Piru Auto Insurance Rates, Quotes, Agents & Reviews in CA

Piru, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Piru, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Piru, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Piru, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Piru, CA with that of other cities in and around Piru.

Piru Moorpark Val Verde Simi Valley Fillmore Hasley Canyon
Average Insurance Rates $1,842 $1,400 $1,842 $1,487 $1,861 $2,048

Piru, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Piru, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Piru $1,292 $1,091
Fillmore $1,564 $1,321
Moorpark $2,755 $2,327
Val Verde $1,327 $1,121
Hasley Canyon $1,462 $1,235
Simi Valley $1,439 $1,215
Castaic $1,968 $1,663
Stevenson Ranch $2,029 $1,714

Piru, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Piru, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,977
20 Years $2,367
30 Years $1,823
40 Years $1,754
50 Years $1,624
60 Years $1,647
70 Years $1,917

Piru, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Piru, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,168 $516
3 Vehicles $4,752 $774
4 Vehicles $6,336 $1,032

Savings on 2 Vehicles bundle:$516

Savings on 3 Vehicles bundle:$774

Savings on 4 Vehicles bundle:$1,032

Piru, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Piru, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Piru $1,842 $4,535
Fillmore $1,861 $4,582
Moorpark $1,400 $3,447
Val Verde $1,842 $4,535
Hasley Canyon $2,048 $5,043
Simi Valley $1,487 $3,661
Castaic $1,911 $4,705
Stevenson Ranch $1,986 $4,890

Piru, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,580
Excellent (740-799) $1,804
Good (670-739) $1,919
Average (580-669) $2,504
Poor (300-579) $3,005

Piru, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$81 $1,923
Driver's Failure In Showing Documents +$179 $2,021
Driving With An Expired Registration +$190 $2,032
Driving At A Considerably Slow Pace +$400 $2,242
Using A Cellphone While Driving +$422 $2,264
Running A Red Light +$429 $2,271
Speeding +$451 $2,293
Driving A Vehicle Without The Required Permission +$573 $2,415
Driving With An Expired/Suspended License +$1,242 $3,084

Piru, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,768
Active Disabling Device $1,768
Tracking Device $1,731
Passive Disabling Device $1,713