Plano, TX Auto Insurance Rates
Plano, TX residents can save $500 by comparing multiple quotes & reading reviews & research on Plano car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1025 | $1240 | $1565 |
Latest Auto Insurance Reviews in Plano, Texas
Geico
My deductible is reasonable for the policy options I have compared to other providers for the same coverage.
My deductible is reasonable for the policy options I have compared to other providers for the same coverage.
Allstate
I've been dealing with Allstate since Oct. 1st 2018. It is now Feb. 21st 2019. There insured caused more than $85,000 damage to my property after leaving the roadway at full throttle, hitting a building on my property and destroying it. They sent me a check for $4,000 and said it was for full payment, then blocked me from their online claims portal and will not return phone calls or accept any mailed correspondence that is certified. IF YOU BUY INSURANCE TO STAY OUT OF COURT, DO NOT BUY INSURANCE FROM ALLSTATE. The guy who did all this damage will be defending himself in court without the assistance of his insurance company because they refuse to protect him according to his contract with them.
I've been dealing with Allstate since Oct. 1st 2018. It is now Feb. 21st 2019. There insured caused more than $85,000 damage to my property after leaving the roadway at full throttle, hitting a building on my property and destroying it. They sent me a check for $4,000 and said it was for full payment, then blocked me from their online claims portal and will not return phone calls or accept any mailed correspondence that is certified. IF YOU BUY INSURANCE TO STAY OUT OF COURT, DO NOT BUY INSURANCE FROM ALLSTATE. The guy who did all this damage will be defending himself in court without the assistance of his insurance company because they refuse to protect him according to his contract with them.
Usaa
If you own Geico auto insurance for your primary vehicle, the good news is that you're covered for rental cars. The big caveat is that you're covered only to the limits of your personal vehicle's auto policy.
If you own Geico auto insurance for your primary vehicle, the good news is that you're covered for rental cars. The big caveat is that you're covered only to the limits of your personal vehicle's auto policy.
Mercury
They offer year round Tows should your Car break down and they give you what they originally have to offer you.
They offer year round Tows should your Car break down and they give you what they originally have to offer you.
Usaa
highly recommend this company most def i have no regrets joining this insurance i have been with this company for 10 years now
highly recommend this company most def i have no regrets joining this insurance i have been with this company for 10 years now
Alfa Insurance
The deductible sees to be standard for the industry and have never had a problem with it. According to others is is about the same for all providers.
The deductible sees to be standard for the industry and have never had a problem with it. According to others is is about the same for all providers.
American National Property And Casualty Company
This insurance policy is comparable to other policies on pricing, options and helpful points. I would recommend them.
This insurance policy is comparable to other policies on pricing, options and helpful points. I would recommend them.
American National Property And Casualty Company
This insurance policy is comparable to other policies on pricing, options and helpful points. I would recommend them.
This insurance policy is comparable to other policies on pricing, options and helpful points. I would recommend them.
Geico
Geico's policy offerings are wide in variety, but personally I pay entirely too much money for my selected services.
Geico's policy offerings are wide in variety, but personally I pay entirely too much money for my selected services.
Geico
I get accident forgiveness, window replacement annually, and besides that it is the cheapest insurance I can find in my area. I have not been in an accident this years so the deductibles are appropriate.
I get accident forgiveness, window replacement annually, and besides that it is the cheapest insurance I can find in my area. I have not been in an accident this years so the deductibles are appropriate.
Geico
Geico has not let us down as far as helping with claims or answering questions about our policy. They have great customer service agents who are always available to you.
Geico has not let us down as far as helping with claims or answering questions about our policy. They have great customer service agents who are always available to you.
Geico
I've never had to interact with their customer service. I just pay the bills automatically, and i've never gotten into an accident so I have no negative or positive experience with them at all.
I've never had to interact with their customer service. I just pay the bills automatically, and i've never gotten into an accident so I have no negative or positive experience with them at all.
Usaa
A few were more then my USAA. Also when i got quoted through Gieco, i wouldn't of saved any more if i switched over. So far USAA is my best known option.
A few were more then my USAA. Also when i got quoted through Gieco, i wouldn't of saved any more if i switched over. So far USAA is my best known option.
Usaa
I have not had any bad experiences while with USAA. I've had some technical issues online, but when I call support they always fix my issue nearly immediately and are very competent.
I have not had any bad experiences while with USAA. I've had some technical issues online, but when I call support they always fix my issue nearly immediately and are very competent.
Geico
the premium is affordable and they work with you if you need to change the payment date.
the premium is affordable and they work with you if you need to change the payment date.
State Farm
It is really close to my home and the customer support is good we really don't have contact but they have been nice every time we have.
It is really close to my home and the customer support is good we really don't have contact but they have been nice every time we have.
Geico
I like the friendliness of the agents that I have had experience with. My claim was filed quickly, and my windshield was repaired the very next day, right at my campsite! I have had no problems at all with this company, and will probably stay with them for a long time to come.
I like the friendliness of the agents that I have had experience with. My claim was filed quickly, and my windshield was repaired the very next day, right at my campsite! I have had no problems at all with this company, and will probably stay with them for a long time to come.
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Allstate Auto Insurance, Plano, TX
$70/1 month
Car Insurance Policy Holder
- Married 62 Years old Female licensed 38 years ago with Own Nissan Murano SV used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- bachelors degree & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Plano Car Insurance Rate Comparisons
Plano, TX's average car insurance of $1240 differs from Allen, TX (-$10), Rowlett, TX (+$169), McKinney, TX (+$800) and Texas (+$305)
| Plano | Allen, TX | Rowlett, TX | McKinney, TX | Texas | |
| Median Insurance Rates | $1240 | -$10 | +$169 | +$800 | +$305 |
Plano Car Insurance Savings By Neighborhood & Street Area
| Plano Driver Street Residence & Car Locations | Car Details in Plano | Plano Driver Demographics | Plano Auto Insurance Estimates | Recent Plano Insurance Savings |
|---|---|---|---|---|
| Winningkoff | ||||
| Welborn Ln | 2004 Jeep Grand Cherokee Overland | 29 year married woman | $920 | $924 |
| Christian Ln | 1998 Buick Century Custom | 82 year male senior | $1310 | $765 |
| Other Area | ||||
| Fireside Dr | 2008 Mazda MAZDA3 s Sport | 62 year senior | $1231 | $470 |
| E Plano Pkwy | 2008 Cadillac DTS \N | 39 year man | $1891 | $352 |
| Saint Paul | ||||
| Co Rd 384 | 2008 Chrysler 300 LX | 47 year woman | $1132 | $778 |
| Windward Ln | 2012 Dodge Journey SXT | 16 year female teenager | $2261 | $904 |
| Lebanon | ||||
| Judge Holland Ln | 2009 Ford Fusion SE | 16 year teenager | $2394 | $622 |
| Deleon Dr | 2012 Hyundai Sonata GLS | 18 year male teenager | $2676 | $409 |
| Wetsel | ||||
| W Coats Dr | 2014 Volkswagen Jetta S | 76 year female senior | $1234 | $525 |
| Shady Valley Dr | 2013 Honda Civic LX | 49 year married man | $1279 | $513 |
Plano Post DUI Car Insurance Rates
| Plano | Collin County | Hebron | McKinney | Texas | |
| Median Post DUI Insurance Rate | $2306 | +$1507 | +$1507 | +$1488 | +$567 |
| Male Teenager Post DUI Insurance Rate | $5258 | +$3435 | +$3435 | +$3392 | +$1292 |
| Female Teenager Post DUI Insurance Rate | $4404 | +$2877 | +$2877 | +$2842 | +$1083 |
The Post DUI insurance in Plano, TX's is $2306 compared to Collin County (+$1507), Hebron (+$1507), McKinney (+$1488) and Texas (+$567)
In Plano, a male teenager with Post DUI pays $854 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Sport in Plano, TX would pay $4834 on auto insurance while a female teenager POST DUI would pay $4049.
Plano Car Insurance by Segment
Plano Teenagers Car Insurance Rates Comparison
33643 Plano Teenagers (6% of total population), 52% Male & 48% Female.
| Plano | Wylie | Northwest Rockwall | Lowry Crossing | Texas | |
| All Teenagers | $2579 | +$60 | +$1726 | -$250 | +$634 |
| Male Teenager | $2827 | +$66 | +$1892 | -$274 | +$695 |
| Female Teenager | $2368 | +$55 | +$1585 | -$229 | +$582 |
Plano teenagers pay $2579 in insurance in contrast with Wylie (+$60), Northwest Rockwall (+$1726), Lowry Crossing (-$250) and Texas (+$634). The difference between Male & Female teenagers in Plano is $459
Example
- 2013 Nissan Rogue S Male Teenager Insurance Rate $2656
- 2010 Lincoln MKZ Female Teenager Insurance Rate $2463
Plano Men & Women Car Insurance
504880 Plano Adults (100% of total population), 49% Men & 51% Women.
| Plano | McKinney | Allen | Garland | Texas | |
| All Women | $1190 | +$768 | -$10 | +$177 | +$293 |
| Married Women | $1140 | +$736 | -$9 | +$170 | +$281 |
| All Men | $1599 | +$1032 | -$13 | +$237 | +$394 |
| Married Men | $1512 | +$976 | -$12 | +$225 | +$372 |
The typical insurance rate of $1599 that Plano Men pay varies from McKinney (+$1032), Allen (-$13), Garland (+$237) and Texas (+$394). In Plano, married men pay $372 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1437
- 2008 GMC New Sierra K1500 Denali Married Women Insurance Rate $1474
Plano Senior Car Insurance
65309 Plano Seniors (12% of total population), 46% Senior Men & 54% Senior Women.
| Plano | Sachse | New Hope | Northwest Rockwall | Texas | |
| All Seniors | $1339 | +$150 | -$33 | +$896 | +$329 |
| Senior Men | $1401 | +$157 | -$34 | +$938 | +$344 |
| Senior Women | $1302 | +$145 | -$32 | +$871 | +$320 |
Plano seniors pay $1339 in insurance compared to Sachse (+$150), New Hope (-$33), Northwest Rockwall (+$896) and Texas (+$329). In Plano, senior men pay $99 more than senior women.
Plano Car Insurance Discounts for Multiple Vehicles
Plano Population with 1 Vehicle 58742 (31% of Plano population), 2 Vehicles 89290 (48% of the Plano population) and 3 vehicles 25796 (14% of the population)
| Plano | Garland | Hebron | Lucas | Texas | |
| 2 Vehicles | $2356 | +$350 | +$1539 | -$19 | +$580 |
| 3 Vehicles | $3596 | +$534 | +$2349 | -$29 | +$885 |
| 4 Vehicles | $4836 | +$718 | +$3159 | -$39 | +$1190 |
Car Insurance Agents in Plano, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 7200 Independence Pkwy Ste 224, Plano, TX 75025 |
| 2 | Advanced Insurance Group | 3901 Acklin Dr, Plano, TX 75025 |
| 3 | Affordable Insurance | 1120 E Parker Rd Ste 101, Plano, TX 75074 |
| 4 | A & H Insurance Agency | 2504 Avenue K Ste 400, Plano, TX 75074 |
| 5 | Alfred Mark Sicard Agency | 6009 W Parker Rd STE 137, Plano, TX 75093 |
| 6 | Alison J Garner | 1255 W 15th St Ste 565, Plano, TX 75075 |
| 7 | Alliance II Insurance Agency | 5940 W Parker Rd Ste 100, Plano, TX 75093 |
| 8 | A-Max Auto Insurance | 2400 Avenue K Ste G, Plano, TX 75074 |
| 9 | Amerifirst Insurance Agency | 6900 Dallas Pkwy Ste 110, Plano, TX 75024 |
| 10 | Ameritrust Insurance Services | 555 Republic Dr Ste 200, Plano, TX 75074 |
Plano Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Toyota, Prius v | $400 | $1370 | $1770 | $1280 | $1680 | $90 |
| Jeep, Compass Limited | $200 | $1410 | $1610 | $1330 | $1530 | $80 |
| Infiniti, G37 S | $700 | $1300 | $1800 | $1200 | $1900 | $-100 |
| Ford, Expedition King Ranch | $300 | $1270 | $1570 | $1210 | $1510 | $60 |
| Chrysler, 300 S | $1500 | $1340 | $1840 | $1270 | $2770 | $-930 |