Pleasant Valley Auto Insurance Rates, Quotes, Agents & Reviews in WV

Pleasant Valley, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pleasant Valley, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pleasant Valley, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Pleasant Valley, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pleasant Valley, WV with that of other cities in and around Pleasant Valley.

Pleasant Valley Fairmont Barrackville Rivesville Monongah Middletown
Average Insurance Rates $1,464 $1,422 $1,454 $1,415 $1,369 $1,427

Pleasant Valley, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pleasant Valley, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pleasant Valley $1,458 $1,232
Fairmont $1,258 $1,062
White Hall $1,717 $1,450
Palatine $2,014 $1,701
Barrackville $2,825 $2,386
Middletown $2,782 $2,350
Monongah $1,296 $1,094
Rivesville $2,761 $2,332

Pleasant Valley, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pleasant Valley, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,750
20 Years $1,881
30 Years $1,449
40 Years $1,394
50 Years $1,291
60 Years $1,309
70 Years $1,524

Pleasant Valley, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pleasant Valley, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,518 $410
3 Vehicles $3,777 $615
4 Vehicles $5,036 $820

Savings on 2 Vehicles bundle:$410

Savings on 3 Vehicles bundle:$615

Savings on 4 Vehicles bundle:$820


Pleasant Valley, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pleasant Valley, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Pleasant Valley $1,464 $2,341
Fairmont $1,422 $2,274
White Hall $1,504 $2,405
Palatine $1,450 $2,319
Barrackville $1,454 $2,325
Middletown $1,427 $2,282
Monongah $1,369 $2,189
Rivesville $1,415 $2,263

Pleasant Valley, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,256
Excellent (740-799) $1,434
Good (670-739) $1,526
Average (580-669) $1,990
Poor (300-579) $2,388

Pleasant Valley, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stan Cameon State Farm 420 Marion Sq, Fairmont, 26554-1369 304-368-0800
Randy A. Parks Allstate 503 Morgantown Ave Ste 225, Fairmont, 26554 (304) 366-4437
Larry Morgan Allstate 1543 Fairmont Ave, Fairmont, 26554 (304) 363-8100
Greg Kelly State Farm 1315 Fairmont Ave, Fairmont, 26554-3525 304-366-9616
Bond Insurance Agency Inc Erie 104 Adams St, Fairmont, 26554 None
Smith-Carpenter Agency, Inc. None 428 Avenue , Fairmont, 26554 None
Mayers Insurance Agency None 1523 Ave , Fairmont, 26554 None
Adam Reeves Insurance Agency Llc Erie 4 Local Drive, Fairmont, 26554 None
Talerico Insurance Agency Llc Erie 1275 Stewartstown Road Suite 100, Morgantown, 26505 None

Pleasant Valley, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,528
Driver's Failure In Showing Documents +$142 $1,606
Driving With An Expired Registration +$151 $1,615
Driving At A Considerably Slow Pace +$318 $1,782
Using A Cellphone While Driving +$335 $1,799
Running A Red Light +$341 $1,805
Speeding +$359 $1,823
Driving A Vehicle Without The Required Permission +$455 $1,919
Driving With An Expired/Suspended License +$987 $2,451

Pleasant Valley, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,405
Active Disabling Device $1,405
Tracking Device $1,376
Passive Disabling Device $1,362