Plano, TX Auto Insurance Rates

Plano, TX residents can save $500 by comparing multiple quotes & reading reviews & research on Plano car insurance rates, quotes, agents & coverage.

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$1025 $1240 $1565

Latest Auto Insurance Reviews in Plano, Texas

My deductible is reasonable for the policy options I have compared to other providers for the same coverage.
I've been dealing with Allstate since Oct. 1st 2018. It is now Feb. 21st 2019. There insured caused more than $85,000 damage to my property after leaving the roadway at full throttle, hitting a building on my property and destroying it. They sent me a check for $4,000 and said it was for full payment, then blocked me from their online claims portal and will not return phone calls or accept any mailed correspondence that is certified. IF YOU BUY INSURANCE TO STAY OUT OF COURT, DO NOT BUY INSURANCE FROM ALLSTATE. The guy who did all this damage will be defending himself in court without the assistance of his insurance company because they refuse to protect him according to his contract with them.
If you own Geico auto insurance for your primary vehicle, the good news is that you're covered for rental cars. The big caveat is that you're covered only to the limits of your personal vehicle's auto policy.
They offer year round Tows should your Car break down and they give you what they originally have to offer you.
highly recommend this company most def i have no regrets joining this insurance i have been with this company for 10 years now
Alfa Insurance
The deductible sees to be standard for the industry and have never had a problem with it. According to others is is about the same for all providers.
American National Property And Casualty Company
This insurance policy is comparable to other policies on pricing, options and helpful points. I would recommend them.
American National Property And Casualty Company
This insurance policy is comparable to other policies on pricing, options and helpful points. I would recommend them.
Geico's policy offerings are wide in variety, but personally I pay entirely too much money for my selected services.
I get accident forgiveness, window replacement annually, and besides that it is the cheapest insurance I can find in my area. I have not been in an accident this years so the deductibles are appropriate.
Geico has not let us down as far as helping with claims or answering questions about our policy. They have great customer service agents who are always available to you.
I've never had to interact with their customer service. I just pay the bills automatically, and i've never gotten into an accident so I have no negative or positive experience with them at all.
A few were more then my USAA. Also when i got quoted through Gieco, i wouldn't of saved any more if i switched over. So far USAA is my best known option.
I have not had any bad experiences while with USAA. I've had some technical issues online, but when I call support they always fix my issue nearly immediately and are very competent.
the premium is affordable and they work with you if you need to change the payment date.
State Farm
It is really close to my home and the customer support is good we really don't have contact but they have been nice every time we have.
I like the friendliness of the agents that I have had experience with. My claim was filed quickly, and my windshield was repaired the very next day, right at my campsite! I have had no problems at all with this company, and will probably stay with them for a long time to come.
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Write Your Review | Plano, Texas Auto Insurance Analysis
Allstate Auto Insurance, Plano, TX
$70/1 month
Car Insurance Policy Holder
  • Married 62 Years old Female licensed 38 years ago with Own Nissan Murano SV used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • bachelors degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Plano Car Insurance Rate Comparisons

Plano, TX's average car insurance of $1240 differs from Allen, TX (-$10), Rowlett, TX (+$169), McKinney, TX (+$800) and Texas (+$305)

Plano Allen, TX Rowlett, TX McKinney, TX Texas
Median Insurance Rates $1240 -$10 +$169 +$800 +$305

Plano Car Insurance Savings By Neighborhood & Street Area

Plano Driver Street Residence & Car Locations Car Details in Plano Plano Driver Demographics Plano Auto Insurance Estimates Recent Plano Insurance Savings
Welborn Ln2004 Jeep Grand Cherokee Overland29 year married woman$920$924
Christian Ln1998 Buick Century Custom82 year male senior$1310$765
Other Area
Fireside Dr2008 Mazda MAZDA3 s Sport62 year senior$1231$470
E Plano Pkwy2008 Cadillac DTS \N39 year man$1891$352
Saint Paul
Co Rd 3842008 Chrysler 300 LX47 year woman$1132$778
Windward Ln2012 Dodge Journey SXT16 year female teenager$2261$904
Judge Holland Ln2009 Ford Fusion SE16 year teenager$2394$622
Deleon Dr2012 Hyundai Sonata GLS18 year male teenager$2676$409
W Coats Dr2014 Volkswagen Jetta S76 year female senior$1234$525
Shady Valley Dr2013 Honda Civic LX49 year married man$1279$513

Plano Post DUI Car Insurance Rates

Plano Collin County Hebron McKinney Texas
Median Post DUI Insurance Rate $2306 +$1507 +$1507 +$1488 +$567
Male Teenager Post DUI Insurance Rate $5258 +$3435 +$3435 +$3392 +$1292
Female Teenager Post DUI Insurance Rate $4404 +$2877 +$2877 +$2842 +$1083

The Post DUI insurance in Plano, TX's is $2306 compared to Collin County (+$1507), Hebron (+$1507), McKinney (+$1488) and Texas (+$567)

In Plano, a male teenager with Post DUI pays $854 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Sport in Plano, TX would pay $4834 on auto insurance while a female teenager POST DUI would pay $4049.

Plano Car Insurance by Segment

Plano Teenagers Car Insurance Rates Comparison

33643 Plano Teenagers (6% of total population), 52% Male & 48% Female.

Plano Wylie Northwest Rockwall Lowry Crossing Texas
All Teenagers $2579 +$60 +$1726 -$250 +$634
Male Teenager $2827 +$66 +$1892 -$274 +$695
Female Teenager $2368 +$55 +$1585 -$229 +$582

Plano teenagers pay $2579 in insurance in contrast with Wylie (+$60), Northwest Rockwall (+$1726), Lowry Crossing (-$250) and Texas (+$634). The difference between Male & Female teenagers in Plano is $459


  • 2013 Nissan Rogue S Male Teenager Insurance Rate $2656
  • 2010 Lincoln MKZ Female Teenager Insurance Rate $2463

Plano Men & Women Car Insurance

504880 Plano Adults (100% of total population), 49% Men & 51% Women.

Plano McKinney Allen Garland Texas
All Women $1190 +$768 -$10 +$177 +$293
Married Women $1140 +$736 -$9 +$170 +$281
All Men $1599 +$1032 -$13 +$237 +$394
Married Men $1512 +$976 -$12 +$225 +$372

The typical insurance rate of $1599 that Plano Men pay varies from McKinney (+$1032), Allen (-$13), Garland (+$237) and Texas (+$394). In Plano, married men pay $372 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1437
  • 2008 GMC New Sierra K1500 Denali Married Women Insurance Rate $1474

Plano Senior Car Insurance

65309 Plano Seniors (12% of total population), 46% Senior Men & 54% Senior Women.

Plano Sachse New Hope Northwest Rockwall Texas
All Seniors $1339 +$150 -$33 +$896 +$329
Senior Men $1401 +$157 -$34 +$938 +$344
Senior Women $1302 +$145 -$32 +$871 +$320

Plano seniors pay $1339 in insurance compared to Sachse (+$150), New Hope (-$33), Northwest Rockwall (+$896) and Texas (+$329). In Plano, senior men pay $99 more than senior women.

Plano Car Insurance Discounts for Multiple Vehicles

Plano Population with 1 Vehicle 58742 (31% of Plano population), 2 Vehicles 89290 (48% of the Plano population) and 3 vehicles 25796 (14% of the population)

Plano Garland Hebron Lucas Texas
2 Vehicles $2356 +$350 +$1539 -$19 +$580
3 Vehicles $3596 +$534 +$2349 -$29 +$885
4 Vehicles $4836 +$718 +$3159 -$39 +$1190

Car Insurance Agents in Plano, TX

Rank Agent Name Agent Contact
1 AAA Insurance 7200 Independence Pkwy Ste 224, Plano, TX 75025
2 Advanced Insurance Group 3901 Acklin Dr, Plano, TX 75025
3 Affordable Insurance 1120 E Parker Rd Ste 101, Plano, TX 75074
4 A & H Insurance Agency 2504 Avenue K Ste 400, Plano, TX 75074
5 Alfred Mark Sicard Agency 6009 W Parker Rd STE 137, Plano, TX 75093
6 Alison J Garner 1255 W 15th St Ste 565, Plano, TX 75075
7 Alliance II Insurance Agency 5940 W Parker Rd Ste 100, Plano, TX 75093
8 A-Max Auto Insurance 2400 Avenue K Ste G, Plano, TX 75074
9 Amerifirst Insurance Agency 6900 Dallas Pkwy Ste 110, Plano, TX 75024
10 Ameritrust Insurance Services 555 Republic Dr Ste 200, Plano, TX 75074

Plano Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Prius v $400 $1370 $1770 $1280 $1680 $90
Jeep, Compass Limited $200 $1410 $1610 $1330 $1530 $80
Infiniti, G37 S $700 $1300 $1800 $1200 $1900 $-100
Ford, Expedition King Ranch $300 $1270 $1570 $1210 $1510 $60
Chrysler, 300 S $1500 $1340 $1840 $1270 $2770 $-930