Poway Auto Insurance Rates, Quotes, Agents & Reviews in CA

Poway, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Poway, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Poway, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Poway, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Poway, CA with that of other cities in and around Poway.

Poway Fairbanks Ranch Lakeside Eucalyptus Hills Santee Escondido
Average Insurance Rates $1,305 $2,566 $1,875 $1,920 $1,276 $1,359

Poway, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Poway, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Poway $2,012 $1,699
Eucalyptus Hills $1,979 $1,671
Santee $1,935 $1,635
Fairbanks Ranch $2,643 $2,232
Ramona $1,958 $1,654
Escondido $1,935 $1,635
Rancho Santa Fe $2,863 $2,419
Lakeside $1,326 $1,120

Poway, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Poway, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,235
20 Years $1,677
30 Years $1,292
40 Years $1,243
50 Years $1,151
60 Years $1,167
70 Years $1,358

Poway, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Poway, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,219 $392
3 Vehicles $3,328 $587
4 Vehicles $4,437 $783

Savings on 2 Vehicles bundle:$392

Savings on 3 Vehicles bundle:$587

Savings on 4 Vehicles bundle:$783


Poway, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Poway, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Poway $1,305 $3,213
Eucalyptus Hills $1,920 $4,727
Santee $1,276 $3,142
Fairbanks Ranch $2,566 $6,318
Ramona $1,848 $4,550
Escondido $1,359 $3,346
Rancho Santa Fe $2,566 $6,318
Lakeside $1,875 $4,617

Poway, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,120
Excellent (740-799) $1,278
Good (670-739) $1,360
Average (580-669) $1,774
Poor (300-579) $2,129

Poway, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kristin Francy State Farm 9888 Carmel Mountain Rd Ste A, San Diego, 92129-2807 858-484-4141
Lori Long State Farm 10845 Rb Rd Ste 102, San Diego, 92127-2107 858-451-0010
Dale Walker Farmers 13240 Evening Creek Dr S Ste 306, San Diego, 92128 (619) 308-6314
Torgerson Insurance Services Inc Travelers 16885 W BERNARDO DR STE 245, SAN DIEGO, 92127 858-432-4099
Ken Jakubowski State Farm 9636 Tierra Grande St Ste 204, San Diego, 92126-6502 858-935-9019
Frank Ortega State Farm 1340 W Valley Pkwy Ste 103, Escondido, 92029-2135 760-738-7710
Albert Quiroga State Farm 8240 Mira Mesa Blvd Ste G, San Diego, 92126-2626 858-695-8000
Wayne Coulon State Farm 16466 Bernardo Ctr Dr Ste 140, San Diego, 92128-2522 858-487-4000
B H Gold Insurance Agency Inc Travelers 9699 TIERRA GRANDE ST STE 100, SAN DIEGO, 92126 858-578-0020
Rick Wiese State Farm 2333 Cam Del Rio S Ste 150, San Diego, 92108-3617 619-293-7211
Justin Fee Farmers 12798 Rancho Penasquitos Blvd Ste F, San Diego, 92129 (858) 538-8686

Poway, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,362
Driver's Failure In Showing Documents +$127 $1,432
Driving With An Expired Registration +$134 $1,439
Driving At A Considerably Slow Pace +$283 $1,588
Using A Cellphone While Driving +$299 $1,604
Running A Red Light +$304 $1,609
Speeding +$320 $1,625
Driving A Vehicle Without The Required Permission +$406 $1,711
Driving With An Expired/Suspended License +$880 $2,185

Poway, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,253
Active Disabling Device $1,253
Tracking Device $1,227
Passive Disabling Device $1,214

Latest Auto Insurance Reviews in Poway, CA | Back to Top

State Farm
We only have had dealings with our local agent, the customer satisfaction there is what one could expect.
Geico
Satisfied with their premium in comparison to other car insurance companies. I have experience other companies premiums changing mid policy and are unstable and not trustworthy as a company.
Progressive
yes, i could recommend to my friends and relatives to this company and polices. it could help others too. they are unique. they service is more better then others.