Poca Auto Insurance Rates, Quotes, Agents & Reviews in WV

Poca, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Poca, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Poca, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Poca, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Poca, WV with that of other cities in and around Poca.

Poca Pocatalico Cross Lanes Scott Nitro Hometown
Average Insurance Rates $1,471 $1,421 $1,466 $1,496 $1,412 $1,402

Poca, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Poca, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Poca $1,643 $1,388
Cross Lanes $1,011 $854
Bancroft $1,271 $1,074
Nitro $1,240 $1,047
Pocatalico $1,643 $1,388
Hometown $1,686 $1,424
Scott $1,367 $1,154
Winfield $1,326 $1,120

Poca, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Poca, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,773
20 Years $1,890
30 Years $1,456
40 Years $1,401
50 Years $1,297
60 Years $1,315
70 Years $1,531

Poca, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Poca, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,560 $382
3 Vehicles $3,839 $574
4 Vehicles $5,119 $765

Savings on 2 Vehicles bundle:$382

Savings on 3 Vehicles bundle:$574

Savings on 4 Vehicles bundle:$765

Poca, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Poca, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Poca $1,471 $2,352
Cross Lanes $1,466 $2,344
Bancroft $1,413 $2,260
Nitro $1,412 $2,258
Pocatalico $1,421 $2,272
Hometown $1,402 $2,242
Scott $1,496 $2,392
Winfield $1,494 $2,389

Poca, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,262
Excellent (740-799) $1,441
Good (670-739) $1,533
Average (580-669) $2,000
Poor (300-579) $2,399

Poca, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Thompson-Boerger Insurance Inc Liberty Mutual Independent 1514 DIXIE HWY, PARK HILLS, 41011 (859) 291-3914
Jon Duggan Liberty Mutual 112 Brent Way, Hurricane, 25526 1-304-757-4220
Mick Hager State Farm 120 Walnut St, Saint Albans, 25177-2040 304-722-7227
Anne Underwood Allstate 436 12th St, Dunbar, 25064 (304) 768-3318
James Beheler Allstate 203 B St, Saint Albans, 25177 (304) 727-6396
Lewis Garlow & Associates Insurance Inc. Erie 5386 Big Tyler Road, Charleston, 25313 None
Faye Zinn State Farm 93 Maccorkle Ave SW, S Charleston, 25303-1474 304-744-4747
Ricky D Jackson Nationwide 700 Jefferson Rd, Charleston, 25309-1639 (304) 744-4796
City Insurance Professionals None 4005 Teays Valley Rd , Scott Depot, 25560 None
Tri-State Insurance Inc Liberty Mutual Independent 3327B US ROUTE 60, HUNTINGTON, 25705 (304) 781-3439

Poca, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,536
Driver's Failure In Showing Documents +$143 $1,614
Driving With An Expired Registration +$152 $1,623
Driving At A Considerably Slow Pace +$319 $1,790
Using A Cellphone While Driving +$337 $1,808
Running A Red Light +$343 $1,814
Speeding +$360 $1,831
Driving A Vehicle Without The Required Permission +$457 $1,928
Driving With An Expired/Suspended License +$991 $2,462

Poca, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,412
Active Disabling Device $1,412
Tracking Device $1,383
Passive Disabling Device $1,368