Plant City, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Plant City, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Plant City, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Plant City, FL Auto Insurance Rates
- Plant City, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Plant City, FL
- Multi Vehicle Insurance Savings in Plant City, FL
- How Credit Score Affects Car Insurance Rates in Plant City, FL
- How DUI Affects Auto Insurance Premiums in Plant City, FL
- Top Auto Insurance Agents Near Plant City, FL
- How Driving Violations Affect Auto Insurance Rates in Plant City, FL
- Plant City, FL Auto Insurance Discounts on Anti Theft Feature
- Plant City, FL Auto Insurance Company Reviews
Plant City, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Plant City, FL with that of other cities in and around Plant City.
| Plant City | Dover | Thonotosassa | Brandon | Valrico | Kathleen | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,586 | $2,070 | $2,115 | $2,153 | $1,113 | $2,066 |
Plant City, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Plant City, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Plant City | $1,643 | $1,388 |
| Dover | $1,491 | $1,260 |
| Seffner | $1,359 | $1,148 |
| Kathleen | $1,628 | $1,375 |
| Thonotosassa | $1,089 | $920 |
| Valrico | $1,233 | $1,041 |
| Brandon | $1,384 | $1,169 |
| Crystal Springs | $1,418 | $1,198 |
Plant City, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Plant City, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,146 |
| 20 Years | $2,038 |
| 30 Years | $1,570 |
| 40 Years | $1,510 |
| 50 Years | $1,399 |
| 60 Years | $1,418 |
| 70 Years | $1,651 |
Plant City, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Plant City, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,791 | $381 |
| 3 Vehicles | $4,187 | $571 |
| 4 Vehicles | $5,583 | $761 |
Savings on 2 Vehicles bundle:$381
Savings on 3 Vehicles bundle:$571
Savings on 4 Vehicles bundle:$761
Plant City, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Plant City, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Plant City | $1,586 | $2,482 |
| Dover | $2,070 | $3,240 |
| Seffner | $2,140 | $3,349 |
| Kathleen | $2,066 | $3,233 |
| Thonotosassa | $2,115 | $3,310 |
| Valrico | $1,113 | $1,742 |
| Brandon | $2,153 | $3,370 |
| Crystal Springs | $2,067 | $3,235 |
Plant City, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,361 |
| Excellent (740-799) | $1,553 |
| Good (670-739) | $1,653 |
| Average (580-669) | $2,156 |
| Poor (300-579) | $2,587 |
Plant City, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Courtney Paat | State Farm | 1805 J L Redman Pkwy Ste 101, Plant City, 33563-7012 | 813-754-1725 |
| Florida Insurance Center Inc | Travelers | 414 N Alexander St , Plant City, 33563 | None |
| Tony Lee | State Farm | 1702 S Alexander Street, Plant City, 33563 | 813-752-7202 |
| Poppell Insurance Inc | Liberty Mutual Independent | 503 W MARTIN LUTHER KING BLVD, PLANT CITY, 33563 | 813-752-4155 |
| Bruners Insurance Agency Of Plant City | Travelers | 1803-A JAMES L REDMAN PKWY, PLANT CITY, 33563 | 813-754-2205 |
| Al Purmort Insurance Inc | Travelers | 2525 DRANE FIELD RD STE 3, LAKELAND, 33811 | 863-646-3332 |
| B & P Insurors | None | 7203 N Florida Avenue, Tampa, 33604 | None |
| Acg South Insurance Agency Llc | Travelers | 1703 B THONOTOSASSA RD, PLANT CITY, 33563 | 813-752-2223 |
| Lazy Days Rv Center, Inc. | None | 6130 Lazy Days Blvd , Seffner, 33584 | None |
| George H Odiorne Insurance Agency | Travelers | 1206 N PARSONS AVE, BRANDON, 33510 | 813-685-7731 |
Plant City, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$70 | $1,656 |
| Driver's Failure In Showing Documents | +$154 | $1,740 |
| Driving With An Expired Registration | +$163 | $1,749 |
| Driving At A Considerably Slow Pace | +$344 | $1,930 |
| Using A Cellphone While Driving | +$363 | $1,949 |
| Running A Red Light | +$370 | $1,956 |
| Speeding | +$389 | $1,975 |
| Driving A Vehicle Without The Required Permission | +$493 | $2,079 |
| Driving With An Expired/Suspended License | +$1,069 | $2,655 |
Plant City, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,523 |
| Active Disabling Device | $1,523 |
| Tracking Device | $1,491 |
| Passive Disabling Device | $1,475 |
Latest Auto Insurance Reviews in Plant City, FL | Back to Top
GeicoI am satisfied about the premium and deductible of my policy and feel like it compares to similar policies from different companies.
GeicoGeico offered a few things on my policy. For example collision protection and benefits for driving safe and never having a ticket.
Farmer's InsuranceI would certainly recommend them. They are extremely reliable, helpful, and knowledgeable and provide timely and knowledgeable help that is responsive to my questions.
State Farmyou can choose the deductibles that you want you have the freedom to choose
UsaaI like USAA for our auto insurance company because they are affordably priced and offer great coverage, plus we receive a discount since our home is insured through them as well.
ProgressiveI've thankfully haven't used the services from them expect for the road side assistance when I had a flat. But they do offer good rates depending on your discounts and what deductible you choose.
ProgressiveI've thankfully haven't used the services from them expect for the road side assistance when I had a flat. But they do offer good rates depending on your discounts and what deductible you choose.
GeicoWhen going through the app, I have found that sometimes the app will not understand what I am talking about and it will frustrate me. Getting to speak to a human being can be even more daunting.
GeicoI dislike how much rates are raised due to an accident. Even very minor accidents can cause massive premium increases.
The HartfordCustomer support is always quick and responsive. Whether they give me the results I was intending at the time is a completely different story...
GeicoMy insurance companies has a pretty good premium compared to other companies. I've shopped around and can't find anyone to beat it
GeicoThe customer service is the main thing I like about Geico. It's vital to have access to them when you need them.