Pine Level Auto Insurance Rates, Quotes, Agents & Reviews in AL

Pine Level, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pine Level, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pine Level, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Pine Level, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pine Level, AL with that of other cities in and around Pine Level.

Pine Level Coosada Holtville Marbury Millbrook Elmore
Average Insurance Rates $1,478 $1,487 $1,498 $1,447 $1,475 $1,473

Pine Level, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pine Level, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pine Level $1,720 $1,453
Marbury $1,656 $1,399
Millbrook $1,012 $855
Prattville $1,439 $1,215
Deatsville $1,525 $1,288
Elmore $1,630 $1,377
Holtville $1,480 $1,250
Coosada $2,068 $1,747

Pine Level, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pine Level, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,796
20 Years $1,899
30 Years $1,463
40 Years $1,407
50 Years $1,303
60 Years $1,321
70 Years $1,538

Pine Level, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pine Level, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,542 $414
3 Vehicles $3,813 $621
4 Vehicles $5,084 $828

Savings on 2 Vehicles bundle:$414

Savings on 3 Vehicles bundle:$621

Savings on 4 Vehicles bundle:$828


Pine Level, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pine Level, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Pine Level $1,478 $2,621
Marbury $1,447 $2,566
Millbrook $1,475 $2,615
Prattville $1,456 $2,582
Deatsville $1,481 $2,626
Elmore $1,473 $2,612
Holtville $1,498 $2,656
Coosada $1,487 $2,636

Pine Level, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,268
Excellent (740-799) $1,448
Good (670-739) $1,540
Average (580-669) $2,009
Poor (300-579) $2,411

Pine Level, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Liveoak Agency Inc Travelers 4791 MAIN ST, MILLBROOK, 36054 334-285-2881
Steinhilber & Strawbridge Inc Travelers 2100 MT MEIGS RD, MONTGOMERY, 36107 334-834-5992
Max Insurance Services Travelers 400 EASTDALE CIR, MONTGOMERY, 36117 334-215-4960
Mike Devers State Farm 100 Deatsville Hwy, Millbrook, 36054 334-285-3662
Davenport Agency Nationwide 696 N Silver Hills Dr Ste 116, Prattville, 36066 (334) 358-1344
Linda Buckner State Farm 1799 E Main Street, Prattville, 36068-0777 334-365-1800
Yellowhammer Ins Inc Travelers 1167 6TH ST SW, ALABASTER, 35007 205-624-3101
John Allan Lowe Nationwide 101 Mildred St, Columbiana, 35051-9331 (205) 669-7333

Pine Level, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,543
Driver's Failure In Showing Documents +$143 $1,621
Driving With An Expired Registration +$152 $1,630
Driving At A Considerably Slow Pace +$321 $1,799
Using A Cellphone While Driving +$338 $1,816
Running A Red Light +$344 $1,822
Speeding +$362 $1,840
Driving A Vehicle Without The Required Permission +$460 $1,938
Driving With An Expired/Suspended License +$996 $2,474

Pine Level, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,419
Active Disabling Device $1,419
Tracking Device $1,389
Passive Disabling Device $1,375