Prescott, AZ Auto Insurance Rates

Prescott, AZ residents can save $320 by comparing multiple quotes & reading reviews & research on Prescott car insurance rates, quotes, agents & coverage.

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$455 $793 $1077

Latest Auto Insurance Reviews in Prescott, Arizona

The policy offerings that GEICO offers are comparable to other insurance providers. I would not say that they offer something "exclusive" except they don't try to squeeze you once you start using the "offerings".
We have been in one accident since being with USAA but was not at fault. There is no reason to complain.
They offer everything any other company does, but we had the ability to customize our plan online. It was so easy.
State Farm
Insurance is pretty much all the same. State Farm offers better discounts for home/auto and multi-car. They were the lowest available in my area.
I've been with USAA for going on 20 years. They don't fool around. On claims they feel genuinely concerned, and get things covered as quickly as possible. I don't feel like I need to shop around, that's been nice. The friendliest customer service ever, I've actually called managers to compliment. I've never done that anywhere else.
I cannot think of anything I dislike about the company except maybe the price but all the prices seem high to me. The service is good.
To comprehensive and collision coverage, many of our policies offer new car replacement, special parts replacement, enhanced rental car damage coverage and identity theft protection at no extra. Coverage is tailored to your world. Get personalized customer service,
I like that Progressive auto insurance offers the lowest rate for my area, back ground, qualifications, and financial means.
I love how Essurance allows you to do everything online or through the app. I also have the DriveSense app that allows for a discount for good behavior. I have never had any issues with the service.
State Farm
I like that they are friendly and show that they care. They handle everything very quickly and explain everything very well.
Metromile Auto Insurance
I was paying about $80/mo with State Farm for many years. I retired in 2015 and only drive within a 5-10 mile radius of my home 3-4 days a week. Last month I switched to Metromile. My first bill was for $38......I am thrilled!!!
Overall I like the companies customer service. I like the way I can get help on my terms. I can chat to get help. I especially like this because I don't like talking to people face to face or in person.
Write Your Review | Prescott, Arizona Auto Insurance Analysis
Allstate Auto Insurance, Prescott, AZ
$79/1 month
Car Insurance Policy Holder
  • Divorced 36 Years old Male licensed 3 years ago with Financed Honda Insight LX used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate & Part Time Job.
  • accidents in history , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Prescott Car Insurance Rate Comparisons

Prescott, AZ's average car insurance of $793 differs from Peeples Valley, AZ (+$877), Cottonwood, AZ (-$8), Jerome, AZ (+$817) and Arizona (+$434)

Prescott Peeples Valley, AZ Cottonwood, AZ Jerome, AZ Arizona
Median Insurance Rates $793 +$877 -$8 +$817 +$434

Prescott Car Insurance Savings By Neighborhood & Street Area

Prescott Driver Street Residence & Car Locations Car Details in Prescott Prescott Driver Demographics Prescott Auto Insurance Estimates Recent Prescott Insurance Savings
Highland Park
Downer Trl2003 Jeep Liberty Limited18 year male teenager$2137$912
Luane Cir2005 Buick LaCrosse CXS79 year senior$914$776
Portside Dr2008 Mazda MAZDA3 i Sport61 year male senior$976$397
Trailwalk2009 Volkswagen Routan SE18 year teenager$2202$623
Juniper Heights
Laurel Ct2009 Ford Fusion SE68 year female senior$843$373
Cortez St2009 Cadillac DTS Luxury 6-Passenger35 year married man$1242$474
Rancho Vista Estates
Brogan Ct2008 Chrysler 300C 50 year man$1176$740
Aspen Way2013 Honda Civic LX16 year female teenager$1882$456
Canyon Retreat Mobile Home Park
S Highland Dr2011 Lincoln MKZ 33 year woman$798$949
E Murphy Way2013 Hyundai Sonata GLS54 year married woman$662$669

Prescott Post DUI Car Insurance Rates

Prescott Dewey-Humboldt Wilhoit Spring Valley Arizona
Median Post DUI Insurance Rate $1474 +$311 +$1669 +$1520 +$808
Male Teenager Post DUI Insurance Rate $4733 +$997 +$5355 +$4879 +$2591
Female Teenager Post DUI Insurance Rate $3833 +$809 +$4339 +$3952 +$2100

The Post DUI insurance in Prescott, AZ's is $1474 compared to Dewey-Humboldt (+$311), Wilhoit (+$1669), Spring Valley (+$1520) and Arizona (+$808)

In Prescott, a male teenager with Post DUI pays $900 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in Prescott, AZ would pay $4590 on auto insurance while a female teenager POST DUI would pay $3718.

Prescott Car Insurance by Segment

Prescott Teenagers Car Insurance Rates Comparison

6863 Prescott Teenagers (5% of total population), 58% Male & 42% Female.

Prescott Peeples Valley Mayer Cottonwood Arizona
All Teenagers $2267 +$2509 +$2366 -$22 +$1242
Male Teenager $2545 +$2815 +$2655 -$26 +$1393
Female Teenager $2061 +$2281 +$2151 -$20 +$1129

Prescott teenagers pay $2267 in insurance in contrast with Peeples Valley (+$2509), Mayer (+$2366), Cottonwood (-$22) and Arizona (+$1242). The difference between Male & Female teenagers in Prescott is $484


  • 2014 Kia Sorento LX Male Teenager Insurance Rate $2173
  • 2005 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $1939

Prescott Men & Women Car Insurance

121824 Prescott Adults (100% of total population), 50% Men & 50% Women.

Prescott Chino Valley Peeples Valley Paulden Arizona
All Women $753 +$1 +$833 +$539 +$412
Married Women $705 +$1 +$781 +$505 +$387
All Men $1141 +$2 +$1263 +$817 +$625
Married Men $1062 +$1 +$1175 +$760 +$582

The typical insurance rate of $1141 that Prescott Men pay varies from Chino Valley (+$2), Peeples Valley (+$1263), Paulden (+$817) and Arizona (+$625). In Prescott, married men pay $357 more than married women.


  • 2013 Nissan Rogue SV w/SL Package Married Men Insurance Rate $1404
  • 2013 Toyota Prius Four Married Women Insurance Rate $1049

Prescott Senior Car Insurance

39791 Prescott Seniors (32% of total population), 47% Senior Men & 53% Senior Women.

Prescott Yavapai County Mingus Mountain Verde Village Arizona
All Seniors $959 +$323 +$493 +$638 +$525
Senior Men $1007 +$339 +$517 +$669 +$551
Senior Women $904 +$304 +$464 +$600 +$494

Prescott seniors pay $959 in insurance compared to Yavapai County (+$323), Mingus Mountain (+$493), Verde Village (+$638) and Arizona (+$525). In Prescott, senior men pay $103 more than senior women.

Prescott Car Insurance Discounts for Multiple Vehicles

Prescott Population with 1 Vehicle 18573 (35% of Prescott population), 2 Vehicles 20392 (39% of the Prescott population) and 3 vehicles 7417 (14% of the population)

Prescott Jerome Paulden Williamson Arizona
2 Vehicles $1507 +$1552 +$1077 +$1647 +$825
3 Vehicles $2300 +$2369 +$1644 +$2514 +$1259
4 Vehicles $3093 +$3186 +$2211 +$3381 +$1693

Prescott Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Corvette GS $1500 $810 $1310 $750 $2250 $-940
Jeep, Grand Cherokee Overland $200 $790 $990 $740 $940 $50
Mazda, Mazda6i Touring $300 $820 $1120 $780 $1080 $40
Hyundai, Accent SE $100 $800 $900 $750 $850 $50
Subaru, Legacy 3.6R $1000 $770 $1270 $730 $1730 $-460