Prattville Auto Insurance Rates, Quotes, Agents & Reviews in AL

Prattville, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Prattville, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Prattville, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Prattville, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Prattville, AL with that of other cities in and around Prattville.

Prattville Elmore Autauga County Coosada Millbrook Marbury
Average Insurance Rates $1,456 $1,473 $1,472 $1,487 $1,475 $1,447

Prattville, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Prattville, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Prattville $1,439 $1,215
Pine Level $1,720 $1,453
Millbrook $1,012 $855
Autauga County $1,717 $1,450
Elmore $1,630 $1,377
Coosada $2,068 $1,747
Marbury $1,656 $1,399
Autaugaville $1,376 $1,162

Prattville, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Prattville, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,724
20 Years $1,871
30 Years $1,441
40 Years $1,386
50 Years $1,284
60 Years $1,302
70 Years $1,515

Prattville, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Prattville, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,563 $349
3 Vehicles $3,844 $524
4 Vehicles $5,125 $699

Savings on 2 Vehicles bundle:$349

Savings on 3 Vehicles bundle:$524

Savings on 4 Vehicles bundle:$699

Prattville, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Prattville, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Prattville $1,456 $2,582
Pine Level $1,478 $2,621
Millbrook $1,475 $2,615
Autauga County $1,472 $2,610
Elmore $1,473 $2,612
Coosada $1,487 $2,636
Marbury $1,447 $2,566
Autaugaville $1,410 $2,500

Prattville, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,249
Excellent (740-799) $1,426
Good (670-739) $1,517
Average (580-669) $1,979
Poor (300-579) $2,375

Prattville, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Breck Honea State Farm 61 Market Pl Ste A, Montgomery, 36117-4910 334-272-8423
Strock Insurance Agency Travelers 984 E MAIN ST, PRATTVILLE, 36066 334-365-6555
Kip Lowe Allstate 4722 Woodmere Blvd, Montgomery, 36106 (334) 274-0126
Aronov Insurance Inc Travelers 3500 EASTERN BLVD, MONTGOMERY, 36116 334-277-1000
Cary Mcdaniel Farmers 203 Woodley Ave, Prattville, 36066 (334) 358-5363
Michael Gay State Farm 2090 Highway 14 E, Prattville, 36066-7307 334-358-7474
R R Smith Insurance Agency Llc None 291 Hilltop Cir , Deatsville, 36022 None
Gene Jones Insurance Agency Inc Travelers 3347 Hwy 14 , Millbrook, 36054 None
Janet Jones State Farm 222 Broadway Avenue North, Sylacauga, 35150-2526 256-249-3984

Prattville, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,520
Driver's Failure In Showing Documents +$141 $1,597
Driving With An Expired Registration +$150 $1,606
Driving At A Considerably Slow Pace +$316 $1,772
Using A Cellphone While Driving +$333 $1,789
Running A Red Light +$339 $1,795
Speeding +$357 $1,813
Driving A Vehicle Without The Required Permission +$453 $1,909
Driving With An Expired/Suspended License +$981 $2,437

Prattville, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,398
Active Disabling Device $1,398
Tracking Device $1,369
Passive Disabling Device $1,354

Latest Auto Insurance Reviews in Prattville, AL | Back to Top

State Farm
I think their premiums are higher, but their service is more reliable. I am not sure if the trade-off is worth it though.
my price is nice, that's why i'm with them at the moment. i pay close to half of what other providers charge monthly for close to full coverage
The deductible is about the average like other companies but we have not used it much. A accident with a deer in the 80's was the only time it was used.
The customer service of Travelers Insurance is excellent. I have called them several times and they are great. answer phone fast. Every question I have ever had was answered with little issues.
State Farm
i have found that the price i pay for my insurance has always been more than fair. even when i have gotten in an accident and the price went up it was always a reasonable amount.
Liberty Mutual
as with the customer service provided for my home insurance, the customer service for my auto policy through Liberty Mutual is more than satisfactory.
Cincinnati Insurance
They have been there when I've asked but kept back when not asked. When I've called to make changes those have been handled quickly and professionally.