Porterville Auto Insurance Rates, Quotes, Agents & Reviews in CA

Porterville, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Porterville, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Top 5 Car Insurance Companies by Market Share in Porterville, CA

The average cost of auto insurance in Porterville, CA, is $1,325. Motorists in Porterville can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Porterville, CA.

top_5_car_insurance_companies_by_market_share_in_porterville_ca

STATE FARM:

State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best. 

FARMERS: 

Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets. 

GEICO: 

With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag. 

ALLSTATE: 

Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.

AAA: 

AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.

Factors that can influence the cost of car insurance in Porterville, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Porterville, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Porterville, CA with that of other cities in and around Porterville.

Porterville Plainview East Porterville Ducor Strathmore Springville
Average Insurance Rates $1,325 $1,746 $1,761 $1,750 $1,788 $1,790

Porterville, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Porterville, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Porterville $1,414 $1,195
East Porterville $2,797 $2,363
Poplar-Cotton Center $1,424 $1,203
Strathmore $1,143 $966
Plainview $1,585 $1,339
Springville $1,262 $1,066
Woodville $1,252 $1,058
Ducor $1,236 $1,044

Porterville, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Porterville, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,299
20 Years $1,702
30 Years $1,311
40 Years $1,262
50 Years $1,168
60 Years $1,185
70 Years $1,379

Porterville, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Porterville, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,306 $345
3 Vehicles $3,458 $517
4 Vehicles $4,611 $689

Savings on 2 Vehicles bundle:$345

Savings on 3 Vehicles bundle:$517

Savings on 4 Vehicles bundle:$689


Porterville, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Porterville, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Porterville $1,325 $3,262
East Porterville $1,761 $4,336
Poplar-Cotton Center $1,753 $4,316
Strathmore $1,788 $4,402
Plainview $1,746 $4,299
Springville $1,790 $4,407
Woodville $1,748 $4,304
Ducor $1,750 $4,309

Porterville, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,137
Excellent (740-799) $1,298
Good (670-739) $1,381
Average (580-669) $1,801
Poor (300-579) $2,161

Porterville, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sammy Harrell Farmers 411 E Pine St Ste A, Exeter, 93221 (559) 838-0249
Maria Garcia State Farm 778 N Prospect St, Porterville, 93257-1941 559-793-1400
Jim Windes State Farm 3512 Coffee Rd Ste D, Bakersfield, 93308-5078 661-829-1700
Tom Wright State Farm 837 N Main Street, Porterville, 93257-1650 559-781-7922
Thomas Myers Farmers 3400 Calloway Dr Ste 703, Bakersfield, 93312 (661) 679-7866
Ruth Escobar Farmers 400 Chester Ave, Bakersfield, 93301 (661) 631-2420
Saif Ahmad State Farm 4025 Stockdale Hwy, Bakersfield, 93309-2021 661-831-1200

Porterville, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,383
Driver's Failure In Showing Documents +$129 $1,454
Driving With An Expired Registration +$136 $1,461
Driving At A Considerably Slow Pace +$288 $1,613
Using A Cellphone While Driving +$303 $1,628
Running A Red Light +$309 $1,634
Speeding +$325 $1,650
Driving A Vehicle Without The Required Permission +$412 $1,737
Driving With An Expired/Suspended License +$893 $2,218

Porterville, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,272
Active Disabling Device $1,272
Tracking Device $1,246
Passive Disabling Device $1,232

Latest Auto Insurance Reviews in Porterville, CA | Back to Top

State Farm
The customer service offered by my company is great. They were able to quickly resolve my claim and answer all the my questions. My claim was resolved within two weeks.
State Farm
I would recommend this insurance company to anyone looking for affordable car insurance. The staff at my local office is always nice and helpful and can always answer any questions you might have.
Progressive
Progressuve offers discounts for customers who have been with them for several years. They also allow you to customize your coverage which is helpful for me.
Progressive
I would recommend it based on ease of use on the app
Allstate
The premium and deductible of my policy is very competitive with other national insurance companies. I have found Allstate's prices to be affordable.
Allstate
I would recommend this insurance to any mother, because we need all the help and grace that we can get while our littles are growing.
Geico
They offer like other insurance companies different coverages to suit your needs; comprehension, collision, large coverages for medical bills related to accidents...whatever you want.
Kemper
The premium and deductible are great with Kemper. We even get a discount because they do our home and auto insurance