Point Pleasant Auto Insurance Rates, Quotes, Agents & Reviews in WV

Point Pleasant, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Point Pleasant, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Point Pleasant, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Point Pleasant, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Point Pleasant, WV with that of other cities in and around Point Pleasant.

Point Pleasant Lewis Addison Gallipolis Ferry Henderson Kanauga
Average Insurance Rates $1,386 $1,389 $1,318 $1,390 $1,347 $1,596

Point Pleasant, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Point Pleasant, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Point Pleasant $1,579 $1,334
Kanauga $1,644 $1,389
Henderson $1,424 $1,203
Lewis $1,350 $1,141
Addison $1,530 $1,292
Gallipolis $1,430 $1,208
Robinson $1,271 $1,074
Gallipolis Ferry $1,593 $1,346

Point Pleasant, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Point Pleasant, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,497
20 Years $1,781
30 Years $1,372
40 Years $1,320
50 Years $1,222
60 Years $1,239
70 Years $1,442

Point Pleasant, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Point Pleasant, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,356 $416
3 Vehicles $3,534 $624
4 Vehicles $4,712 $832

Savings on 2 Vehicles bundle:$416

Savings on 3 Vehicles bundle:$624

Savings on 4 Vehicles bundle:$832


Point Pleasant, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Point Pleasant, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Point Pleasant $1,386 $2,216
Kanauga $1,596 $2,583
Henderson $1,347 $2,154
Lewis $1,389 $2,221
Addison $1,318 $2,133
Gallipolis $1,158 $1,874
Robinson $1,413 $2,260
Gallipolis Ferry $1,390 $2,223

Point Pleasant, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,189
Excellent (740-799) $1,357
Good (670-739) $1,444
Average (580-669) $1,884
Poor (300-579) $2,261

Point Pleasant, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mason County Ins. Allstate 1506 Jefferson Blvd, Point Pleasant, 25550 (304) 675-4067
Garlow Insurance Agency Inc. Erie 501 Main Street, Point Pleasant, 25550 None
Gesner Insurance Agency Inc. Erie 526 6th Avenue, Huntington, 25701 None
C.E. Wilson Allstate 6421 US Route 60 E, Barboursville, 25504 (304) 733-4909
Terry Pyles State Farm 806a Viand St, Pt Pleasant, 25550-1239 304-675-2202
Frances Edwards State Farm 2801 3rd Ave, Huntington, 25702-1423 304-525-7530
Jerry Nelson State Farm 2401 Wshngtn St E, Charleston, 25311-2314 304-342-0102
Faye Zinn State Farm 93 Maccorkle Ave SW, S Charleston, 25303-1474 304-744-4747

Point Pleasant, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,447
Driver's Failure In Showing Documents +$134 $1,520
Driving With An Expired Registration +$143 $1,529
Driving At A Considerably Slow Pace +$301 $1,687
Using A Cellphone While Driving +$317 $1,703
Running A Red Light +$323 $1,709
Speeding +$340 $1,726
Driving A Vehicle Without The Required Permission +$431 $1,817
Driving With An Expired/Suspended License +$934 $2,320

Point Pleasant, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,331
Active Disabling Device $1,331
Tracking Device $1,303
Passive Disabling Device $1,289