Poway, CA Auto Insurance Rates

Poway, CA residents can save $500 by comparing multiple quotes & reading reviews & research on Poway car insurance rates, quotes, agents & coverage.

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$823 $1243 $1746

Latest Auto Insurance Reviews in Poway, California


State Farm
We only have had dealings with our local agent, the customer satisfaction there is what one could expect.
Geico
Satisfied with their premium in comparison to other car insurance companies. I have experience other companies premiums changing mid policy and are unstable and not trustworthy as a company.
Progressive
yes, i could recommend to my friends and relatives to this company and polices. it could help others too. they are unique. they service is more better then others.
Write Your Review | Poway, California Auto Insurance Analysis
Allstate Auto Insurance, Poway, CA
$65/1 month
Car Insurance Policy Holder
  • Married 37 Years old Female licensed 3 years ago with Leased Toyota Camry LE used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Poway, CA
$108/1 month
Car Insurance Policy Holder
  • Single 51 Years old Male licensed 5 years ago with Leased BMW, 128i, 2 Door Convertible used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Poway, CA
$1076/12 months
Car Insurance Policy Holder
  • Single 31 Years old Male licensed 6 years ago with Financed Audi, A3 2.0 TDI, 4 Door Wagon AWD Turbo Dsl used for Business with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Hartford, Poway, CA
$1086/12 months
Car Insurance Policy Holder
  • Single 59 Years old Male licensed 20 years ago with Own Buick, Lacrosse Touring, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Poway, CA
$1177/12 months
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 11 years ago with Financed Nissan, Titan SV Crew Cab LWB, 2WD 4 Door used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Poway, CA
$887/12 months
Car Insurance Policy Holder
  • Married 29 Years old Female licensed 14 years ago with Financed Acura, MDX, 5 Door 4WD Utility Tech used for Business with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Poway, CA
$892/12 months
Car Insurance Policy Holder
  • Divorced 33 Years old Male licensed 7 years ago with Own Subaru, Forester 2.5X, 4 Door Wagon AWD used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Poway Car Insurance Rate Comparisons

Poway, CA's average car insurance of $1243 differs from La Mesa, CA (+$1), San Diego, CA (+$87), Santee, CA (-$28) and California (+$576)

Poway La Mesa, CA San Diego, CA Santee, CA California
Median Insurance Rates $1243 +$1 +$87 -$28 +$576

Poway Car Insurance Savings By Neighborhood & Street Area

Poway Driver Street Residence & Car Locations Car Details in Poway Poway Driver Demographics Poway Auto Insurance Estimates Recent Poway Insurance Savings
Sabre Springs
Village Ridge Road(Private)2005 Buick Rendezvous CX66 year male senior$1295$355
Heatherwood Hollow Ct2006 Chrysler 300 Touring64 year female senior$1325$988
Rancho Bernardo
Cedar Tree Way2009 Ford Fusion SEL17 year teenager$2487$370
Matanza Rd2010 Mazda Mazda3 s Sport74 year senior$1262$593
Poway Grove (historical)
Legacy Canyon Way2011 Hyundai Sonata GLS33 year woman$1185$614
Cassini Ct2009 Acura TSX Base41 year married woman$1137$761
Haleys Trailer Ranch
Miguel Garden Way2013 Honda Civic LX16 year female teenager$2341$547
Buxton Ave2011 Lincoln MKZ Base17 year male teenager$2707$672
Rock Haven (historical)
Whispering Oaks Ln2002 Chevrolet Silverado 2500HD LS43 year man$1478$780
Duraznitos Rd2012 Volkswagen Jetta GLI Autobahn34 year married man$1432$798

Poway Post DUI Car Insurance Rates

Poway Lake San Marcos San Marcos Winter Gardens California
Median Post DUI Insurance Rate $2311 +$516 -$76 +$1874 +$1072
Male Teenager Post DUI Insurance Rate $5038 +$1124 -$165 +$4085 +$2336
Female Teenager Post DUI Insurance Rate $5016 +$1118 -$166 +$4064 +$2325

The Post DUI insurance in Poway, CA's is $2311 compared to Lake San Marcos (+$516), San Marcos (-$76), Winter Gardens (+$1874) and California (+$1072)

In Poway, a male teenager with Post DUI pays $22 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SEL in Poway, CA would pay $4625 on auto insurance while a female teenager POST DUI would pay $4603.

Poway Car Insurance by Segment

Poway Teenagers Car Insurance Rates Comparison

4113 Poway Teenagers (8% of total population), 54% Male & 46% Female.

Poway Del Mar Rancho Santa Fe Santee California
All Teenagers $2709 -$63 +$2719 -$61 +$1256
Male Teenager $2709 -$63 +$2719 -$61 +$1256
Female Teenager $2697 -$63 +$2706 -$61 +$1250

Poway teenagers pay $2709 in insurance in contrast with Del Mar (-$63), Rancho Santa Fe (+$2719), Santee (-$61) and California (+$1256). The difference between Male & Female teenagers in Poway is $12

Example

  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $2862
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2571

Poway Men & Women Car Insurance

48113 Poway Adults (100% of total population), 50% Men & 50% Women.

Poway Fairbanks Ranch El Cajon San Diego Country Estates California
All Women $1205 +$1142 +$54 +$550 +$559
Married Women $1168 +$1106 +$52 +$533 +$541
All Men $1578 +$1495 +$70 +$720 +$732
Married Men $1504 +$1424 +$66 +$686 +$696

The typical insurance rate of $1578 that Poway Men pay varies from Fairbanks Ranch (+$1495), El Cajon (+$70), San Diego Country Estates (+$720) and California (+$732). In Poway, married men pay $336 more than married women.

Example

  • 2010 Cadillac DTS Premium Collection Married Men Insurance Rate $1323
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $1314

Poway Senior Car Insurance

8595 Poway Seniors (17% of total population), 47% Senior Men & 53% Senior Women.

Poway El Cajon Oceanside-Escondido Escondido California
All Seniors $1317 +$58 +$548 +$54 +$611
Senior Men $1292 +$57 +$538 +$53 +$599
Senior Women $1342 +$59 +$558 +$55 +$622

Poway seniors pay $1317 in insurance compared to El Cajon (+$58), Oceanside-Escondido (+$548), Escondido (+$54) and California (+$611). In Poway, senior men pay $50 less than senior women.

Poway Car Insurance Discounts for Multiple Vehicles

Poway Population with 1 Vehicle 2751 (18% of Poway population), 2 Vehicles 6382 (41% of the Poway population) and 3 vehicles 3829 (24% of the population)

Poway El Cajon Solana Beach Granite Hills California
2 Vehicles $2362 +$105 -$47 +$13 +$1095
3 Vehicles $3605 +$160 -$72 +$20 +$1671
4 Vehicles $4848 +$215 -$97 +$27 +$2247

Poway Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Malibu LT $1500 $1230 $1730 $1120 $2620 $-890
Hyundai, Accent SE $200 $1200 $1400 $1110 $1310 $90
Infiniti, FX50 AWD $100 $1260 $1360 $1180 $1280 $80
Nissan, Juke S $500 $1290 $1790 $1210 $1710 $80
Chevrolet, Equinox LTZ $1000 $1230 $1730 $1160 $2160 $-430