Powell Butte Auto Insurance Rates, Quotes, Agents & Reviews in OR

Powell Butte, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Powell Butte, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Powell Butte, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Powell Butte, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Powell Butte, OR with that of other cities in and around Powell Butte.

Powell Butte Terrebonne Bend Pronghorn Eagle Crest Tumalo
Average Insurance Rates $1,566 $1,388 $1,016 $1,920 $1,532 $1,571

Powell Butte, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Powell Butte, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Powell Butte $1,986 $1,677
Redmond $1,362 $1,150
Pronghorn $2,312 $1,953
Terrebonne $1,008 $852
Eagle Crest $1,796 $1,517
Bend $1,342 $1,134
Tumalo $1,393 $1,176

Powell Butte, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Powell Butte, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,081
20 Years $2,012
30 Years $1,550
40 Years $1,491
50 Years $1,381
60 Years $1,400
70 Years $1,630

Powell Butte, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Powell Butte, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,725 $407
3 Vehicles $4,087 $611
4 Vehicles $5,450 $814

Savings on 2 Vehicles bundle:$407

Savings on 3 Vehicles bundle:$611

Savings on 4 Vehicles bundle:$814


Powell Butte, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Powell Butte, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Powell Butte $1,566 $2,343
Redmond $1,044 $1,562
Pronghorn $1,920 $2,872
Terrebonne $1,388 $2,076
Eagle Crest $1,532 $2,292
Bend $1,016 $1,520
Tumalo $1,571 $2,350

Powell Butte, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,344
Excellent (740-799) $1,534
Good (670-739) $1,632
Average (580-669) $2,129
Poor (300-579) $2,554

Powell Butte, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Hornback State Farm 399 NW 3rd St, Prineville, 97754-1817 541-447-5524
Scott Robson Farmers 644 NE Greenwood Ave Ste 1, Bend, 97701 (541) 382-6700
Jim Bowlin State Farm 2214 NE Division St Ste 109, Bend, 97701-3551 541-382-8189
Sean Sartell Allstate 449 NW 3rd St Ste A, Prineville, 97754 (541) 447-4939
Tornay Insurance Agency Inc. Allstate 560 NE Greenwood Ave Ste A, Bend, 97701 (541) 388-2136
Perry Rhodes Farmers 1470 NE 1st St Ste 100, Bend, 97701 (541) 389-3715
Mountain View Insurance Services Liberty Mutual Independent 2659 SW 4TH ST STE 100, REDMOND, 97756 (541) 385-5511
Gib Hammack State Farm 917 SW Highland Ave, Redmond, 97756-3125 541-548-4021
Joe Lochner State Farm 123 SW 5th St, Redmond, 97756-1863 541-548-6023
Atanacio Rico Allstate 141 NW 6th St, Redmond, 97756 (541) 548-1416

Powell Butte, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,635
Driver's Failure In Showing Documents +$152 $1,718
Driving With An Expired Registration +$161 $1,727
Driving At A Considerably Slow Pace +$340 $1,906
Using A Cellphone While Driving +$359 $1,925
Running A Red Light +$365 $1,931
Speeding +$384 $1,950
Driving A Vehicle Without The Required Permission +$487 $2,053
Driving With An Expired/Suspended License +$1,055 $2,621

Powell Butte, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,503
Active Disabling Device $1,503
Tracking Device $1,472
Passive Disabling Device $1,456