Pomfret Auto Insurance Rates, Quotes, Agents & Reviews in MD

Pomfret, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Pomfret, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Pomfret, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Pomfret, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Pomfret, MD with that of other cities in and around Pomfret.

Pomfret La Plata Charles County Bryans Road Bensville Waldorf
Average Insurance Rates $1,361 $1,406 $1,386 $1,370 $1,412 $1,369

Pomfret, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Pomfret, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Pomfret $2,120 $1,790
Bensville $1,769 $1,494
La Plata $2,431 $2,053
Bryans Road $1,561 $1,319
Port Tobacco Village $1,965 $1,660
Potomac Heights $2,732 $2,307
Waldorf $1,874 $1,583
Charles County $995 $840

Pomfret, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Pomfret, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,416
20 Years $1,749
30 Years $1,347
40 Years $1,296
50 Years $1,200
60 Years $1,217
70 Years $1,416

Pomfret, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Pomfret, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,368 $354
3 Vehicles $3,552 $531
4 Vehicles $4,736 $708

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$531

Savings on 4 Vehicles bundle:$708

Pomfret, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Pomfret, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Pomfret $1,361 $2,170
Bensville $1,412 $2,251
La Plata $1,406 $2,242
Bryans Road $1,370 $2,184
Port Tobacco Village $1,908 $3,042
Potomac Heights $2,099 $3,347
Waldorf $1,369 $2,183
Charles County $1,386 $2,210

Pomfret, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,168
Excellent (740-799) $1,333
Good (670-739) $1,418
Average (580-669) $1,850
Poor (300-579) $2,220

Pomfret, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jane Staples State Farm 173 Saint Patricks Dr Ste 101, Waldorf, 20603-5530 301-932-5050
A F Szabo Insurance Agency Inc Erie 11705 Berry Road Suite 101, Waldorf, 20603 None
Woody Hoyle State Farm 102 Paul Mellon Ct Ste 105, Waldorf, 20602-2795 301-645-2221
Tom Grillo State Farm 203 Centennial Street Unit 102, La Plata, 20646 301-934-8800
Celeste Conyers Allstate 11865 Federal Square Ste 204, Waldorf, 20602 (301) 870-6001
Therian Johnson Allstate 11750 Business Park Dr Ste 204, Waldorf, 20601 (301) 870-7711
First Insurance Group Of Maryland Inc Travelers 601 Post Office Rd Ste 1C , Waldorf, 20602 (240) 766-8752
J E Schenk & Associates Inc. Erie 3675 Park Avenue Suite 201, Ellicott City, 21043 None
David Charon State Farm 7310 Ritchie Hwy Ste 114, Glen Burnie, 21061-3175 410-768-5544
Kim Musser State Farm 10724 Little Patuxent Pkwy, Columbia, 21044-3342 410-730-4334
Afam Insurance Group Llc Travelers 1 RESEARCH CT STE 450, ROCKVILLE, 20850 301-330-8400
Joe Mitchell Jr State Farm 7701 Greenbelt Rd Ste 107, Greenbelt, 20770-6518 301-474-1911
Thomas Bole Allstate 10296A Baltimore National Pike, Ellicott City, 21042 (410) 465-5900
Bes & Associates Inc Liberty Mutual Independent 2965 OLD WASHINGTON RD, WALDORF, 20601 301-870-7300

Pomfret, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,421
Driver's Failure In Showing Documents +$132 $1,493
Driving With An Expired Registration +$140 $1,501
Driving At A Considerably Slow Pace +$295 $1,656
Using A Cellphone While Driving +$312 $1,673
Running A Red Light +$317 $1,678
Speeding +$333 $1,694
Driving A Vehicle Without The Required Permission +$423 $1,784
Driving With An Expired/Suspended License +$917 $2,278

Pomfret, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,307
Active Disabling Device $1,307
Tracking Device $1,279
Passive Disabling Device $1,266