Portland, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Portland, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Portland, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Portland, OR Auto Insurance Rates
- Portland, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Portland, OR
- Multi Vehicle Insurance Savings in Portland, OR
- How Credit Score Affects Car Insurance Rates in Portland, OR
- How DUI Affects Auto Insurance Premiums in Portland, OR
- Top Auto Insurance Agents Near Portland, OR
- How Driving Violations Affect Auto Insurance Rates in Portland, OR
- Portland, OR Auto Insurance Discounts on Anti Theft Feature
- Portland, OR Auto Insurance Company Reviews
Portland, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Portland, OR with that of other cities in and around Portland.
| Portland | Portland West | West Slope | Raleigh Hills | West Haven-Sylvan | Portland East | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,164 | $1,576 | $1,572 | $1,650 | $1,550 | $1,490 |
Portland, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Portland, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Portland | $1,310 | $1,107 |
| Portland East | $1,411 | $1,192 |
| Maywood Park | $1,591 | $1,344 |
| Portland West | $1,925 | $1,626 |
| West Haven-Sylvan | $1,951 | $1,648 |
| Raleigh Hills | $1,428 | $1,206 |
| Milwaukie | $1,273 | $1,075 |
| West Slope | $1,428 | $1,206 |
Portland, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Portland, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,777 |
| 20 Years | $1,496 |
| 30 Years | $1,152 |
| 40 Years | $1,108 |
| 50 Years | $1,026 |
| 60 Years | $1,041 |
| 70 Years | $1,211 |
Portland, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Portland, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,002 | $326 |
| 3 Vehicles | $3,003 | $489 |
| 4 Vehicles | $4,004 | $652 |
Savings on 2 Vehicles bundle:$326
Savings on 3 Vehicles bundle:$489
Savings on 4 Vehicles bundle:$652
Portland, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Portland, OR.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Portland | $1,164 | $1,741 |
| Portland East | $1,490 | $2,229 |
| Maywood Park | $1,485 | $2,221 |
| Portland West | $1,576 | $2,358 |
| West Haven-Sylvan | $1,550 | $2,319 |
| Raleigh Hills | $1,650 | $2,468 |
| Milwaukie | $1,460 | $2,184 |
| West Slope | $1,572 | $2,352 |
Portland, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $999 |
| Excellent (740-799) | $1,140 |
| Good (670-739) | $1,213 |
| Average (580-669) | $1,582 |
| Poor (300-579) | $1,899 |
Portland, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Fox Insurance Agency | Travelers | 8040 SW HALL BLVD STE 100, BEAVERTON, 97008 | 503-277-2300 |
| Chris Shobe | State Farm | 2900 SE Stark St Ste B, Portland, 97214-3292 | 971-242-8981 |
| Chad Humphrey | State Farm | 15160 NW Laidlaw Rd Ste 210, Portland, 97229-7722 | 503-992-6251 |
| Mark Creevey | State Farm | 12285 SW Main St, Tigard, 97223-6221 | 503-624-2683 |
| Viet Dang | Allstate | 9062 NE Sandy Blvd, Portland, 97220 | (503) 719-6264 |
| Paul Rilatt | Farmers | 8196 SW Hall Blvd Ste 217, Beaverton, 97008 | (503) 644-9977 |
| Stephanie Saetern | Farmers | 4117 SE Division St, Portland, 97202 | (503) 799-9646 |
| Mcgriff Seibels & Williams Inc | Travelers | 1800 SW 1ST AVE STE 400, PORTLAND, 97201 | 503-943-6621 |
| Revas Insurance Agency | Travelers | 1122 NE 122ND AVE A 205, PORTLAND, 97230 | 503-252-1756 |
| Karen Lovell | Farmers | 4410 SE Woodstock Blvd Ste 200, Portland, 97206 | (503) 775-6700 |
| Bernie Vanisky | Farmers | 4540 SW Hall Blvd, Beaverton, 97005 | (503) 646-0571 |
Portland, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$51 | $1,215 |
| Driver's Failure In Showing Documents | +$113 | $1,277 |
| Driving With An Expired Registration | +$120 | $1,284 |
| Driving At A Considerably Slow Pace | +$253 | $1,417 |
| Using A Cellphone While Driving | +$267 | $1,431 |
| Running A Red Light | +$271 | $1,435 |
| Speeding | +$285 | $1,449 |
| Driving A Vehicle Without The Required Permission | +$362 | $1,526 |
| Driving With An Expired/Suspended License | +$785 | $1,949 |
Portland, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,117 |
| Active Disabling Device | $1,117 |
| Tracking Device | $1,094 |
| Passive Disabling Device | $1,083 |
Latest Auto Insurance Reviews in Portland, OR | Back to Top
ProgressiveI love the offerings they offer me. I have discounts for being a member for a certain number of years and i really love the company.
State FarmI'm not quite sure since I've only had state farm my whole life. All of their policy offerings have been great the past 10 years i've had them. I can't really compare because State farm is the only company i've used.
AllstateMost other insurance providers that I had looked into signing up with were at least double the price of Allstate, but with far less to offer. Allstate has many discounts for things.
AllstateI am mostly satisfied with the deductible but I think there should be a lower deductible for damage to the car such as vandalism. My car was broken into and the $500 deductible did not cover the shattered glass and cleaning that my car needed.
AllstateI am mostly satisfied with the deductible but I think there should be a lower deductible for damage to the car such as vandalism. My car was broken into and the $500 deductible did not cover the shattered glass and cleaning that my car needed.
AllstateBecause of the price compared to all the others for insuring 2 vehicles, an rv, and a boat, also a homeowners policy
National GeneralNational General is a company that is honest and dependable. They are there to help if you need to file a claim or change your policy. Overall I like them better than other auto insurance companies.
ProgressiveI like that this company trys their best to satisfy the customer. I also like how easy it is to file a claim online.
State FarmI'm always happy when I need to call and i feel like the call center employees actually care about me
MetlifeThe only thing I don't like about the company is I can't bundle my home owner's insurance with it. Progressive will insure my car, but not the pit bull that lives in my home. i'm missing a big savings.
ProgressiveI believe that I am well covered with this plan. It a comprehensive plan and covers all of our needs. It provides roadside assistance, free glass repair.
American Family InsuranceThe company is great, our insurance agent is always very responsive and is always there when we need him.
GeicoWhat I don't like about the company is that I believe they don't offer many discounts and the premium that I am paying is still on the higher side compared to most other insurance companies,