyville Barree Ferguson Ramblewood
Average Insurance Rates $1,469 $1,532 $1,415 $1,439 $1,525 $1,458

Pine Grove Mills, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pine Grove Mills, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pine Grove Mills $2,318 $1,958
Ferguson $1,442 $1,218
Ramblewood $1,343 $1,134
State College $1,125 $950
Park Forest Village $1,498 $1,265
Baileyville $1,775 $1,499
Barree $1,131 $955
Toftrees $1,098 $927

Pine Grove Mills, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pine Grove Mills, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,767
20 Years $1,887
30 Years $1,454
40 Years $1,399
50 Years $1,295
60 Years $1,313
70 Years $1,529

Pine Grove Mills, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pine Grove Mills, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,585 $353
3 Vehicles $3,878 $529
4 Vehicles $5,171 $705

Savings on 2 Vehicles bundle:$353

Savings on 3 Vehicles bundle:$529

Savings on 4 Vehicles bundle:$705


Pine Grove Mills, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pine Grove Mills, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Pine Grove Mills $1,469 $2,312
Ferguson $1,525 $2,401
Ramblewood $1,458 $2,295
State College $930 $1,464
Park Forest Village $1,515 $2,385
Baileyville $1,415 $2,227
Barree $1,439 $2,265
Toftrees $1,532 $2,412

Pine Grove Mills, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,260
Excellent (740-799) $1,439
Good (670-739) $1,531
Average (580-669) $1,997
Poor (300-579) $2,396

Pine Grove Mills, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Liz Dudek State Farm 1464 Martin St, State College, 16803-3065 814-238-1562
Wasson Insurance Agency Inc Travelers 2440 COMMERCIAL BLVD, STATE COLLEGE, 16801 814-237-5378
Jim Bair State Farm 303 8th St, Huntingdon, 16652-1711 814-643-4920
Cindy Shetler Allstate 306 S Atherton St, State College, 16801 (814) 237-5797
Eugene Weller Allstate 1380 N Atherton St, State College, 16803 (814) 234-9831
Doty & Hench Travelers 100 RADNOR ROAD, STATE COLLEGE, 16801 814-238-6725
Saleme Insurance Services Inc. Erie 2125 East College Avenue Suite 201, State College, 16801 None
Whren Associates, A Div Of Wasson Insurance Agency Inc None 1057 Logan Ave, Tyrone, 16686 None
Whren Associates, A Div Of Wasson Insurance Agency Inc None 1057 Logan Ave, Tyrone, 16686 None
Jack M. Shuck Agency, Inc. None 427 Washington St, Huntingdon, 16652 None
Shoemakers Insurance Agency Inc Nationwide 115 Fairfield St, Newville, 17241-1208 (717) 776-7229

Pine Grove Mills, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,534
Driver's Failure In Showing Documents +$142 $1,611
Driving With An Expired Registration +$151 $1,620
Driving At A Considerably Slow Pace +$319 $1,788
Using A Cellphone While Driving +$336 $1,805
Running A Red Light +$342 $1,811
Speeding +$360 $1,829
Driving A Vehicle Without The Required Permission +$457 $1,926
Driving With An Expired/Suspended License +$990 $2,459

Pine Grove Mills, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,410
Active Disabling Device $1,410
Tracking Device $1,381
Passive Disabling Device $1,366