Porterdale Auto Insurance Rates, Quotes, Agents & Reviews in GA

Porterdale, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Porterdale, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Porterdale, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Porterdale, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Porterdale, GA with that of other cities in and around Porterdale.

Porterdale Covington-Porterdale Covington Oxford South Newton Newton County
Average Insurance Rates $1,562 $1,606 $1,616 $1,576 $1,607 $1,611

Porterdale, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Porterdale, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Porterdale $1,676 $1,415
Covington-Porterdale $1,212 $1,024
Newton County $935 $790
Covington $1,002 $847
Oxford $1,077 $910
South Newton $1,646 $1,390
Mansfield $2,034 $1,718
Conyers $1,029 $869

Porterdale, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Porterdale, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,068
20 Years $2,007
30 Years $1,546
40 Years $1,487
50 Years $1,377
60 Years $1,397
70 Years $1,626

Porterdale, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Porterdale, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,718 $406
3 Vehicles $4,077 $609
4 Vehicles $5,436 $812

Savings on 2 Vehicles bundle:$406

Savings on 3 Vehicles bundle:$609

Savings on 4 Vehicles bundle:$812


Porterdale, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Porterdale, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Porterdale $1,562 $2,856
Covington-Porterdale $1,606 $2,936
Newton County $1,611 $2,945
Covington $1,616 $2,954
Oxford $1,576 $2,881
South Newton $1,607 $2,938
Mansfield $1,665 $3,044
Conyers $1,639 $2,996

Porterdale, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,340
Excellent (740-799) $1,530
Good (670-739) $1,628
Average (580-669) $2,123
Poor (300-579) $2,548

Porterdale, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,631
Driver's Failure In Showing Documents +$152 $1,714
Driving With An Expired Registration +$161 $1,723
Driving At A Considerably Slow Pace +$339 $1,901
Using A Cellphone While Driving +$358 $1,920
Running A Red Light +$364 $1,926
Speeding +$383 $1,945
Driving A Vehicle Without The Required Permission +$486 $2,048
Driving With An Expired/Suspended License +$1,053 $2,615

Porterdale, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,500
Active Disabling Device $1,500
Tracking Device $1,468
Passive Disabling Device $1,453