Portland Auto Insurance Rates, Quotes, Agents & Reviews in OR

Portland, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Portland, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Portland, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Portland, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Portland, OR with that of other cities in and around Portland.

Portland Portland West West Slope Raleigh Hills West Haven-Sylvan Portland East
Average Insurance Rates $1,164 $1,576 $1,572 $1,650 $1,550 $1,490

Portland, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Portland, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Portland $1,310 $1,107
Portland East $1,411 $1,192
Maywood Park $1,591 $1,344
Portland West $1,925 $1,626
West Haven-Sylvan $1,951 $1,648
Raleigh Hills $1,428 $1,206
Milwaukie $1,273 $1,075
West Slope $1,428 $1,206

Portland, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Portland, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,777
20 Years $1,496
30 Years $1,152
40 Years $1,108
50 Years $1,026
60 Years $1,041
70 Years $1,211

Portland, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Portland, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,002 $326
3 Vehicles $3,003 $489
4 Vehicles $4,004 $652

Savings on 2 Vehicles bundle:$326

Savings on 3 Vehicles bundle:$489

Savings on 4 Vehicles bundle:$652


Portland, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Portland, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Portland $1,164 $1,741
Portland East $1,490 $2,229
Maywood Park $1,485 $2,221
Portland West $1,576 $2,358
West Haven-Sylvan $1,550 $2,319
Raleigh Hills $1,650 $2,468
Milwaukie $1,460 $2,184
West Slope $1,572 $2,352

Portland, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $999
Excellent (740-799) $1,140
Good (670-739) $1,213
Average (580-669) $1,582
Poor (300-579) $1,899

Portland, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Fox Insurance Agency Travelers 8040 SW HALL BLVD STE 100, BEAVERTON, 97008 503-277-2300
Chris Shobe State Farm 2900 SE Stark St Ste B, Portland, 97214-3292 971-242-8981
Chad Humphrey State Farm 15160 NW Laidlaw Rd Ste 210, Portland, 97229-7722 503-992-6251
Mark Creevey State Farm 12285 SW Main St, Tigard, 97223-6221 503-624-2683
Viet Dang Allstate 9062 NE Sandy Blvd, Portland, 97220 (503) 719-6264
Paul Rilatt Farmers 8196 SW Hall Blvd Ste 217, Beaverton, 97008 (503) 644-9977
Stephanie Saetern Farmers 4117 SE Division St, Portland, 97202 (503) 799-9646
Mcgriff Seibels & Williams Inc Travelers 1800 SW 1ST AVE STE 400, PORTLAND, 97201 503-943-6621
Revas Insurance Agency Travelers 1122 NE 122ND AVE A 205, PORTLAND, 97230 503-252-1756
Karen Lovell Farmers 4410 SE Woodstock Blvd Ste 200, Portland, 97206 (503) 775-6700
Bernie Vanisky Farmers 4540 SW Hall Blvd, Beaverton, 97005 (503) 646-0571

Portland, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,215
Driver's Failure In Showing Documents +$113 $1,277
Driving With An Expired Registration +$120 $1,284
Driving At A Considerably Slow Pace +$253 $1,417
Using A Cellphone While Driving +$267 $1,431
Running A Red Light +$271 $1,435
Speeding +$285 $1,449
Driving A Vehicle Without The Required Permission +$362 $1,526
Driving With An Expired/Suspended License +$785 $1,949

Portland, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,117
Active Disabling Device $1,117
Tracking Device $1,094
Passive Disabling Device $1,083

Latest Auto Insurance Reviews in Portland, OR | Back to Top

Progressive
I love the offerings they offer me. I have discounts for being a member for a certain number of years and i really love the company.
State Farm
I'm not quite sure since I've only had state farm my whole life. All of their policy offerings have been great the past 10 years i've had them. I can't really compare because State farm is the only company i've used.
Allstate
Most other insurance providers that I had looked into signing up with were at least double the price of Allstate, but with far less to offer. Allstate has many discounts for things.
Allstate
I am mostly satisfied with the deductible but I think there should be a lower deductible for damage to the car such as vandalism. My car was broken into and the $500 deductible did not cover the shattered glass and cleaning that my car needed.
Allstate
I am mostly satisfied with the deductible but I think there should be a lower deductible for damage to the car such as vandalism. My car was broken into and the $500 deductible did not cover the shattered glass and cleaning that my car needed.
Allstate
Because of the price compared to all the others for insuring 2 vehicles, an rv, and a boat, also a homeowners policy
National General
National General is a company that is honest and dependable. They are there to help if you need to file a claim or change your policy. Overall I like them better than other auto insurance companies.
Progressive
I like that this company trys their best to satisfy the customer. I also like how easy it is to file a claim online.
State Farm
I'm always happy when I need to call and i feel like the call center employees actually care about me
Metlife
The only thing I don't like about the company is I can't bundle my home owner's insurance with it. Progressive will insure my car, but not the pit bull that lives in my home. i'm missing a big savings.
Progressive
I believe that I am well covered with this plan. It a comprehensive plan and covers all of our needs. It provides roadside assistance, free glass repair.
American Family Insurance
The company is great, our insurance agent is always very responsive and is always there when we need him.
Geico
What I don't like about the company is that I believe they don't offer many discounts and the premium that I am paying is still on the higher side compared to most other insurance companies,