Pinellas Park, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Pinellas Park, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Pinellas Park, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Pinellas Park, FL Auto Insurance Rates
- Pinellas Park, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Pinellas Park, FL
- Multi Vehicle Insurance Savings in Pinellas Park, FL
- How Credit Score Affects Car Insurance Rates in Pinellas Park, FL
- How DUI Affects Auto Insurance Premiums in Pinellas Park, FL
- Top Auto Insurance Agents Near Pinellas Park, FL
- How Driving Violations Affect Auto Insurance Rates in Pinellas Park, FL
- Pinellas Park, FL Auto Insurance Discounts on Anti Theft Feature
- Pinellas Park, FL Auto Insurance Company Reviews
Pinellas Park, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Pinellas Park, FL with that of other cities in and around Pinellas Park.
| Pinellas Park | Feather Sound | Lealman | South Highpoint | Kenneth City | Bardmoor | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,703 | $2,316 | $2,044 | $2,051 | $2,108 | $2,134 |
Pinellas Park, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Pinellas Park, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Pinellas Park | $1,222 | $1,032 |
| Bardmoor | $1,016 | $858 |
| Kenneth City | $1,161 | $980 |
| Lealman | $1,540 | $1,301 |
| West Lealman | $1,295 | $1,094 |
| South Highpoint | $1,937 | $1,636 |
| Pinellas County | $1,417 | $1,197 |
| Feather Sound | $1,016 | $858 |
Pinellas Park, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Pinellas Park, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,526 |
| 20 Years | $2,188 |
| 30 Years | $1,685 |
| 40 Years | $1,622 |
| 50 Years | $1,502 |
| 60 Years | $1,523 |
| 70 Years | $1,772 |
Pinellas Park, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Pinellas Park, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,929 | $477 |
| 3 Vehicles | $4,394 | $715 |
| 4 Vehicles | $5,858 | $954 |
Savings on 2 Vehicles bundle:$477
Savings on 3 Vehicles bundle:$715
Savings on 4 Vehicles bundle:$954
Pinellas Park, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pinellas Park, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Pinellas Park | $1,703 | $2,665 |
| Bardmoor | $2,134 | $3,340 |
| Kenneth City | $2,108 | $3,299 |
| Lealman | $2,044 | $3,199 |
| West Lealman | $2,053 | $3,213 |
| South Highpoint | $2,051 | $3,210 |
| Pinellas County | $1,512 | $2,366 |
| Feather Sound | $2,316 | $3,625 |
Pinellas Park, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,461 |
| Excellent (740-799) | $1,668 |
| Good (670-739) | $1,775 |
| Average (580-669) | $2,315 |
| Poor (300-579) | $2,778 |
Pinellas Park, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Brown Insurance Services | None | 2401 West Bay Drive Suite 603, Largo, 33770 | (727) 228-7816 |
| Lynette Coley Agency Inc. | Allstate | 4326 Park Blvd N Ste F, Pinellas Park, 33781 | (727) 548-5555 |
| Melissa Ems Insurance Agency Inc | Travelers | 2942 49TH ST N, ST PETERSBURG, 33710 | 727-321-9828 |
| First Florida Insurance Network Of Tampa Bay | Travelers | 2685 ULMERTON ROAD SUITE 201, CLEARWATER, 33762 | 727-498-6551 |
| Karen Wornicki | State Farm | 8120 4th St N Frnt, St Petersburg, 33702-3629 | 727-576-8200 |
| Cathy Shadwick | State Farm | 3499 4th St N, St Petersburg, 33704-1307 | 727-822-1333 |
| Stanley Dean | State Farm | 4017 34th Street S, St Petersburg, 33711-4306 | 727-864-3400 |
| Brightway Insurance | None | 6850 Park Blvd , Pinellas Park, 33781 | None |
| Ahlquist Insurance | Travelers | 9016 Blvd , Seminole, 33772 | None |
| Darry Bouie | State Farm | 1876 Drew St, Clearwater, 33765-2911 | 727-461-6211 |
| Tampa Bay Insurance Group Inc | Travelers | 11300 4TH ST N STE 150, ST PETERSBURG, 33716 | 727-507-0555 |
| Tampa Bay Insurance Group Inc | Travelers | 11300 4TH ST N STE 150, ST PETERSBURG, 33716 | 727-507-0555 |
| Bob Bixler | State Farm | 6539 Central Ave, St Petersburg, 33710-8412 | 727-347-3425 |
| Jack Rice Ins Llc | Liberty Mutual Independent | 13080 BELCHER RD S SUITE H, LARGO, 33773 | (727) 530-0684 |
Pinellas Park, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$75 | $1,778 |
| Driver's Failure In Showing Documents | +$165 | $1,868 |
| Driving With An Expired Registration | +$175 | $1,878 |
| Driving At A Considerably Slow Pace | +$370 | $2,073 |
| Using A Cellphone While Driving | +$390 | $2,093 |
| Running A Red Light | +$397 | $2,100 |
| Speeding | +$417 | $2,120 |
| Driving A Vehicle Without The Required Permission | +$530 | $2,233 |
| Driving With An Expired/Suspended License | +$1,148 | $2,851 |
Pinellas Park, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,635 |
| Active Disabling Device | $1,635 |
| Tracking Device | $1,601 |
| Passive Disabling Device | $1,584 |
Latest Auto Insurance Reviews in Pinellas Park, FL | Back to Top
UsaaUSAA offers the usual amenities as most car insurers however they are well graded and usually cheaper.
UsaaMy insurance policy is flexible, I can change it whenever I want, increase or decrease the coverage and still not pay a fee. The other companies I received quotes from were unable to do that.
UsaaMy car insurance offers everything needed including an extra 20% on top of my cars value if I were to total it.
TravelersWhen we ran comparisons, Travelers was cheaper than other companies. There were comparable to one other, but that company has a poor reputation. I feel like I am getting a good deal with my premium and am saving a significant amount of money over my previous policy. My deductible has not changed ($500).
TravelersWhen we ran comparisons, Travelers was cheaper than other companies. There were comparable to one other, but that company has a poor reputation. I feel like I am getting a good deal with my premium and am saving a significant amount of money over my previous policy. My deductible has not changed ($500).