Porterville, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Porterville, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies by Market Share in Porterville, CA
The average cost of auto insurance in Porterville, CA, is $1,325. Motorists in Porterville can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Porterville, CA.
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag.
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Porterville, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Porterville, CA Auto Insurance Rates
- Porterville, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Porterville, CA
- Multi Vehicle Insurance Savings in Porterville, CA
- How Credit Score Affects Car Insurance Rates in Porterville, CA
- How DUI Affects Auto Insurance Premiums in Porterville, CA
- Top Auto Insurance Agents Near Porterville, CA
- How Driving Violations Affect Auto Insurance Rates in Porterville, CA
- Porterville, CA Auto Insurance Discounts on Anti Theft Feature
- Porterville, CA Auto Insurance Company Reviews
Porterville, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Porterville, CA with that of other cities in and around Porterville.
|Average Insurance Rates||$1,325||$1,746||$1,761||$1,750||$1,788||$1,790|
Porterville, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Porterville, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Porterville, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Porterville, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Porterville, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Porterville, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$345
Savings on 3 Vehicles bundle:$517
Savings on 4 Vehicles bundle:$689
Porterville, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Porterville, CA.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Porterville, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Porterville, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Sammy Harrell||Farmers||411 E Pine St Ste A, Exeter, 93221||(559) 838-0249|
|Maria Garcia||State Farm||778 N Prospect St, Porterville, 93257-1941||559-793-1400|
|Jim Windes||State Farm||3512 Coffee Rd Ste D, Bakersfield, 93308-5078||661-829-1700|
|Tom Wright||State Farm||837 N Main Street, Porterville, 93257-1650||559-781-7922|
|Thomas Myers||Farmers||3400 Calloway Dr Ste 703, Bakersfield, 93312||(661) 679-7866|
|Ruth Escobar||Farmers||400 Chester Ave, Bakersfield, 93301||(661) 631-2420|
|Saif Ahmad||State Farm||4025 Stockdale Hwy, Bakersfield, 93309-2021||661-831-1200|
Porterville, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$58||$1,383|
|Driver's Failure In Showing Documents||+$129||$1,454|
|Driving With An Expired Registration||+$136||$1,461|
|Driving At A Considerably Slow Pace||+$288||$1,613|
|Using A Cellphone While Driving||+$303||$1,628|
|Running A Red Light||+$309||$1,634|
|Driving A Vehicle Without The Required Permission||+$412||$1,737|
|Driving With An Expired/Suspended License||+$893||$2,218|
Porterville, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,272|
|Passive Disabling Device||$1,232|
Latest Auto Insurance Reviews in Porterville, CA | Back to Top
The customer service offered by my company is great. They were able to quickly resolve my claim and answer all the my questions. My claim was resolved within two weeks.
I would recommend this insurance company to anyone looking for affordable car insurance. The staff at my local office is always nice and helpful and can always answer any questions you might have.
Progressuve offers discounts for customers who have been with them for several years. They also allow you to customize your coverage which is helpful for me.
I would recommend it based on ease of use on the app
The premium and deductible of my policy is very competitive with other national insurance companies. I have found Allstate's prices to be affordable.
I would recommend this insurance to any mother, because we need all the help and grace that we can get while our littles are growing.
They offer like other insurance companies different coverages to suit your needs; comprehension, collision, large coverages for medical bills related to accidents...whatever you want.
The premium and deductible are great with Kemper. We even get a discount because they do our home and auto insurance