Plaistow, NH Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Plaistow, NH, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Best Car Insurance in Plaistow, New Hampshire
In Plaistow, NH, auto insurance typically costs $1,029. There are numerous vehicle insurance providers In Plaistow, NH, and many of them charge various fees for their services. The price of auto insurance might vary depending on various factors, such as the driver's age and gender, credit score, deductible, number of moving violations, and others. Car owners in Plaistow, NH, who are searching for low-cost auto insurance, have found the right place. Through this research, Zimlon has streamlined the procedure and thoroughly explained these elements.
1. Credit History
An insurance company may use an insurance score that's based on information in your credit report to help determine your rates. A low score may mean you're a higher risk, which could lead to higher auto insurance rates in Plaistow, NH. If you have a bad credit score, you may be able to improve it over time by making on-time payments and maintaining a good credit history. In Plaistow, NH, for instance, car owners with excellent credit are required to pay $1,008, while those with poor credit are required to pay $1,678.
2. Age of the driver
The driver's age is one of the main factors affecting car insurance rates in Plaistow, NH. Younger drivers are generally considered to be a higher risk by insurance companies, and as a result, their rates are usually higher than those of older drivers. Younger drivers are more likely to be involved in accidents, and they are also more likely to engage in risky driving behaviors such as speeding and driving under the influence of alcohol or drugs. As a result, insurance companies charge higher rates for younger drivers to offset the increased risk. For instance, young drivers in Plaistow, NH, pay $3,339 for car insurance, and older drivers aged 40 pay $1,318 in that same city.
2. Driving Habits
There are a number of driving habits that affect car insurance rates in Plaistow, NH. Speeding, driving under the influence of drugs or alcohol, driving while using mobile phones, and aggressive driving are all habits that can lead to higher rates. You'll probably get lower rates if you drive a safe car and have a good driving record than if you drive an unsafe automobile and have a bad driving record. In Plaistow, New Hampshire, drivers who use a cell phone while driving will have to pay $236 more overall for vehicle insurance. For this reason, it's essential to drive safely in order to obtain affordable auto insurance in Plaistow, NH.
Factors that can influence the cost of car insurance in Plaistow, NH are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Plaistow, NH Auto Insurance Rates
- Plaistow, NH Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Plaistow, NH
- Multi Vehicle Insurance Savings in Plaistow, NH
- How Credit Score Affects Car Insurance Rates in Plaistow, NH
- How DUI Affects Auto Insurance Premiums in Plaistow, NH
- Top Auto Insurance Agents Near Plaistow, NH
- How Driving Violations Affect Auto Insurance Rates in Plaistow, NH
- Plaistow, NH Auto Insurance Discounts on Anti Theft Feature
Plaistow, NH Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Plaistow, NH with that of other cities in and around Plaistow.
|Average Insurance Rates||$1,029||$1,050||$1,173||$1,008||$987||$1,019|
Plaistow, NH Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Plaistow, NH based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Plaistow, NH Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Plaistow, NH usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Plaistow, NH Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Plaistow, NH can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$247
Savings on 3 Vehicles bundle:$370
Savings on 4 Vehicles bundle:$494
Plaistow, NH Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Plaistow, NH.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Plaistow, NH Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Plaistow, NH Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Craig Ciampa||Liberty Mutual||25 Pelham Rd. Unit 101, Salem, 3079||1-603-898-1747|
|Bobby Donnelly||State Farm||472 State Route 111, Hampstead, 03841-2371||603-329-5666|
|Michael Lopez||Liberty Mutual||25 Pelham Rd. Unit 101, Salem, 3079||1-603-898-1747|
|Jill Hamilton Lutcf||Liberty Mutual||25 Pelham Rd. Unit 101, Salem, 3079||1-603-898-1747|
|Foy Insurance Group Inc- Salem||Liberty Mutual Independent||163 MAIN ST STE 102, SALEM, 3079||603-898-6320|
|Mary Logue||Allstate||55 S Broadway, Salem, 3079||(603) 893-0980|
|Mullen Insurance Agency Inc||Nationwide||236 N Broadway STE E, Salem, 3079||(603) 212-9300|
|Santo Insurance & Financial Services, Inc||None||224 Main Street Suite 2A, Salem, 3079||(603)259-4499|
|Foy Insurance - Scarborough||Travelers||163 MAIN ST STE 102, SALEM, 3079||603-898-6320|
|The Joseph S. Hills Agency, Inc.||None||129 Main St Plaistow, Plastow, 3865||None|
Plaistow, NH Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$45||$1,074|
|Driver's Failure In Showing Documents||+$100||$1,129|
|Driving With An Expired Registration||+$106||$1,135|
|Driving At A Considerably Slow Pace||+$223||$1,252|
|Using A Cellphone While Driving||+$236||$1,265|
|Running A Red Light||+$240||$1,269|
|Driving A Vehicle Without The Required Permission||+$320||$1,349|
|Driving With An Expired/Suspended License||+$694||$1,723|
Plaistow, NH Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$988|
|Passive Disabling Device||$957|