Plantation Auto Insurance Rates, Quotes, Agents & Reviews in FL

Plantation, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Plantation, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Savings of Up to $134 on a Single Anti-theft Device in Plantation, FL

The average cost of auto insurance in Plantation, FL, is $1,920. This is much lower than the cost of auto insurance in neighboring places such as Tamarac, Roosevelt Gardens, Lauderdale Lakes, and Lauderhill. Car owners can save more through discounts by comparing auto insurance quotes from multiple insurers. Some of the discounts offered in Plantation, FL, are explored here.

savings_of_up_to_134_on_a_single_anti-theft_device_in_plantation_flDriving Record:

Most car insurance companies offer substantial discounts to drivers who have a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years while State Farm offers discounts for drivers who go three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.

Anti-Theft Discounts:

Car insurers across Florida offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms. Progressive, too, offers discounts of up to 25% on anti-theft devices and alarms. 

As the above infographic indicates, equipping one’s vehicles with the latest anti-theft devices will help in saving more. A passive disabling device helps in saving the most on auto insurance in Plantation. Other devices which help in improving savings here are tracking devices and active disabling devices.

Multi-Car Insurance:

Car insurance companies also provide discounts to car owners who insure multiple cars with the same insurance company. Discounts on multi-car insurance policies vary according to the make and model of the vehicle. Savings on multi-car insurance can range between $499 and $998. The cost of insuring two vehicles under a multi-car insurance policy is $3,341. This helps in saving up to $499. The cost of insuring four vehicles under this policy is $6,682 and this amounts to savings of up to $998.

Bundling is another standard method of availing discounts. If a customer purchases multiple policies (life, car, home) from the same insurer, they become eligible for discounts. Multi-car insurance policies are another way of availing discounts.

Post-DUI, the cost of auto insurance in Plantation, FL, increases to $3,005, from an average cost of $1,920. Other driving violations that can cause a long-term impact on the cost of auto insurance include driving without a license and running a red light.

Factors that can influence the cost of car insurance in Plantation, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Plantation, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Plantation, FL with that of other cities in and around Plantation.

Plantation Tamarac Roosevelt Gardens North Lauderdale Lauderdale Lakes Lauderhill
Average Insurance Rates $1,920 $2,121 $2,086 $1,806 $2,006 $2,090

Plantation, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Plantation, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Plantation $1,066 $900
Sunrise $1,833 $1,549
Lauderhill $1,209 $1,021
Tamarac $1,656 $1,399
Lauderdale Lakes $1,544 $1,304
Broadview Park $1,539 $1,300
North Lauderdale $2,809 $2,372
Roosevelt Gardens $1,389 $1,174

Plantation, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Plantation, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,230
20 Years $2,467
30 Years $1,900
40 Years $1,828
50 Years $1,693
60 Years $1,717
70 Years $1,998

Plantation, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Plantation, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,341 $499
3 Vehicles $5,011 $749
4 Vehicles $6,682 $998

Savings on 2 Vehicles bundle:$499

Savings on 3 Vehicles bundle:$749

Savings on 4 Vehicles bundle:$998

Plantation, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Plantation, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Plantation $1,920 $3,005
Sunrise $2,036 $3,186
Lauderhill $2,090 $3,271
Tamarac $2,121 $3,319
Lauderdale Lakes $2,006 $3,139
Broadview Park $2,122 $3,321
North Lauderdale $1,806 $2,826
Roosevelt Gardens $2,086 $3,265

Plantation, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,647
Excellent (740-799) $1,880
Good (670-739) $2,001
Average (580-669) $2,610
Poor (300-579) $3,132

Plantation, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Leo Gilling Allstate 12260 SW 53rd St Ste 601b, Cooper City, 33330 (954) 741-4449
Jack Graham State Farm 4259 W Commercial Blvd, Tamarac, 33319-3305 954-735-3990
Watson & Associates Insurance Agency None 8201 Peters Rd Ste 1000, Plantation, 33324 None
Jose Rivero Allstate 6555 Nova Dr Ste 305A, Davie, 33317 (954) 519-2480
Jose Rivero Allstate 6555 Nova Dr Ste 305A, Davie, 33317 (954) 519-2480
Usi Insurance Services Llc Liberty Mutual Independent 2400 E Commercial Blvd Ste 600, FT LAUDERDALE, 33308 (877) 314-8606
M & L Insurance Agency Inc Travelers 2855 N University Dr Ste 110 , Coral Springs, 33065 None
M & L Insurance Agency Inc Travelers 2855 N University Dr Ste 110 , Coral Springs, 33065 None
Marjee Nathaniel State Farm 1881 NE 26th St Ste 20, Wilton Manors, 33305-1425 954-566-2216
Jonathan Clavijo Allstate 9700 Stirling Rd Ste 102, Hollywood, 33024 (954) 505-7994

Plantation, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$84 $2,004
Driver's Failure In Showing Documents +$186 $2,106
Driving With An Expired Registration +$198 $2,118
Driving At A Considerably Slow Pace +$417 $2,337
Using A Cellphone While Driving +$440 $2,360
Running A Red Light +$447 $2,367
Speeding +$470 $2,390
Driving A Vehicle Without The Required Permission +$597 $2,517
Driving With An Expired/Suspended License +$1,294 $3,214

Plantation, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,843
Active Disabling Device $1,843
Tracking Device $1,805
Passive Disabling Device $1,786

Latest Auto Insurance Reviews in Plantation, FL | Back to Top

I am with them due to the excellent reputation this company has in the insurance industry. The other reason is because its always better to bundle insurances for a better rate.
Progressive offers everything other companies do. I receive many discounts on my policy, including one for bundling with my home owner's insurance.
Liberty Mutual
In this case the deductible if it is a little high for some things, is the only thing that I do not like completely of the policy
I have only had USAA insurance on my automobiles since I purchased my first policy. This is the insurance company that my parents used and I have continued with them.
The customer support is unparalleled. I have nothing but positive experiences dealing with the company. Their customer support is amazing.
geico could care less about their customers. there customer service is horrible from their little desks, you'd think that they have some empathy for the person who is stuck on the side of the road, scared, with their children
only thing i dislike about the acceesibility/interaction/customer suppor of my insurance is that seems like when i try to reach them phone wise maybe its the wrong time or whatever it takes a while to reach them and then they put you on hold several times
State Farm
I liked how easy it is to get in contact with them. They work hard to find you the best deal possible and all of the discounts that they have to offer. I like how convenient it is to view or print your policy online. If you need to process a claim they are with you every step of the way and make the claim process very easy.
Prices are a little higher than with internet-only companies. it costs money to keep those offices open, and it's reflected in the premiums.
I like that they are personable. The people in the office make a big difference for us. Being able to get ahold of someone on the phone is huge. Not just talking to a computer all the time!
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.