Port Arthur Auto Insurance Rates, Quotes, Agents & Reviews in TX

Port Arthur, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Port Arthur, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Port Arthur, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Port Arthur, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Port Arthur, TX with that of other cities in and around Port Arthur.

Port Arthur Nederland Central Gardens LaBelle Groves Port Neches
Average Insurance Rates $1,477 $1,913 $1,981 $1,966 $1,885 $1,949

Port Arthur, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Port Arthur, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Port Arthur $1,211 $1,023
Port Neches $1,470 $1,241
Groves $1,427 $1,205
Nederland $1,970 $1,664
Central Gardens $1,141 $964
Bridge City-Orangefield $1,358 $1,147
Taylor Landing $1,692 $1,429
LaBelle $2,156 $1,821

Port Arthur, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Port Arthur, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,793
20 Years $1,898
30 Years $1,462
40 Years $1,406
50 Years $1,302
60 Years $1,321
70 Years $1,537

Port Arthur, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Port Arthur, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,570 $384
3 Vehicles $3,855 $576
4 Vehicles $5,140 $768

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$576

Savings on 4 Vehicles bundle:$768


Port Arthur, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Port Arthur, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Port Arthur $1,477 $2,299
Port Neches $1,949 $3,034
Groves $1,885 $2,935
Nederland $1,913 $2,978
Central Gardens $1,981 $3,084
Bridge City-Orangefield $1,959 $3,050
Taylor Landing $2,019 $3,143
LaBelle $1,966 $3,061

Port Arthur, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,267
Excellent (740-799) $1,447
Good (670-739) $1,539
Average (580-669) $2,008
Poor (300-579) $2,409

Port Arthur, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alton Martin Farmers 3112 Nall St, Port Neches, 77651 (409) 727-5032
Brent Walters Allstate 395 Texas Ave, Bridge City, 77611 (409) 738-2100
Russell Tegge Farmers 1028 Helena Ave, Nederland, 77627 (409) 729-0599
Olga Lamance Farmers 1323 S 27th St Ste 1100, Nederland, 77627 (409) 853-1537
Reynolds Insurance Agency Inc Travelers 3500 MEMORIAL BLVD, PORT ARTHUR, 77640 409-983-2774
Pat Wilson Clu, Cpcu, Chfc State Farm 1419 S. Hwy 69, Nederland, 77627 409-729-5500
Christopher Pritchard Allstate 2825 Nall St Ste 19A, Port Neches, 77651 (409) 726-8040
The Taggart Agency Travelers 3532 Hwy 365 , Nederland, 77627 None
Rob Clapper State Farm 1303 Belton Lane, Anahuac, 77514-1742 409-389-2495

Port Arthur, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,542
Driver's Failure In Showing Documents +$143 $1,620
Driving With An Expired Registration +$152 $1,629
Driving At A Considerably Slow Pace +$321 $1,798
Using A Cellphone While Driving +$338 $1,815
Running A Red Light +$344 $1,821
Speeding +$362 $1,839
Driving A Vehicle Without The Required Permission +$459 $1,936
Driving With An Expired/Suspended License +$995 $2,472

Port Arthur, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,418
Active Disabling Device $1,418
Tracking Device $1,388
Passive Disabling Device $1,374

Latest Auto Insurance Reviews in Port Arthur, TX | Back to Top

Geico
my experience with them so far is really amazing, they have got good customer care service relation, they give solution to my complains at real time
State Farm
I would recommend Allstate to everyone. They have the best customer service and someone is always there to help when we have an issue. I can't tell you enough great things about this company.
Farmer's Insurance
This company has always been there anytime you have to make a claim or need to speak with anyone. I have never had to wait to get ahold of them.
Geico
I have a great deductible. The premium of my insurance is much less than I was quoted from other companies, but I still feel it is higher than I would like to pay.
Geico
I have a great deductible. The premium of my insurance is much less than I was quoted from other companies, but I still feel it is higher than I would like to pay.
Geico
I really like how well Geico is assessible to me. I can call and there is usually someone available on the 800 number 24/7. They also have a very easy to use webpage and even the phone app is easy to use.
Allstate
I like the option of being able to pay online for my premiums and not worrying about if I have a stamp or holidays when the mail does not run.
Mercury
I like that the premiums are low and the customer service is good. It is easy to reach someone and the process of deductibles are easy.
Geico
I like Geico, because they are reliable and trustworthy. In general their quotes are lower than their competitors' either on their own or in a bundle with other insurance packages. On the side note their ads are usually pretty funny.
Usaa
Customer support is phenomenal. From follow ups to making arrangements for tows, windshield replacement, estimators, everything from A to Z they do.
21st Century Auto Insurance
The customer service is no problem, friendly, helpful and gives satisfactory assistance. No problem at all in this area at all anytime I have called about questions.
State Farm
I just dont like the fact that there is so much that I still dont understand and I still do not need what i need to have as coverage and I do not have an overall strategy.
State Farm
Reliable and affordable service.I like how they offer a huge line of insurance products to fit my family's life.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.