Plymouth, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Plymouth, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Plymouth, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Plymouth, MN Auto Insurance Rates
- Plymouth, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Plymouth, MN
- Multi Vehicle Insurance Savings in Plymouth, MN
- How Credit Score Affects Car Insurance Rates in Plymouth, MN
- How DUI Affects Auto Insurance Premiums in Plymouth, MN
- How Driving Violations Affect Auto Insurance Rates in Plymouth, MN
- Plymouth, MN Auto Insurance Discounts on Anti Theft Feature
- Plymouth, MN Auto Insurance Company Reviews
Plymouth, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Plymouth, MN with that of other cities in and around Plymouth.
| Plymouth | Wayzata | Golden Valley | New Hope | Crystal | Medina | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,056 | $1,488 | $1,361 | $1,311 | $1,289 | $1,592 |
Plymouth, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Plymouth, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Plymouth | $1,619 | $1,368 |
| Hennepin County | $1,790 | $1,512 |
| Medicine Lake | $1,106 | $934 |
| New Hope | $1,511 | $1,276 |
| Wayzata | $1,063 | $898 |
| Crystal | $1,447 | $1,222 |
| Golden Valley | $1,729 | $1,461 |
| Medina | $1,709 | $1,443 |
Plymouth, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Plymouth, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,427 |
| 20 Years | $1,357 |
| 30 Years | $1,045 |
| 40 Years | $1,006 |
| 50 Years | $931 |
| 60 Years | $944 |
| 70 Years | $1,099 |
Plymouth, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Plymouth, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,816 | $296 |
| 3 Vehicles | $2,724 | $444 |
| 4 Vehicles | $3,633 | $591 |
Savings on 2 Vehicles bundle:$296
Savings on 3 Vehicles bundle:$444
Savings on 4 Vehicles bundle:$591
Plymouth, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Plymouth, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Plymouth | $1,056 | $1,928 |
| Hennepin County | $1,166 | $2,129 |
| Medicine Lake | $1,562 | $2,852 |
| New Hope | $1,311 | $2,394 |
| Wayzata | $1,488 | $2,717 |
| Crystal | $1,289 | $2,353 |
| Golden Valley | $1,361 | $2,485 |
| Medina | $1,592 | $2,907 |
Plymouth, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $906 |
| Excellent (740-799) | $1,034 |
| Good (670-739) | $1,100 |
| Average (580-669) | $1,436 |
| Poor (300-579) | $1,722 |
Plymouth, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$46 | $1,102 |
| Driver's Failure In Showing Documents | +$102 | $1,158 |
| Driving With An Expired Registration | +$109 | $1,165 |
| Driving At A Considerably Slow Pace | +$229 | $1,285 |
| Using A Cellphone While Driving | +$242 | $1,298 |
| Running A Red Light | +$246 | $1,302 |
| Speeding | +$259 | $1,315 |
| Driving A Vehicle Without The Required Permission | +$328 | $1,384 |
| Driving With An Expired/Suspended License | +$712 | $1,768 |
Plymouth, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,014 |
| Active Disabling Device | $1,014 |
| Tracking Device | $993 |
| Passive Disabling Device | $982 |
Latest Auto Insurance Reviews in Plymouth, MN | Back to Top
AllstateMy deductible is in line with other insurance providers. I could reduce it and pay more, but I choose not to. Additionally, every year I go without a claim, they reduce my deductible by $100.
AmeripriseI comparison shop every year to ensure my rates are still some of the best and found I cannot find a cheaper auto policy. I select the deductible I desire and have changed it up and down through the years.
Farm BureauI give my insurance company a 4 in regards to customer service. They are helpful and patient any time I call or stop by and the ability to use online resources is convenient.
Acuity InsuranceThe Acuity Insurance company provide good value for the money. It gives service coupons are purchasing the premium. Provides very good no claim discount on the premium.
Acuity InsuranceThe Acuity Insurance company provide good value for the money. It gives service coupons are purchasing the premium. Provides very good no claim discount on the premium.
Ameripriseit seems to me that it covers much more than other insurance policies of other companies, the customer service is much more pleasant and professional, the damage to the infrastructure is diagnosed and the security runs with the expenses of its contract and the rules specify it
Union MutualThe only thing I like about the company is the fact that the price is at least $70 cheaper per month than the next option.