Port Orange, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Port Orange, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Port Orange, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Port Orange, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Port Orange, FL with that of other cities in and around Port Orange.

	Port Orange	South Peninsula	Daytona Beach Shores	Holly Hill	South Daytona	Daytona Beach
Average Insurance Rates	$1,276	$2,282	$2,303	$2,056	$2,096	$1,309

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Port Orange, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Port Orange, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Port Orange	$1,478	$1,248
South Daytona	$1,960	$1,656
Daytona Beach Shores	$1,377	$1,163
South Peninsula	$1,796	$1,517
Ponce Inlet	$1,446	$1,221
Samsula-Spruce Creek	$1,794	$1,516
Daytona Beach	$1,662	$1,404
Holly Hill	$1,597	$1,349

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Port Orange, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Port Orange, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,140
20 Years	$1,640
30 Years	$1,263
40 Years	$1,215
50 Years	$1,125
60 Years	$1,141
70 Years	$1,328

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Port Orange, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Port Orange, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,195	$357
3 Vehicles	$3,292	$536
4 Vehicles	$4,389	$715

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Port Orange, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Port Orange, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Port Orange	$1,276	$1,997
South Daytona	$2,096	$3,280
Daytona Beach Shores	$2,303	$3,604
South Peninsula	$2,282	$3,571
Ponce Inlet	$2,355	$3,686
Samsula-Spruce Creek	$2,278	$3,565
Daytona Beach	$1,309	$2,049
Holly Hill	$2,056	$3,218

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Port Orange, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,095
Excellent (740-799)	$1,250
Good (670-739)	$1,330
Average (580-669)	$1,735
Poor (300-579)	$2,081

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Port Orange, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Kelvin G Mayner	Allstate	1030 W Intl Speedway Blvd, Daytona Beach, 32114	(386) 323-3779
Volusia Business Insurance	None	5111 S Ridgewood Ave , Port Orange, 32127	None
Stan Harrison	State Farm	207 Magnolia St, New Smyrna Beach, 32168-7125	386-427-5277
Nanette G. Rosevear	Allstate	1134 Pelican Bay Dr, Daytona Beach, 32119	(386) 788-0000
Norm W Daniel	Allstate	2236 State Road 44, New Smyrna Beach, 32168	(386) 426-6000
Carolyn Tucker Insurance Agency, Inc.	Travelers	905 BIG TREE RD, S DAYTONA, 32119	386-760-0070
Carolyn Tucker Insurance Agency, Inc.	Travelers	905 BIG TREE RD, S DAYTONA, 32119	386-760-0070
Bill Mccabe	State Farm	900 N Swlowtl Dr Ste 101, Port Orange, 32129-6103	386-761-4101
Bill Mccabe	State Farm	900 N Swlowtl Dr Ste 101, Port Orange, 32129-6103	386-761-4101
Jim Scott	State Farm	1835 S Ridgewood Ave, South Daytona, 32119-2236	386-761-3031

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Port Orange, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$56	$1,332
Driver's Failure In Showing Documents	+$124	$1,400
Driving With An Expired Registration	+$131	$1,407
Driving At A Considerably Slow Pace	+$277	$1,553
Using A Cellphone While Driving	+$292	$1,568
Running A Red Light	+$297	$1,573
Speeding	+$313	$1,589
Driving A Vehicle Without The Required Permission	+$397	$1,673
Driving With An Expired/Suspended License	+$860	$2,136

Port Orange, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,225
Active Disabling Device	$1,225
Tracking Device	$1,199
Passive Disabling Device	$1,187

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Latest Auto Insurance Reviews in Port Orange, FL | Back to Top