Potomac Park Auto Insurance Rates, Quotes, Agents & Reviews in MD

Potomac Park, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Potomac Park, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Potomac Park, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Potomac Park, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Potomac Park, MD with that of other cities in and around Potomac Park.

Potomac Park La Vale Ridgeley Cresaptown Wiley Ford Bowling Green
Average Insurance Rates $2,018 $1,321 $1,372 $1,315 $1,420 $2,139

Potomac Park, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Potomac Park, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Potomac Park $1,639 $1,384
Bowling Green $1,135 $959
Carpendale $998 $843
Wiley Ford $1,066 $900
La Vale $1,533 $1,295
Ridgeley $1,396 $1,179
Cresaptown $931 $786
Cumberland $1,921 $1,623

Potomac Park, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Potomac Park, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,548
20 Years $2,593
30 Years $1,997
40 Years $1,922
50 Years $1,779
60 Years $1,804
70 Years $2,100

Potomac Park, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Potomac Park, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,511 $525
3 Vehicles $5,267 $787
4 Vehicles $7,023 $1,049

Savings on 2 Vehicles bundle:$525

Savings on 3 Vehicles bundle:$787

Savings on 4 Vehicles bundle:$1,049


Potomac Park, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Potomac Park, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Potomac Park $2,018 $3,217
Bowling Green $2,139 $3,410
Carpendale $1,439 $2,301
Wiley Ford $1,420 $2,271
La Vale $1,321 $2,106
Ridgeley $1,372 $2,194
Cresaptown $1,315 $2,097
Cumberland $1,291 $2,058

Potomac Park, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,731
Excellent (740-799) $1,976
Good (670-739) $2,103
Average (580-669) $2,743
Poor (300-579) $3,292

Potomac Park, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Yoder-Hershberger Insurance Llc Erie 12588 National Pike, Grantsville, 21536 None
Kmk Insurance Agency Erie 63 HENDERSON AVE, CUMBERLAND, 21502 301-724-1013
Cathy Carpenter State Farm 1320 National Hwy, Lavale, 21502-7605 301-729-4141
Livengood Agency Llc Erie 721 Park Street, Cumberland, 21502 None
Joe Marsh Allstate 90 E Main St, Frostburg, 21532 (301) 689-0595
Joseph Marsh Allstate 75 Greene St, Cumberland, 21502 (301) 729-4701
Workmeister Agency Allstate 139 N Centre St PO Box 410, Cumberland, 21502 (301) 724-3380
Twfg Insurance Services Inc Travelers 137 NATIONAL HIGHWAY, LAVALE, 21502 240-362-7195
Livengood Devore & Company Insurance Erie 1214 National Highway, La Vale, 21502 None
Timothy B Close Insurance Agency Llc Erie 134 W Main Street, Hancock, 21750 None

Potomac Park, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$89 $2,107
Driver's Failure In Showing Documents +$196 $2,214
Driving With An Expired Registration +$208 $2,226
Driving At A Considerably Slow Pace +$438 $2,456
Using A Cellphone While Driving +$462 $2,480
Running A Red Light +$470 $2,488
Speeding +$494 $2,512
Driving A Vehicle Without The Required Permission +$628 $2,646
Driving With An Expired/Suspended License +$1,360 $3,378

Potomac Park, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,937
Active Disabling Device $1,937
Tracking Device $1,897
Passive Disabling Device $1,877