Prattville, AL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Prattville, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Prattville, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Prattville, AL Auto Insurance Rates
- Prattville, AL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Prattville, AL
- Multi Vehicle Insurance Savings in Prattville, AL
- How Credit Score Affects Car Insurance Rates in Prattville, AL
- How DUI Affects Auto Insurance Premiums in Prattville, AL
- Top Auto Insurance Agents Near Prattville, AL
- How Driving Violations Affect Auto Insurance Rates in Prattville, AL
- Prattville, AL Auto Insurance Discounts on Anti Theft Feature
- Prattville, AL Auto Insurance Company Reviews
Prattville, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Prattville, AL with that of other cities in and around Prattville.
| Prattville | Elmore | Autauga County | Coosada | Millbrook | Marbury | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,456 | $1,473 | $1,472 | $1,487 | $1,475 | $1,447 |
Prattville, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Prattville, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Prattville | $1,439 | $1,215 |
| Pine Level | $1,720 | $1,453 |
| Millbrook | $1,012 | $855 |
| Autauga County | $1,717 | $1,450 |
| Elmore | $1,630 | $1,377 |
| Coosada | $2,068 | $1,747 |
| Marbury | $1,656 | $1,399 |
| Autaugaville | $1,376 | $1,162 |
Prattville, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Prattville, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,724 |
| 20 Years | $1,871 |
| 30 Years | $1,441 |
| 40 Years | $1,386 |
| 50 Years | $1,284 |
| 60 Years | $1,302 |
| 70 Years | $1,515 |
Prattville, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Prattville, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,563 | $349 |
| 3 Vehicles | $3,844 | $524 |
| 4 Vehicles | $5,125 | $699 |
Savings on 2 Vehicles bundle:$349
Savings on 3 Vehicles bundle:$524
Savings on 4 Vehicles bundle:$699
Prattville, AL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Prattville, AL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Prattville | $1,456 | $2,582 |
| Pine Level | $1,478 | $2,621 |
| Millbrook | $1,475 | $2,615 |
| Autauga County | $1,472 | $2,610 |
| Elmore | $1,473 | $2,612 |
| Coosada | $1,487 | $2,636 |
| Marbury | $1,447 | $2,566 |
| Autaugaville | $1,410 | $2,500 |
Prattville, AL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,249 |
| Excellent (740-799) | $1,426 |
| Good (670-739) | $1,517 |
| Average (580-669) | $1,979 |
| Poor (300-579) | $2,375 |
Prattville, AL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Breck Honea | State Farm | 61 Market Pl Ste A, Montgomery, 36117-4910 | 334-272-8423 |
| Strock Insurance Agency | Travelers | 984 E MAIN ST, PRATTVILLE, 36066 | 334-365-6555 |
| Kip Lowe | Allstate | 4722 Woodmere Blvd, Montgomery, 36106 | (334) 274-0126 |
| Aronov Insurance Inc | Travelers | 3500 EASTERN BLVD, MONTGOMERY, 36116 | 334-277-1000 |
| Cary Mcdaniel | Farmers | 203 Woodley Ave, Prattville, 36066 | (334) 358-5363 |
| Michael Gay | State Farm | 2090 Highway 14 E, Prattville, 36066-7307 | 334-358-7474 |
| R R Smith Insurance Agency Llc | None | 291 Hilltop Cir , Deatsville, 36022 | None |
| Gene Jones Insurance Agency Inc | Travelers | 3347 Hwy 14 , Millbrook, 36054 | None |
| Janet Jones | State Farm | 222 Broadway Avenue North, Sylacauga, 35150-2526 | 256-249-3984 |
Prattville, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$64 | $1,520 |
| Driver's Failure In Showing Documents | +$141 | $1,597 |
| Driving With An Expired Registration | +$150 | $1,606 |
| Driving At A Considerably Slow Pace | +$316 | $1,772 |
| Using A Cellphone While Driving | +$333 | $1,789 |
| Running A Red Light | +$339 | $1,795 |
| Speeding | +$357 | $1,813 |
| Driving A Vehicle Without The Required Permission | +$453 | $1,909 |
| Driving With An Expired/Suspended License | +$981 | $2,437 |
Prattville, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,398 |
| Active Disabling Device | $1,398 |
| Tracking Device | $1,369 |
| Passive Disabling Device | $1,354 |
Latest Auto Insurance Reviews in Prattville, AL | Back to Top
State FarmI think their premiums are higher, but their service is more reliable. I am not sure if the trade-off is worth it though.
Allstatemy price is nice, that's why i'm with them at the moment. i pay close to half of what other providers charge monthly for close to full coverage
AllstateThe deductible is about the average like other companies but we have not used it much. A accident with a deer in the 80's was the only time it was used.
TravelersThe customer service of Travelers Insurance is excellent. I have called them several times and they are great. answer phone fast. Every question I have ever had was answered with little issues.
State Farmi have found that the price i pay for my insurance has always been more than fair. even when i have gotten in an accident and the price went up it was always a reasonable amount.
Liberty Mutualas with the customer service provided for my home insurance, the customer service for my auto policy through Liberty Mutual is more than satisfactory.
Cincinnati InsuranceThey have been there when I've asked but kept back when not asked. When I've called to make changes those have been handled quickly and professionally.