Poway, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Poway, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Poway, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Poway, CA Auto Insurance Rates
- Poway, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Poway, CA
- Multi Vehicle Insurance Savings in Poway, CA
- How Credit Score Affects Car Insurance Rates in Poway, CA
- How DUI Affects Auto Insurance Premiums in Poway, CA
- Top Auto Insurance Agents Near Poway, CA
- How Driving Violations Affect Auto Insurance Rates in Poway, CA
- Poway, CA Auto Insurance Discounts on Anti Theft Feature
- Poway, CA Auto Insurance Company Reviews
Poway, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Poway, CA with that of other cities in and around Poway.
|Poway||Fairbanks Ranch||Lakeside||Eucalyptus Hills||Santee||Escondido|
|Average Insurance Rates||$1,305||$2,566||$1,875||$1,920||$1,276||$1,359|
Poway, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Poway, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Rancho Santa Fe||$2,863||$2,419|
Poway, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Poway, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Poway, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Poway, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$392
Savings on 3 Vehicles bundle:$587
Savings on 4 Vehicles bundle:$783
Poway, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Poway, CA.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Rancho Santa Fe||$2,566||$6,318|
Poway, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Poway, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Kristin Francy||State Farm||9888 Carmel Mountain Rd Ste A, San Diego, 92129-2807||858-484-4141|
|Lori Long||State Farm||10845 Rb Rd Ste 102, San Diego, 92127-2107||858-451-0010|
|Dale Walker||Farmers||13240 Evening Creek Dr S Ste 306, San Diego, 92128||(619) 308-6314|
|Torgerson Insurance Services Inc||Travelers||16885 W BERNARDO DR STE 245, SAN DIEGO, 92127||858-432-4099|
|Ken Jakubowski||State Farm||9636 Tierra Grande St Ste 204, San Diego, 92126-6502||858-935-9019|
|Frank Ortega||State Farm||1340 W Valley Pkwy Ste 103, Escondido, 92029-2135||760-738-7710|
|Albert Quiroga||State Farm||8240 Mira Mesa Blvd Ste G, San Diego, 92126-2626||858-695-8000|
|Wayne Coulon||State Farm||16466 Bernardo Ctr Dr Ste 140, San Diego, 92128-2522||858-487-4000|
|B H Gold Insurance Agency Inc||Travelers||9699 TIERRA GRANDE ST STE 100, SAN DIEGO, 92126||858-578-0020|
|Rick Wiese||State Farm||2333 Cam Del Rio S Ste 150, San Diego, 92108-3617||619-293-7211|
|Justin Fee||Farmers||12798 Rancho Penasquitos Blvd Ste F, San Diego, 92129||(858) 538-8686|
Poway, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$57||$1,362|
|Driver's Failure In Showing Documents||+$127||$1,432|
|Driving With An Expired Registration||+$134||$1,439|
|Driving At A Considerably Slow Pace||+$283||$1,588|
|Using A Cellphone While Driving||+$299||$1,604|
|Running A Red Light||+$304||$1,609|
|Driving A Vehicle Without The Required Permission||+$406||$1,711|
|Driving With An Expired/Suspended License||+$880||$2,185|
Poway, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,253|
|Passive Disabling Device||$1,214|
Latest Auto Insurance Reviews in Poway, CA | Back to Top
We only have had dealings with our local agent, the customer satisfaction there is what one could expect.
Satisfied with their premium in comparison to other car insurance companies. I have experience other companies premiums changing mid policy and are unstable and not trustworthy as a company.
yes, i could recommend to my friends and relatives to this company and polices. it could help others too. they are unique. they service is more better then others.