Poinciana, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Poinciana, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Poinciana, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Poinciana, FL Auto Insurance Rates
- Poinciana, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Poinciana, FL
- Multi Vehicle Insurance Savings in Poinciana, FL
- How Credit Score Affects Car Insurance Rates in Poinciana, FL
- How DUI Affects Auto Insurance Premiums in Poinciana, FL
- Top Auto Insurance Agents Near Poinciana, FL
- How Driving Violations Affect Auto Insurance Rates in Poinciana, FL
- Poinciana, FL Auto Insurance Discounts on Anti Theft Feature
- Poinciana, FL Auto Insurance Company Reviews
Poinciana, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Poinciana, FL with that of other cities in and around Poinciana.
| Poinciana | Grenelefe | Dundee | Haines City | Kissimmee | Loughman | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,722 | $2,119 | $2,086 | $2,121 | $1,525 | $2,171 |
Poinciana, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Poinciana, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Poinciana | $2,037 | $1,721 |
| Grenelefe | $1,430 | $1,208 |
| Kissimmee | $1,559 | $1,317 |
| Davenport | $1,272 | $1,074 |
| Haines City | $1,268 | $1,071 |
| Loughman | $1,141 | $964 |
| Campbell | $1,049 | $886 |
| Dundee | $1,949 | $1,646 |
Poinciana, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Poinciana, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,588 |
| 20 Years | $2,213 |
| 30 Years | $1,704 |
| 40 Years | $1,640 |
| 50 Years | $1,518 |
| 60 Years | $1,540 |
| 70 Years | $1,792 |
Poinciana, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Poinciana, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,031 | $413 |
| 3 Vehicles | $4,546 | $620 |
| 4 Vehicles | $6,061 | $827 |
Savings on 2 Vehicles bundle:$413
Savings on 3 Vehicles bundle:$620
Savings on 4 Vehicles bundle:$827
Poinciana, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Poinciana, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Poinciana | $1,722 | $2,695 |
| Grenelefe | $2,119 | $3,316 |
| Kissimmee | $1,525 | $2,387 |
| Davenport | $2,126 | $3,327 |
| Haines City | $2,121 | $3,319 |
| Loughman | $2,171 | $3,398 |
| Campbell | $2,018 | $3,158 |
| Dundee | $2,086 | $3,265 |
Poinciana, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,477 |
| Excellent (740-799) | $1,686 |
| Good (670-739) | $1,794 |
| Average (580-669) | $2,341 |
| Poor (300-579) | $2,809 |
Poinciana, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Cathy Boyds Insurance Agency | Travelers | 407 HWY 17-92 W, HAINES CITY, 33844 | 863-419-1919 |
| Tony Barcena | Allstate | 21 B St, Haines City, 33844 | (863) 421-1849 |
| Florida All Star Insurance | Travelers | 106 BUENAVENTURA BLVD, KISSIMMEE, 34743 | 407-344-2884 |
| Academy Insurance Agency, Inc. | None | 815 Mabbette St, Kissimmee, 34741 | None |
| Ewing Blackwelder & Duce Ins Inc | Liberty Mutual Independent | 100 S 10Th St , Haines City, 33844 | None |
| Soles Insurance Group Inc. Dba Work Comp Systems | None | 711 E Main St Ste 1 , Haines City, 33844 | None |
| Hig Insurance Group | Travelers | 890 STATE ROAD 434 EAST, LONGWOOD, 32750 | 407-834-4444 |
| Liberty Insurance Agency Inc | Travelers | 12701 S JOHN YOUNG PKWY SUITE 214, ORLANDO, 32837 | 407-856-2530 |
| Wayne Anthony Insurance | Travelers | 7331 Office Park Place Suite 500 Viera, Melbourne, 32940 | (321) 428-2536 |
Poinciana, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$76 | $1,798 |
| Driver's Failure In Showing Documents | +$167 | $1,889 |
| Driving With An Expired Registration | +$177 | $1,899 |
| Driving At A Considerably Slow Pace | +$374 | $2,096 |
| Using A Cellphone While Driving | +$394 | $2,116 |
| Running A Red Light | +$401 | $2,123 |
| Speeding | +$422 | $2,144 |
| Driving A Vehicle Without The Required Permission | +$536 | $2,258 |
| Driving With An Expired/Suspended License | +$1,161 | $2,883 |
Poinciana, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,653 |
| Active Disabling Device | $1,653 |
| Tracking Device | $1,619 |
| Passive Disabling Device | $1,601 |
Latest Auto Insurance Reviews in Poinciana, FL | Back to Top
Geicoone of the better independent insurance agents serving people in the Chicago area and the State of Illinois is an online agent
UsaaI have a less expensive bill now with the same deductible ($1,000). I would prefer to have a lower deductible, but again, it is important to keep monthly costs down and I always keep that amount in a savings account.
UsaaI have been using USAA's car insurance for about 10 years now and am very satisfied with their overall offerings for car insurance. The rates are good, the service is solid.
State FarmI probably could have gone with another company for lower premium but would pay more if something happened.
Farm BureauI believe that VA Farm Bureau has the same car insurance premiums and deductibles as it competitors. I would rate VA Farm Bureau as a 3 as well for premium and deductibles.
Farm BureauI believe that VA Farm Bureau has the same car insurance premiums and deductibles as it competitors. I would rate VA Farm Bureau as a 3 as well for premium and deductibles.
GeicoI have found this, and have compared every year, to have the lowest preimiums around.
UsaaI like the convenience, service, coverage, and premiums. USAA is the best insurance I have ever had.
Esuranceesurance has the best customer service out of all the companies i have used reps really took the time to find the best policy for me and the best price not just by a little a huge difference from it competitors