Powers Auto Insurance Rates, Quotes, Agents & Reviews in OR

Powers, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Powers, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Powers, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Powers, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Powers, OR with that of other cities in and around Powers.

Powers Agness Myrtle Point Port Orford
Average Insurance Rates $1,361 $1,985 $1,395 $1,416

Powers, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Powers, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Powers $2,037 $1,721
Agness $2,045 $1,727
Myrtle Point $1,017 $859
Port Orford $1,745 $1,474

Powers, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Powers, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,416
20 Years $1,749
30 Years $1,347
40 Years $1,296
50 Years $1,200
60 Years $1,217
70 Years $1,416

Powers, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Powers, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,341 $381
3 Vehicles $3,511 $572
4 Vehicles $4,682 $762

Savings on 2 Vehicles bundle:$381

Savings on 3 Vehicles bundle:$572

Savings on 4 Vehicles bundle:$762


Powers, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Powers, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Powers $1,361 $2,036
Agness $1,985 $2,969
Myrtle Point $1,395 $2,087
Port Orford $1,416 $2,118

Powers, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,168
Excellent (740-799) $1,333
Good (670-739) $1,418
Average (580-669) $1,850
Poor (300-579) $2,220

Powers, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Murphy Farmers 652 W Umpqua St, Roseburg, 97471 (541) 672-4004
Bill Thorp State Farm 323 NE 7th Street, Grants Pass, 97526 541-479-3339
Stacie Wools State Farm 250 NE Garden Vly Blvd Ste 22, Roseburg, 97470-2057 541-957-1831
Debi Ashley State Farm 1622 Williams Hwy, Grants Pass, 97527-5660 541-474-4900
Debi Ashley State Farm 1622 Williams Hwy, Grants Pass, 97527-5660 541-474-4900
Karen Townsend Allstate 822 NE E St Ste A, Grants Pass, 97526 (541) 474-2071
Patty Melvin Farmers 336 NW 3rd Ave, Myrtle Creek, 97457 (541) 863-4843
Chris Ginder Farmers 980 SW 6th St Ste 15, GRANTS PASS, 97526 (541) 476-6144
Rob Zollinger Allstate 3000 NW Stewart Pkwy Ste 108, Roseburg, 97471 (541) 440-3704

Powers, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,421
Driver's Failure In Showing Documents +$132 $1,493
Driving With An Expired Registration +$140 $1,501
Driving At A Considerably Slow Pace +$295 $1,656
Using A Cellphone While Driving +$312 $1,673
Running A Red Light +$317 $1,678
Speeding +$333 $1,694
Driving A Vehicle Without The Required Permission +$423 $1,784
Driving With An Expired/Suspended License +$917 $2,278

Powers, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,307
Active Disabling Device $1,307
Tracking Device $1,279
Passive Disabling Device $1,266